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Education

Girls’ Education in Vanuatu: Putting a Stop to Social Stigmas

Girls' Education in Vanuatu: Putting a Stop to Social Stigmas
The Republic of Vanuatu is an island in the South Pacific Ocean with a population of only 283,558 people. Of that, 49.1 percent are females. With no effective care and knowledge, addressing menstruation is taboo and handling it is more complex than usual. While it is one of the most important and common changes all women experience, women in Vanuatu are at their most vulnerable during their menstrual cycle. In fact, 75 percent of girls miss school for three to seven days per month when they are on their period due to the social stigma that girls are unclean and unfit to work around the house or go to school.

Girls’ Education in Vanuatu

Education is a main tool for success, but girls’ education in Vanuatu is not guaranteed. According to Spain Exchange, Vanuatu schools have the lowest attendance and enrollment rate in the Pacific because attending school in Vanuatu is not mandatory. Even when given the opportunity to go to school, girls don’t have the proper support system they need to finish because schools lack access to proper bathroom facilities, toiletries and feminine hygiene products. Eventually, girls are forced to drop out because they are falling behind from missing school, making it difficult to catch up with the rest of the class. To make matters worse, young girls can’t turn to their mothers for help because mothers barely understand what is happening to their own bodies.

When girls miss school, they are at home trying to use the little resources they have as menstrual pads, usually using rags or leaves. However, these methods are unreliable and unsanitary. Throughout this process, these young girls are feeling sad, ashamed and confused. Fortunately, there are several organizations that have created effective ways for the girls in Vanuatu to feel protected and clean at school during their menstrual cycle.

CARE for Girls’ Education in Vanuatu

CARE is an international humanitarian campaign that fights global poverty. To help girls in Vanuatu, CARE raised $20,349 to help over 300 girls in 10 different schools. Each girl received a hygiene kit filled with various feminine products including pads, washable and reusable pad liners, soap, laundry detergent and a bucket to wash her clothes and pads.

CARE Australia states that the pads are made by Mamma’s Laef, a Vanuatu business that employs local women. Mamma’s Laef sews reusable and eco-friendly pads that are expected to last up to four years for women all over the country. Australian ABC News reported that, at first, this company was making just a few kits a week, but after high demand for its products, business was booming and catching the attention of the government.

Now, Mamma’s Laef holds educational sessions and programs as part of girls’ education in Vanuatu to inform the students about the reproductive system and the natural changes the human body experiences. Girls learn about the menstrual cycle and how to handle it while boys are taught self-care and how to respect women in their country.

With the help and knowledge of organizations such as CARE and Mamma’s Laef, Vanuatu is one step closer to becoming a successful, self-sufficient country. The girls in Vanuatu prove every day that, with just the help and support of each other, anything is possible.

– Kristen Uedoi
Photo: Flickr

August 23, 2018
https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg 0 0 Borgen Project https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg Borgen Project2018-08-23 01:30:012024-05-29 22:52:49Girls’ Education in Vanuatu: Putting a Stop to Social Stigmas
Global Poverty

How the Media Misrepresents Morocco

how the media misrepresents Morocco
Morocco lies in the west of North Africa and is slightly smaller than the U.S. state of California. The country is both scenic and fertile with the Atlantic Ocean to its west and the Mediterranean Sea to its north. It’s in how the media misrepresents Morocco, a country with a great history, that much of its beauty is lost.

As of 2015, Morocco is the fifth richest country in Africa. Since it is one of the most visited countries, it generates two-thirds of its GDP through tourism and telecommunications.

Media Misrepresents Morocco

How the media misrepresents Morocco, however, is through the depiction of its people’s faith, geographic location and traditionalism. An astonishing 98 percent of the country’s population are Muslims. They follow Islam—a religion that has a history of conflict and controversy with the Western world. Since September 11, 2001, the Western media has continuously exposed the wrongdoings of the Muslim faith causing further tension.

Moreover, Morocco is also an African nation, which, given the continent’s history of mass poverty, has only added to the media’s bias.

Finally, about 24 percent of the population is the Arabized Imazighen and about 21 percent are Imazighen—a community of people who are descendants of an Afro-Asiatic family which directly descends from the ancient Egyptians. The Imazighen are strictly traditional and often live in Morocco’s mountainous regions to preserve their language and culture.

An example of how the media misrepresents Morocco is how it has depicted the country as an ‘unjust’ and ‘unfair’ nation. One such report came from Freedom House’s 2015 report on journalism, which ranked Morocco lower than other nations which have a history of violence with reporters although it does not have a history of violence.

It is true, that in essence, the Qur’an is the source of law, however, Morocco does have a French-inspired legal code. After the legal system was met with pressures from Moroccan women for a more balanced system, in 2004 the parliament issued a more liberal and balanced legal code.

Constitutional Monarchy in Morocco

The country is headed by a constitutional monarchy, which shares its power with the parliament. The monarch does have power over religious affairs, the country’s armed forces and the national security policy. The monarch also has the power to choose the prime minister.

The monarch’s political affiliation and power have been a subject of much controversy and debate—particularly in the last 30 years. Nevertheless, the Moroccans have voted in favor of this system, though they did vote to expand the parliament’s power in 2011.

Modernization in Morocco

Another aspect of how the media misrepresents Morocco is that it seems to ignore how the country is rapidly modernizing. It instead capitalizes on how Morocco has kept much of its ancient architecture and customs. The Western media reports the country to be “stuck in its ways” and “archaic” but ignores how it has tried to promote women’s equality, human rights, religious tolerance and social liberalization while upholding its Islamic heritage.

Morocco has seen much migration and urbanization of its communities. Its standard of living is also rapidly increasing. In fact, it is the most visited African nation with 10.3 million tourists in 2016 alone.

Battling Malnutrition in Morocco

While one-third of Morocco experiences malnutrition, the government is actively trying to better the living conditions of those affected. For instance, in 1999 the Moroccan government set up a loan fund to help small businesses grow. In 2017, the government provided its impoverished communities with electricity and piped water.

Morocco, in fact, is one of the few Arab nations which could be self-sufficient in food production. It can produce two-thirds of the grains necessary for domestic consumption in a year. Morocco is trying to capitalize on this by attempting to use its great potential in hydroelectric power.

– Isabella Agostini
Photo: Flickr

August 22, 2018
https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg 0 0 Borgen Project https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg Borgen Project2018-08-22 20:28:402019-12-17 15:53:41How the Media Misrepresents Morocco
Human Rights

Top 10 Facts About Human Rights in Russia


Russia has become a regular fixture in much of today’s news. From the 2016 U.S. election and subsequent investigations to international relations and finally the most recent, FIFA 2018 world cup.

Russia has been ubiquitous in the Western world’s thoughts and discussions. With an increase in international scrutiny, Russia has been placed under a long-needed microscope, displaying an unfortunate state of corruption, violence and human rights violations.

10 Facts About Human Rights in Russia

    1. Russia is currently experiencing its worst human rights crisis since the Soviet era. Under the guise of national security, Russia has entered an age of control and restraint on citizens’ basic human rights. In the past two years alone, numerous laws and policies have been enacted, restricting citizens’ rights to freedom of religion, assembly, free speech and other formerly protected human rights.
    1. Conditions may worsen for those in Russia due to other countries’ policy changes. The UK recently determined that upon leaving the EU, they would also leave behind the EU Charter of Fundamental Rights and European Court of Human Rights. Should this occur, it would lend credibility to other countries interested in removing themselves. Although Russian State Duma Vice Speaker, Pyotr Tolstoy, stated earlier this year in March that there are no plans to withdraw from the ECHR, prior to his statement, multiple news outlets had reported that the Russian authorities were, in fact, discussing that possibility.
    1. Russia has created an environment of legalized human rights violations that go beyond simply enacting unfair laws. Since law enforcement and the judiciary system are essentially under the control of President Vladimir Putin, every step of the legal system is fraught with human rights violations and deep-rooted corruption.  
    1. So long as the world continues to say nothing, the Russian government will maintain its control through the attack on human rights and freedoms, relying on violence and misinformation to manipulate not only Russians’ views of their country but the western world’s as well. While the world ignores the current situation in Russia, the human rights violations have worsened and become more normalized. By speaking out against the abuses, the U.S. and others can begin the long-needed open dialogue to address the issues.
    1. These human rights violations do not just exist within the country. Since reclaiming the territory of Crimea in 2014, Russia has exercised their control in a region that had been independent for nearly 60 years. Throughout the time Russia occupied Crimea, the UN has reported numerous human rights violations. This includes the imposition of Russian citizenship as well as torture used to control residents and the potential threat they would pose by exercising their right to protest. Some of the human rights violations are listed below.
    1. Freedom of Assembly: An increase in human rights violations has resulted in an increase in protests across Russia. The ECHR ruled in Lashmankin and Others v. Russia that the right to assembly was being violated, yet restrictions and violations continue to persist or worsen. Protesters are often young people and their activism has the potential to negatively affect their future. While the majority of these protests are peaceful, Russian police have arrested thousands of protesters, bystanders and journalists, often using excessive force and subjecting many to arbitrary detention and unfair trials. Once identified, Russian authorities continue to be a forceful presence in the lives of protesters.
    1. Freedom of Association: Since the enactment of the ‘Foreign Agents’ Law in 2012, Russian citizens’ right to freedom of association has been under attack. This law requires independent groups that receive any foreign funding and engage in any sort of political activity to register as ‘foreign agents’—a term which essentially translates to ‘traitor’. The majority of these groups are associated with human rights work or environmental, health or social issues, and many have shut down due to heavy fines or simply the negative label of ‘foreign agent’. To date, 76 nonprofits attempting to contribute to the wellbeing of citizens are on the list of active ‘foreign agents’.
    1. Freedom of Expression: In an era of fake news, media control and online communication, the freedom of expression is a vital right for all. In July 2016, President Vladimir Putin signed the Yarovaya Law, which requires internet and cellular providers to retain personal data for up to three years for use by security services, as a means of stemming terrorism and extremism. In the first two months of 2017, 94 Russian citizens were imprisoned for extremist speeches on online platforms, associated mostly with criticism of the Russian occupation of Crimea.
    1. Women’s Rights: In February 2017, a law decriminalizing domestic violence by a close relative that does not lead to hospitalization or loss of ability to work was passed. By allowing domestic violence to persist in any form it becomes normalized and often escalates within a household. The mayor of Moscow denied activists the right to protest this law, despite its grave effects on the safety of women. 
  1. Freedom of Religion: Many religious minority groups are harassed, subjected to banning or blocking of their websites. Under the Yarovaya Law of 2016, these groups will also be fined for practicing or promoting their religion outside pre-designated places. In April 2017, the Russian Supreme Court banned the Jehovah’s Witnesses organization calling it extremist, thereby restricting the freedom of the religion’s 170,000 worshippers across the country. Those who continue to practice this religion may face up to 12 years in prison.

Through these facts about human rights in Russia, one can see the deep-rooted history of corruption and injustice which has penetrated some of the most basic human rights even in the 21st century. However, the potential for change exists, as many Russian citizens continue to protest unjust laws and the world begins to focus on addressing human rights violations in Russia and beyond.

– Anna Lally
Photo: Flickr

August 22, 2018
https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg 0 0 Borgen Project https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg Borgen Project2018-08-22 10:58:382024-12-13 17:58:53Top 10 Facts About Human Rights in Russia
Global Poverty, Poverty Reduction

How to Tackle Poverty Reduction in Poor Countries

poverty reduction
Almost half of the world’s population lives in poverty, defined as having under $2.50 per day. Even more striking, more than 1.3 billion people live in extreme poverty, which means having under $1.25 per day on disposal. Most concerning, there are over 1 billion children exposed to substandard living conditions.

Several international organizations, such as the IMF, World Bank, and UN, work with governments and other organizations in the world’s poorest countries on daily basis. Their common mission is poverty reduction in poor countries and, ultimately, to end all forms of poverty once and for all.

However, what are the actions currently being implemented? Where can further attention and action be allocated to effectively alleviate poverty?

International Organizations and Governments

The weakest links are evidently countries that lack abundant natural resources, such as sub-Saharan African countries. These countries, such as Cameroon, Benin, and Angola, are home to the poorest people and their governments are unable to raise tax revenues or foster financial resource mobilization. Development of these countries could be achieved through a set of resources such as private investments and development financing.

Coordination with governments to address issues directly linked to the poorest of their population is vital. The Bolsa Familia program in Brazil exemplifies this notion, as the program has established a direct cash transfer to the poorest families. Over 48 million families are enrolled and this has led to extreme poverty dropping from 20.4 million in 2003 to 11.9 million in 2009. That is a staggering 8.5 million people who have been lifted from the severe poverty.

Facets of Poverty – Basic Needs

Typically, poverty is associated with one’s financial situation. Nonetheless, there are several other facets to poverty that must be addressed if extreme poverty, and eventually poverty altogether, is to be eradicated. Of these basic needs, five stand out in poverty reduction in poor countries:

  1. Quality education
  2. Access to healthcare
  3. Water and sanitation
  4. Economic/financial security
  5. Child participation

Improving the well-being of the world’s poor enables them to break the cycle of poverty. Providing a greater home environment and adequate nutrition fosters the success of children in school and of adults in training, which boosts their economic position. One example is Colombia, where education can be the gate key to breaking the cycle of violence and poverty and promoting economic growth on all cylinders.

On Data

In an increasingly data-driven world, developing countries can greatly improve their data on poverty, and by doing so, clearly identify where the poorest citizens live and what their exact needs are. In this way, they can allocate their resources effectively. Crucial improvements include the monitoring of different facets of poverty other than income, while encompassing more dimensions to the problem (social, economic, etc.).

There is much work to be done to resolve the unfortunate effects of poverty. However, solving the persistent problem requires striking straight to the roots.

Collaboration between international organizations, governments and other groups, updating and improving data as well as providing basic needs are all must-do’s in the fight against poverty reduction in poor countries.

– Roberto Carlos Ventura

Photo: Google

August 22, 2018
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Global Poverty

Top 10 Facts of Resiliency about Poverty in Ghana

Top 10 Facts about Poverty in Ghana
In the last two decades, poverty in Ghana has drastically reduced due to an increase in economic factors, despite poverty still dominating more rural areas where there is not enough access to food and other basic necessities. 

Top 10 Facts about Poverty in Ghana

  1. Between the years 1991 and 2012, the poverty rate in Ghana has been cut by more than half, from 52 percent to 21 percent.
  2. In 2011, the country was considered to have a middle-class economy. Ghana accomplished such status by obtaining a more skilled labor force and geographical mobility.
  3. Despite the booming economic growth, poverty in Ghana is still prevalent. Poverty has shifted from urban areas to now more rural areas of the country; in fact, rural poverty is almost four times higher than urban poverty.
  4. According to UNICEF, the poverty reduction rate has declined in recent years. There is only a 1.1 percent reduction rate per year since 2006.
  5. The northern region of the country makes up the largest number of citizens in poverty in Ghana. Since the 1990s, the poverty rate in the northern region has dropped from 55 percent to 50 percent.
  6. In Ghana, children are 40 percent more likely to live in poverty than adults. UNICEF states that 1.2 million households are unable to supply an adequate amount of food for their children.
  7. Overcrowding and homelessness are some of the many reasons for poverty in Ghana. According to Habitat for Humanity, many houses in the country lack ventilation and basic amenities.
  8. In more rural areas, outbreaks of cholera are common from lack of inside toilets in homes. Using the bathroom outside or in public pits contributes to the passing of hazardous diseases.
  9. The World Food Program reports that twenty-seven percent of households are at risk of hunger in Ghana. About a third of the population is living on less than $1.25 a day, which means obtaining food is extremely difficult.
  10. In 2006, infant mortality rates were cut by half, although healthcare is still poor in the country. The northern regions only have nine percent of hospitals even though it holds a majority of the population. Citizens in the northern region of Ghana have to travel far distances to reach hospitals and travel costs can be high.

Combating Challenges

Ghana is continuing to grow despite its problems with poverty. In fact, the nation is considered to have one of the world’s fastest growing economies in the world. At the end of 2017, the economy increased for the fifth successive quarter.

The economy has increasingly focused on agricultural growth, which has created more jobs. Ghana’s government has also been spending money on educating workers that in return will create more money for the country. One of Ghana’s greatest challenges for the future is spreading development evenly throughout the country, and one can only wish Ghana success in combating such an issue.

– McKenzie Hamby
Photo: Unsplash

August 22, 2018
https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg 0 0 Borgen Project https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg Borgen Project2018-08-22 01:30:272024-05-29 22:52:48Top 10 Facts of Resiliency about Poverty in Ghana
Global Poverty

Comparing Urban Poverty and Rural Poverty

Urban and Rural Poverty
Great urbanization over the past several decades has led to the phenomenon coined as “the urbanization of poverty.”  The name generally refers to the migration of poor communities from rural areas into urban centers in the hopes of greater opportunity and increased quality of life.

Urbanization of Poverty

Numerous analyses view this urbanization as a positive for poor populations; urban areas tend to have less poverty and better access to quality jobs, schools, water and sanitation sources, hospitals, etc. Yet, several measures of urban poverty and rural poverty fail to take into account the inflated cost of living and the minutia behind general statistics.

On the whole, the poor are urbanizing at a faster rate than the general population; the share of poverty located in urban areas in developing nations rose 11 percent from 2002-2012. This has compelled some to believe that poverty is now mainly an urban problem.

So, the million-dollar question: what is the difference between urban poverty and rural poverty, and is poverty indeed an urban issue?

Issues in the City

Not only are cities more expensive for basic expenses such as housing, but poor city-dwellers have additional costs in the form of food and water.  Many rural communities grow their own food and collect their own water, which comes with its own costs — predominantly kids dropping out of schools to aid their families.

Urban settlements add these items to their monetary costs, which often leads to increased instances of malnutrition and hunger. This also means that urban families are more vulnerable to pricing shifts. While it seems logical that individuals would be closer to certain resources in urban settings, quality access remains an issue for poor, urban households.  Many city slums have a latrine shared by as many as 50 households.

Such facilities are overused to the point of water source contamination. Less than 10 percent of the population in most African cities have adequate provision for sanitation. As many as 100 million city dwellers in low-income nations have no toilet facilities that they can use or afford, including no access to free public toilets.

Urban Overcrowding

Overcrowding compounds many issues of poverty in urban settings.  A water tap in a rural community may be used by only a hundred persons.  In contrast, an urban tap in a poor area is often drained by over 5,000.

The rapid nature of urbanization has led to squatter towns, slums and project areas that are typically not safe, sanitary or adequate. This overcrowding also makes urban poverty populations more susceptible to decimation due to poor weather or a natural disaster, which will wipe out more people in an urban setting.

In addition to often being shanty, urban housing is also more difficult to sustain. Evictions leave hundreds of thousands desolate and on the streets.  In rural areas, generally, the communities are more tradition based and losing family housing is uncommon.

Urban Poverty and Rural Poverty

Urban poverty and rural poverty share many of the same core issues: convenient access to water and sanitation, housing, food, education and health services. Yet, aid to urban poverty takes on an entirely different form from aid to rural poverty.

The focus of rural aid ought to be on improvements such as education and water access. Urban aid, on the other hand, must take into account growth and sustainability — building quality, affordable housing, creating large-scale water and sanitation systems, ensuring safety from street violence and more.

Tough Calls

While urban poverty has steeply risen, a vast majority of the world’s poor still live in rural areas, with most analyses reporting 75 percent of the poor and others reaching over 80 percent. Thus, while urban poverty perhaps presents a slightly more complex picture, rural poverty remains pervasive.

Additionally, urban poverty is often easier to aid largely due to the crowded areas in comparison to sprawling rural locations. This presents a strange dichotomy for aid organizations: help urban poverty and thus more people per dollar, or help the area with the largest portion of the world’s poor.

– Jessie Serody
Photo: Unsplash

August 22, 2018
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Foreign Aid

Irish Foreign Aid: Working and Improving

Irish Foreign Aid
Irish foreign aid is distributed by Irish Aid, a program within the Department of Foreign Affairs and Trade. The main focus of Irish Aid is to reduce hunger and improve resilience. This means that Irish Aid focuses on developing economic growth, improving governance and holding governments accountable for human rights. Much of their work and funding is focused in Sub-Saharan Africa.

Ireland and the UN

During the United Nations negotiations to implement the 17 Sustainable Development Goals (SDGs) that were to feature in the United Nations program “Transforming Our World: The 2030 Agenda for Sustainable Development,” Ireland worked alongside Kenya to facilitate intergovernmental negotiations in 2014 and by mid-2015 the negotiations were complete.

This is an important milestone for Irish foreign aid. Ireland has yet to meet the United Nation’s standard of .7 percent of a nation’s gross national income (GNI) for foreign aid; the nation currently only spends .33 percent. Although Irish foreign aid spending is not at expected United Nation levels, it is still effective.

Impact of Irish Aid

Like many other nations and their foreign aid agencies, Irish Aid uses a grant system to make use of its allocated money. In 2012, Irish Aid granted 100 million euros to the organization Concern Worldwide. Irish Aid and Concern Worldwide have been partners ever since.

A similar partnership was struck again in 2017, and the grant money would be used to fund programs all across Africa in 17 different countries. Irish Aid and Concern Worldwide are working together on the Realigning Agriculture to Improve Nutrition (RAIN) project, amongst others.

Concern Worldwide

According to Concern Worldwide, nearly 45 percent of children in Zambia are undernourished, which can lead to health difficulties later in life and hinder a child’s performance in school.

Concern Worldwide works to combat this deficiency by bringing together both the Ministry of Health and Ministry of Agriculture. This cooperation will help the government learn how to effectively manage this issue. Concern Worldwide also provides advanced training for farmers, including improved techniques to increase crop yield and preserve the environment.

Educational Efforts

Education is another important area for Irish foreign aid. On the Irish Aid website, stories can be found about individuals, individual programs and their respective successes. In the realm of education, one young Ugandan man is an exceptional success story. Munyes Michael holds a bachelor’s degree in Business studies with education in a country where nearly 4 out of 5 adults cannot read or write.

Although his parents worked incredibly hard, they were unable to afford to send him to secondary school, let alone college. However, Munyes was able to go to college due to Irish Aid; after graduating, he now works as a community facilitator in Uganda. Munyes is a great example of how investment in people can turn out to be one of the best investments a nation, organization or person can make. Money was spent on one person, and that person can go on to help hundreds of people.

One Step At a Time

Although Irish Aid is changing peoples’ lives all over the world, it can still do better. Better funding and direction from their government can go a long way.

Although Ireland’s government does not yet have a plan to reach the target of .07 percent, credit should still be given to the nation. Ireland was hit hard by the 2008 financial crisis but continued to do its part to help around the world. Hopefully, as the Irish economy continues to grow, its government will begin to form a coherent strategy for improving its foreign aid efforts.

As with any important issue, the best change will happen when a government is called higher by its people and its media (specifically The Irish Times). With concentrated efforts reflective of populations near and abroad, Ireland can only do good.

– Nick DeMarco
Photo: Flickr

August 21, 2018
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Global Poverty

Solving Key Issues of Credit Access in Paraguay

Paraguay
The global indicator “Doing Business” ranks credit access in Paraguay at a not-too-shabby 122 out of 189 countries. The Western Hemisphere Credit and Loan Reporting Initiative stated that Paraguay‘s economy was ‘improving;’ still, the government’s 2014-2018 initiative, National Financial Inclusion Strategy (ENIF), identified two major issues it wishes to mitigate. Namely, it indicated that micro, small and medium enterprises (MSMEs) needed better access to approved loans and that 17 percent of the population had no access to a bank.

What is the ENIF?

The Paraguayan government — working alongside the World Bank and the FIRST Trust Fund Initiative — created the National Financial Inclusion Strategy (ENIF) as part of Paraguay’s National Development Plan. The main goal of this initiative is reducing poverty and promoting economic growth.

The strategy intends to achieve this goal by creating better credit access in Paraguay, as well as access to other financial services for the entire population. The project’s vision explains it best: “Quality and affordable financial services for all people in Paraguay who want them through a diverse and competitive marketplace.”

In order to achieve this vision, the initiative analyzes the issues with Paraguay‘s current state of financial inclusiveness by comparing the objectives to the gap of the “current financial profile versus the financial needs of the five primary income groups.”

It then creates a strategy for closing this gap by identifying the end goals — the ‘key performance indicators (KPI)’ — and a list of tasks to help achieve this goal. Working groups under each KPI then focus on completing these tasks.

Bank Access

About 69 of the 224 districts in Paraguay with more than 2000 inhabitants (17 percent of the population) have no access to banks, bank agents or ATMs because financial services simply cannot survive in an area with such a tiny client base.

This makes access to financial services for the population living in these rural areas very difficult, if not impossible, to obtain. For the two-thirds of this population that live in extreme poverty, this can also prove quite dangerous. Without access to credit, savings, or even government subsidies they can run out of money to buy food and are ill-equipped to handle an economic shock such as an illness or a death.

The ENIF proposes increasing the use of mobile phones and the coverage of mobile networks in the 69 “financially excluded” districts (with an emphasis on the 17 vulnerable districts) to provide those in need with access to money through mobile financial services.

By coordinating with the working groups in other KPIs, ENIF also wishes to provide such populations with access to financial services such as credit, insurance and savings. Along with this, the working group plans to create financial literacy courses and to design products and initiatives that encourage these vulnerable populations to save their money.

Loan Access for MSMEs

While 64 percent of 1.1 million MSMEs wish to have access to a loan, only 35 percent of MSMEs have had the ability to borrow in order to fund their operations. One-fifth of these firms reported not even applying for loans because they anticipated outright rejection.

To the ENIF, this indicates issues with business credit access in Paraguay and a need to improve the loan system. Improving such access will not only help businesses gain more capital for the country, but it will also improve job growth and increase access to opportunity for those in need.

The ENIF believes that credit risk systems of Paraguay’s main bank, Banco Central de Paraguay (BCP), and the collective savings and credit cooperative institution Instituto Nacional de Cooperativismo (INCOOP) should communicate with each other in order to create a collective credit information system. This partnership would allow for better monitoring of indebtedness and to ensure responsible credit is given.

ENIF’s Efforts

Along with this, the ENIF will also help in the creation of other regulatory measures such as:

  • Speeding up the provisioning of micro-credit loans
  • Establishing accuracy, timeliness, disclosure and recourse standards for all institutions
  • Exploring the possibility of implementing factoring and leasing products on the market
  • Monitoring, coordinating and implementing the progress of these KPIs through the Executive Secretary and Financial Inclusion Team. Each working group will send annual reports to the Executive Secretary and a measurement and evaluation system will track their progress
  • Issuing a survey every two years to compare the rates at the individual level to those in 2013

Room to Improve

Hopefully, with a great coordinated effort, the ENIF will see the data of financial inclusion improve and with it, will also see a greater reduction in the number of citizens in poverty. Even with the economy resting at a decent place, a good government knows that its country always has room to improve.

– Elizabeth Frerking
Photo: Flickr

August 21, 2018
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Education, Global Poverty, Health

Top 10 Biggest Issues in the World Today

Biggest Issues in the World
The world has several issues, but luckily it also has organizations and individuals ready to combat them every step of the way. The following are a list of the 10 biggest issues in the world we face today.

The 10 Biggest Issues in the World

  1. Poverty. More than 70 percent of the people in the world own less than $10,000 — or roughly 3 percent of total wealth in the world. Geographically, the story is similar. A lack of global emphasis on foreign aid, conflict and political factors have kept poverty as a driving factor. In the last two decades, however, things have started to improve. The “middle class” has doubled in size from seven to thirteen percent.
  2. Religious Conflict & War. Political conflict has drastically increased over the years. Terrorism and the rise of religiously-motivated insurgent groups have forced the hand of several governments. As a result, defense spending around the world has risen steadily since 1995 to $1.7 trillion. While terrorism may be on the rise, the good news is that diplomacy and peace efforts have decreased the number of civil wars and intra-state conflicts around the world from 16 per 100,000 to about 1 per 100,000.
  3. Political Polarization. Political polarization has skyrocketed with the rise of social movements across the world. States have experienced internal strife from events such as BREXIT or the U.S. election of President Donald Trump. PEW claims that the U.S., specifically, has become more polarized than ever. Since 2004, the U.S. has reportedly seen a rise in political partisanship. Bi-partisan groups and organizations, such as the Bipartisan Policy Center, have been actively working to promote a more collaborative political arena.
  4. Government Accountability. Throughout the world, political scandals have led to a distrust of government. Specifically, in the U.S., reports say only a third of Americans trust the government to “do what is right.” Advancements in tech and China’s new surveillance policy do not help. Skepticism on such issues has led to a rise in social movements which have been key in influencing policy.
  5. Education. While education has significantly improved in the last century, there still remains a lot of work to be done. Inequality between genders in specific parts of the world has emerged as a large part of the question. The Malala Fund reports 130 million girls across the world lack proper access to schooling and actively addresses this issue through advocacy.
  6. Food and Water. Currently, 1 in 9 people lack access to clean water across the world and the same ratio are malnourished. The emergence of new technology in agriculture and increased awareness, however, has improved conditions. Several organizations, such as the World Health Organization (WHO), are addressing the issue on the ground and through political influence.
  7. Health in Developing Nations. Statistics has widely shown that aside from malnourishment, access to clean and affordable living conditions has lagged in the developed world. Life expectancy in developing nations is on average 14 years behind developed nations’. Overall health, however, has increased over the years, thanks to organizations such as WHO.
  8. Credit Access. One of the driving factors in continued poverty is the lack of access to credit. Without stable financial services, it becomes difficult for developing nations to grow at a sustained rate economically. Studies show that access to credit can improve economic prospects.
  9. Discrimination. Discrimination covers a wide breadth of issues and takes several forms. Recently, in light of new social movements, it has garnered more attention. Wage gap issues, income inequality, education wage premiums and other problems have appeared at the forefront of social movements. These movements have shown promise for change – the #MeToo movement has brought several employers to justice.
  10. Physical fitness. Obesity has become a global issue. The lack of physical fitness programs and extra-curriculars have created significant issues that could affect future health. Recently, the number has exceeded 39 percent of individuals around the world being overweight and 13 percent being obese. Efforts by the government and even media have started to turn the tide. Professional organizations such as the NFL have implemented Play60 programs to emphasize nutrition and fitness from a young age.

Imminent Progress 

The biggest issues in the world are critical, but not insurmountable. Many have seen concrete progress over the past few decades, and all of them have the attention of different groups and organizations working to improve them.

Continued awareness and effort can ensure these issues have a smaller impact on the world in the future.

– Mrinal Singh
Photo: Flickr

 

August 21, 2018
https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg 0 0 Borgen Project https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg Borgen Project2018-08-21 01:30:152024-05-29 22:52:47Top 10 Biggest Issues in the World Today
Global Poverty, Migration, Refugees and Displaced Persons

Reasons Impoverished People Come to the United States

Reasons Impoverished People Come to the United States
Most Americans will never know what it is like to be forcibly displaced from their home country. Living in a place where there is no threat of violence is a luxury when compared to the hardships faced by many other people. For those who are not privileged, every day can seem like a struggle. The reasons for impoverished people coming to the United States are many. 

Asylum-Seeker and Refugee

What is the difference between an asylum-seeker and a refugee? Refugees are those who have to seek safety in neighboring counties during times of war or other perils and are recognized by the International Law. Asylum-seekers, however, are migrants whose identity as a refugee is not recognized by their home country. Their reason for fleeing may be related to personal threats of violence and they have not yet claimed refugee status. These two can fall under the term “migrant”.

In the current political climate, a pilgrimage to the United States is a great risk. Therefore, it is important for the natural born citizens of this nation to align themselves with the reasons impoverished people come to the United States. 

Top 10 Reasons Impoverished People Come to the United States

  1. Persecution: Impoverished people come to the United States to escape persecution, whether it is related to race, religion or political affiliation. Migration is the last option for safety and it is all many families can afford.
  2. Escape Violence: Many people coming to the southern border of the United States hail from the Northern Triangle of Central America, i.e. Guatemala, Honduras and El Salvador. The rate of targeted killings and gang-related violence has spiked in these countries in the past few years, causing many citizens to flee.
  3. Environmental Factors: Drastic changes in the natural environment is a prevalent reason for migration to the United States. After the devastation caused by Hurricane Maria, around 179,000 people living in Puerto Rico came to the continental U.S.
  4. Healthcare: The impoverished migrants coming into the United States often come from countries with unaffordable or extremely limited access to healthcare.
  5. Jobs: Searching for employment is a top priority for migrants at the southern border. It is nothing short of astounding that nearly two-thirds of adults are able to find work within five weeks of entering, often accepting low wages to provide for themselves and their families.
  6. Children’s Bright Future: In the hopes of offering a better life for their children, many families have sent them out alone. Since the beginning of this year, over 74,000 children have been met at the U.S. southern border without being accompanied by a parent.
  7. Family Reunification: For parents who often have to send their children away ahead of them, coming to the United States is their chance to live as a family free of poverty and persecution.
  8. Protection: In their search for a place that offers an obligation to protect its citizens, migrants come with the hope that they will be protected in the United States. Displacement is something no person would want to go through more than once in their lifetime, so these people are looking for permanence as well. About 60 percent of the undocumented immigrants living in the United States has been there for the past decade.  
  9. Education: Public education is a luxury many impoverished people do not have access to. Coming to the United States provides not only an immediate better life for their families but a long-term plan for their children’s education.
  10. Quality of Life: Overall, this was the promise made to immigrants going back almost 200 years, that a better life was waiting for them if they were willing to work for it.

The above reasons for impoverished people to come to the United States will not only help American citizens empathize with their struggle but possibly look for ways to help them out. Embracing migrants is something that has been an enormous struggle for centuries in the United States, and while every immigrant’s reasons for leaving their home country may be different, their desire to build new, bright future is what brings them here.

– Tresa Rentler
Photo: Flickr

August 20, 2018
https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg 0 0 Borgen Project https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg Borgen Project2018-08-20 16:15:102019-08-15 12:04:02Reasons Impoverished People Come to the United States
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