Credit Access in Grenada
Grenada is a small, densely populated island located in the southern Caribbean. The country is often nicknamed “Spice Isle” for its legacy of exceptional spice production. In recent years, Grenada has had stable economic growth averaging more than 5 percent annually, making it one of the fastest growing economies in the region. However, its location within the hurricane belt and its heavy reliance on commodity exports make the country vulnerable to economic shocks caused by natural disasters and market fluctuations.

Financial Infrastructure

Grenada has two main bodies regulating its financial operations. The Eastern Caribbean Central Bank (ECCB) is a regional body established in 1983 in order to maintain the stability of the eastern Caribbean currency and the integrity of the banking system. The ECCB serves as Grenada’s central bank, setting the country’s monetary supplies, lending rates and enforcing regulations upon the banking sector. A second body, the Grenada Authority for the Regulation of Financial Institutions (GARFIN), was introduced in 2007 by an act of parliament for the regulation of the non-bank financial sector that includes insurance agencies, credit unions, pension schemes and other financial services.

Credit Access Constraints

In addition to having a firm regulatory system, Grenada currently has five commercial banks and 10 credit unions operating in the country that offer a range of credit options for individuals and businesses. However, with around 65 percent of the country’s population living outside of urban settings, along with unattractive interest rates and a risk-averse corporate climate, credit access in Grenada remains an obstacle to equal and sustainable development. In fact, a recent report by the World Bank ranked Grenada 130th out of 189 countries in terms of access to credit. Similarly, a 2013 report by the Caribbean Development Bank cites lack of access to credit as one of three widely recognized constraints to the development of the private sector.

Grenada Development Bank

Being aware of the lingering issues, the government established the Grenada Development Bank (GDB) in a concentrated effort to improve credit access in Grenada. Overseen by GARFIN, the development bank was created to serve five core purposes:

  • Expand the development enterprises.
  • Assist with high education costs.
  • Foster the development of capital markets.
  • Mobilize and coordinate resources for financing industrial and agricultural projects.
  • Provide loans for home construction and renovation.

The bank operates under close government oversight to ensure it is guided primarily by Grenada’s development needs. Although in existence since 1976, GDB has undergone a series of structural revisions and has recently seen significant improvements to both its profits and its lending contributions. In an interview with the OECS Business Focus magazine, GDB Managing Director, Mervyn Lord, said the role of the bank is to finance the gap in the economy, thereby providing the only financing option for a whole range of Grenadians who do not qualify for commercial or credit union loans.

For instance, GDB offers mortgages to homebuyers who can demonstrate their ability to make monthly repayments even though they do not have the available funds to pay a deposit. Lord also added that GDB tries to accommodate borrowers by reducing red tape requirements and accepting any source of capital (rather than just cash) to secure business loans.

Future of Credit Access in Grenada

While many development indicators are pointing in the right direction for Grenada, there are still steps that need to be taken to safeguard its recent growth. A 2018 IMF report commends the Grenadine authorities for strengthening the financial system but advises that GARFIN improves its data monitoring and stress-testing system. Although a sign of improved credit access in Grenada, the rapid uptick seen in credit union lending could lead to high default rates if not closely monitored and regulated.

– Jamie Wiggan

Photo: Flickr

Hunger in the United Arab Emirates
The United Arab Emirates (UAE) is a small nation that consists of a federation of seven emirates along the southeast end of the Arabian Peninsula. As of 2017, it is ranked as the eighth richest country in the world, mainly due to its status as a global supplier of fossil fuels. While the country is considered food secure its heavy dependence on food imports coupled with unsustainable agricultural practices and overfishing, pose unique challenges. Keep reading to learn the top 10 facts about hunger in the United Arab Emirates.

Top 10 Facts About Hunger in the United Arab Emirates

  1. In 2018, the United Arab Emirates ranked 31st in the Economist’s Global Food Security Index — in between Hungary and Saudi Arabia — with a score of 72.5 out of 100. The data showed that there has been a slight, but consistent, upward trend in food security over the past seven years in the country.  
  2. About 17 percent of children under the age of 5 in the UAE are malnourished, often resulting in stunted growth. “This figure, if compared to the Western countries, is quite high and is also significant compared to other countries in the world,” said Dr. Mohammed Miqdady, Senior Consultant Paediatric Gastroenterology at Shaikh Khalifa Medical Centre, Abu Dhabi.
  3. The economy of the UAE, and particularly the emirate of Dubai, relies heavily on the tourism industry. Many hotels and restaurants feel pressured to produce vast amounts of food for incoming tourists that often does not get eaten. Because of this, food waste is a problem in the UAE, to the extent that more than $3.54 billion worth of food is wasted in the country every year. 
  4. While the UAE is considered to be food secure, food sustainability remains an issue. Out of 67 countries ranked in the Food Sustainability Index, the United Arab Emirates ranked last in terms of overall food sustainability. The country also came in last place as it relates to food loss and waste, and eighth-to-last in terms of sustainable agriculture.
  5. Part of the problem of food sustainability stems from the lack of reliable domestic food production. Less than 5 percent of land in the United Arab Emirates is arable, and the average yearly rainfall is at only 3.85 inches per year. Because of this, nearly 90 percent of the country’s food is imported.
  6. The UAE is predicted to be one of the most vulnerable nations in the world to climate change. Experts predict that agriculture in the UAE may be affected by extreme heat, harmful insects, flooding in some areas of the country and water shortages in others. In addition, the danger of a global food crisis affecting other countries may also affect the UAE, since the country already imports most of its food.
  7. The fishing industry, that has been a consistent source of food security in the country, is on the decline. Research from the Environmental Agency in Abu Dhabi shows that 85 percent of the grouper and rabbitfish populations, two key species in the Arabian Gulf have been depleted. Other species have suffered similar depletion, including the farsh or painted sweetlips, the population of which has been reduced to 7 percent of its original size. This is assumed to be the result of rampant overfishing in the Gulf.
  8. To make matters worse for the fishing industry, many experts have begun to worry about the potential effects of global warming on fish supply in the oceans surround the United Arab Emirates. Higher temperatures and changing oxygen levels could make the ocean surrounding the UAE uninhabitable for many species. In fact, between overfishing and changing ocean climates, 30 percent of all species in the Arabian Gulf are predicted to be extinct by the end of the century. Given the importance of the fishing industry in the UAE, both the economy and the food supply of the country may be drastically affected.
  9. The UAE has turned to technology to find new solutions to an environment inhospitable to food production. One such solution is cloud seeding, a science-based process that involves encouraging water condensation and precipitation by spraying small flares of chemical compounds into the clouds. UAE meteorologists hope that cloud seeding may hold the key to increasing the country’s rainfall and making agriculture more feasible. 
  10. The United Arab Emirates has created a national plan — based on four developmental pillars — to make its way into the top 10 on the food security index by 2021. The plan includes increasing the number of agribusiness companies worldwide that involve UAE companies, improving domestic food production and reducing the amount of food waste in the country by half by 2030. The plan is also concerned with food safety and nutrition in the UAE.

If the UAE can find ways to work around the potential threats of climate change and resources being exhausted, hopefully, the country will be able to create more sustainable food sources for its citizens. 

– Keira Charles

Photo: Unsplash

Afghan IDPs and Returnees

Conflict and natural disasters have plagued Afghanistan for many years, causing thousands of Afghans to flee their homes and country. According to reports by The United Nations High Commissioner for Refugees (UNHCR) and the United Nations Office for the Coordination of Humanitarian Affairs (UNOCHA), as of September 2018, there were at least 2 million internally displaced persons (IDPs) in Afghanistan, and more than 5.2 million Afghan refugees repatriated with their agency between March 2002 and September 2018. This all-encompassing displacement has resulted in an overwhelming number of Afghan IDPs and returnees trying to reintegrate into society, placing immense strain on host communities and causing an increased need for humanitarian aid. Not all IDPs and returnees seek refuge in government-controlled areas, making their need for humanitarian assistance even greater.

A Territorial Tug of War and Its Effects

For decades, Afghanistan has faced a heightened state of security, but in 2017 the country was downgraded to a post-conflict status. Yet, that very same year, its territorial map was redrawn, as the Afghan military fought to secure urban areas. Their departure from rural regions allowed the Taliban to capture new districts. This led to the reclassification of Afghanistan as an active conflict country.

According to a CNN report, in November 2015, approximately 72 percent of Afghanistan was government-controlled, while Taliban forces or other insurgents held only seven percent. By October 2017, 56 percent of the country’s districts were under the authority of the Afghan government, while 30 percent was contested — an incremental redistricting signaling the Afghan army’s loosening stronghold.

Today, the security situation in Afghanistan remains complicated because the Taliban’s national influence is on the rise, and insurgents still dominate large parts of some northern provinces. The Taliban’s continuous ground attacks, along with U.S. airstrikes and territorial shifts, have resulted in more casualties and worsening conditions for Afghan IDPs and returnees in militant-controlled areas.

The Reality of Non-Government-Controlled Afghan IDPs and Returnees

According to British & Irish Agencies Afghanistan Group (BAAG), in 2016, the Common Humanitarian Fund only allocated two percent of their Afghan designated funding for non-government-controlled areas. Due to the limited humanitarian funding and access constraints resulting from safety and security issues, displaced persons and reintegrating returnees residing in contested and conflict-ridden regions experience challenges at higher rates. The following are examples:

  • Lack of access to education, especially for girls
  • Lack of access to health services
  • Inadequate housing and insufficient access to land
  • Few employment opportunities
  • Food insecurity and meal skipping/reducing intake
  • Child labor and child marriages
  • Psychological trauma

Another reason why Afghan IDPs and returnees in high-security areas are adversely affected by state fragility is that most are unaware of their constitutional rights under the Afghanistan Constitution and National Policy on Internally Displaced Persons. Two principal ways for these populations to receive assistance are through emergency humanitarian assistance and reporting or registering claims with the Department for Refugees and Repatriation (DoRR). Claim registration with DoRR, however, is very complex and expensive.

Efforts to Establish an Effective, Targeted Response

In the summer of 2017, UNHCR Afghanistan contracted Orange Door Research and Viamo to survey returnees and conflict-induced IDPs. For comparative analysis, UNHCR also surveyed the general population. The survey provided a detailed view of migration patterns, assistance needs and vulnerability. It distinguished populations based on gender and income, as well as location and time of return or displacement. UNHCR and its partners studied the findings to develop a strategy that would generate protection outcomes and solutions for the following problems: insufficient access to adequate housing and education, peacebuilding support, self-reliance and the sustainable reintegration of IDPs and returnees through regional strategies with the goal of expanding humanitarian access. UNHCR’s findings also determined appropriate planning, response and advocacy for the inclusion of displaced persons’ and returnees’ needs in national priority programs.

REACH, a joint initiative of IMPACT, ACTED and UNOSAT, partnered with the UNOCHA and the Humanitarian Access Group to implement the Afghanistan Hard-to-Reach Assessment. In March 2018, REACH assessed Afghan districts to provide geographical and sectoral findings to establish an assessment of needs, vulnerabilities and access constraints for a multi-sectoral approach.

The first round of findings highlighted education and healthcare vulnerabilities in hard-to-reach districts and stressed key protection concerns. In May 2018, the second round of data was collected to allow comparison. The aim of the Afghanistan Hard-to-Reach Assessment was to inform the 2019 Humanitarian Response Plan to improve these districts’ inclusion in the Afghanistan humanitarian response.

Detailed in Afghanistan’s Humanitarian Response Plan for 2018-2021 is the Humanitarian Country Team’s (HCT) updated multi-year Humanitarian Response Plan. The HCT has granted a temporary widening of current humanitarian parameters to prioritize the conveyance of life-saving assistance to the most vulnerable and affected people, help restore livelihoods, and rehabilitate trauma victims and assist in their societal reintegration.

Such strategic changes to humanitarian response plans recognize that multi-sectoral responses are needed to help Afghan IDPs and returnees in areas not under government control. To ensure their inclusion in both regional and national response programs, there must also be full disclosure of their constitutional rights and a more affordable and streamlined humanitarian aid registration process.

– Julianne Russo
Photo: Pixabay

Life Expectancy in SomaliaThere are many things about the country of Somalia that make it unique. It is the country located in the most eastern part of Africa, it has been gripped by two decades of conflict and is one of the few regions on Earth where many people still opt to live a largely nomadic lifestyle. Due to these factors, the country also faces unique problems. Life expectancy is a reliable way to track the status of the country’s people, and a variety of points contribute to that number. In the article below, the top 10 facts about life expectancy in Somalia and all the aspects that are influencing them are presented.

Top 10 Facts About Life Expectancy in Somalia

  1. In 2018, the life expectancy for a male was 53.7 years and the life expectancy for a female was 57.3 years, according to the World Health Organization (WHO). In total, life expectancy in the country is 56.29 years. Though still far lower than the global average, life expectancy in Somalia has increased almost every year since 1960.
  2. The leading cause of death in Somalia used to be diarrheal diseases, but incidence rates have fallen by 31.8 percent from 2007 to 2017. Less than 30 percent of Somalis have access to clean water. Because of this, deadly diseases such as cholera are easier to spread and harder to contain, making them common and dangerous. Groups such as the World Health Organization (WHO) are working to provide greater access to clean water and combat water-borne diseases.
  3. According to data from UNICEF, the likelihood of dying before the age of 5 in Somalia is 13.7 percent and are one of the highest in the world. The leading causes of these deaths include pneumonia at 24 percent, diarrhea at 19 percent and measles at 12 percent.
  4. Undernutrition is an underlying factor in one-third of deaths before age 5 in Somalia. According to the Global Hunger Index, around 50.6 percent of the population has insufficient access to calories. However, this number is down from 67.7 percent in the year 2000.
  5. UNICEF reports that one out of every 12 women dies due to pregnancy-related causes. For every 100,000 live births, the maternal mortality rate is 732 deaths. This number is down from 1,210 out of every 100,000 live births in 1990.
  6. Only 30 to 40 percent of children in the country are immunized against the six major childhood diseases. The global average is around 80 percent, so Somalia falls far short from this number. Immunization practices are difficult to implement due to the nomadic lifestyles of many Somali citizens.
  7. In 2015, 68.4 percent of all deaths in the country were due to communicable diseases, or maternal, prenatal or nutritional conditions. This number has been gradually declining and has fallen from 76.8 percent in the year 2000. Conversely, rates of death from non-communicable diseases, such as cancer, have risen from 16.2 percent in 2000 to 21.8 percent in 2015.
  8. Over 20 years of conflict has left more than a million Somalis displaced within their own country, and almost as many in neighboring ones. High food prices, combined with frequent droughts and floods have compounded poverty and continue to threaten livelihoods in the country. The U.N. Refugee Agency is helping to alleviate the situation by assisting with improved access to education, health, livelihood initiatives and community-based projects.
  9. Somalia is developing a strategy that aims to change the rhetoric in the country and ensure that the mothers and children in Somalia can access quality health services equitably all across urban, rural areas in the country.
  10. The amount of money spent on the health of each Somali person is expected to rise from $42 in 2015 to $89 in 2040. The majority of this will come from development assistance for health, as this is a service that is currently lacking in the country.

Though the situation on the ground in Somalia is showing signs of improvement, the country’s life expectancy is still far below the global average. As factors such as disease are combated by immunization efforts and better sanitation, this number will continue to creep upwards. These top 10 facts about life expectancy in Somalia highlight the past, present and future about this issue in this truly unique country.

– Chelsey Crowne

Photo: Flickr

Blockchain Technology
Blockchain technology has the potential to improve a plethora of industries including agriculture. Blockchain deals with cryptocurrency, like bitcoin, but instead of being limited to just digital cash it offers a large secure database as well. This database includes ledgers of transactions and accounts, which gives farmers secure records and eliminates the need for middlemen such as banks or brokers. This data can either be rejected or approved, but once approved it is available to all levels of the blockchain. This technology is extremely difficult to hack or alter and has a relatively low maintenance cost.

Blockchain and Farming

Although blockchain alone does not have the power to massively increase profits for farmers, it provides a digital infrastructure that includes tracking and automation. In the case of farming, blockchain not only records transaction ledgers but also lists data such as soil moisture, seed quality, demand and sale date and more. This clarity and immediate access to information allow farmers to market themselves and sell crops for their actual worth rather than a lower cost. By eliminating the need for a middleman, blockchain has the potential to connect farmers directly to consumers and retailers.

Ecuador

In Ecuador, the FairChain Foundation, a nonprofit to aid business in the developing world, has attempted to implement blockchain technology in cocoa farming. This company aims to drastically change the farming market and pay farmers the actual value of their crops. The ability to document crops allows Ecuadorian farmers to record cocoa bean volume and be able to see the status of their crops from harvest to delivery. FairChain is attempting to use blockchain technology to develop a chocolate bar using cocoa beans from sustainable Ecuadorian farmers that practice zero deforestation in the Amazon.

China

In Haosheng village, Wenchang city, the mayor has decided to develop its rural areas through aerospace technology. The village has also implemented blockchain agriculture along with space technology to streamline its farming production. The use of this technology has allowed the farmers of this region to unify making both payment and improvement easier. Blockchain agriculture has greatly improved the quality of life in this area and Haosheng even has a blockchain restaurant that uses the technology to track crops from harvest to table. The use of this blockchain restaurant ensures the quality of the produce and allows farmers to market their crops accordingly.

Blockchain technology has proven extremely valuable in the areas it has been implemented. In both Ecuador and China, it has had the ability to make agriculture productive and profitable. It not only has validity as a cryptocurrency but can be carried out in a number of other industries other than agriculture. With blockchain technology, farming could step out of being seen as a low-income profession and become something that can provide a livelihood for people in rural areas.

– Olivia Halliburton
Photo: Flickr

Distribution of International Aid Funds
Established during the 1940s, the United Nations has been responsible for the distribution of international aid funds for decades. As the need for aid increased, the U.N. developed programs to assist in the way they distribute aid across countries in need.

United Nations Refugee Agency

There are four subdivisions, or entities, within the U.N. that regulate the distribution of international aid funds. Following the mission of the U.N., the subdivision, United Nations Refugee Agency (UNHCR), focuses on the well-being of persons identifying as refugees, returnees, stateless people, internally displaced or asylum-seekers. The goal of this subdivision is to ensure the safety and security of those seeking refuge. International aid in this department helps stabilize and rebuild the lives of people forced from the place they call home.

UNICEF and the World Food Programme

There are two entities whose focus is centered around the welfare and well-being of children. History has shown that children displaced by poverty, war, famine or other uncontrollable circumstances, often fare the worst. The United Nations Children’s Fund (UNICEF) and the World Food Programme (WFP) center their international aid efforts around providing food and other services for children and families unable to secure resources in traditional ways. UNICEF helps secure medical resources for countries where hospitals have been destroyed and which have insufficient resources and manpower or where hospitals and medical centers are too far from underserved communities.

UNICEF, however, distributes more than just medical resources. Last year, UNICEF offered mental and psychosocial services to thousands of Rohingya refugee children in Bangladesh.

The war-torn country of Yemen illustrates the need for the distribution of international aid to fund programs like WFP. Due to the war, men find it challenging to find work, which makes it difficult for fathers to provide for their children. Without food and proper nourishment, death is often the bleak future for young children, as was the case for a young boy named Mohamed in Hajjah. Shortly after being photographed, he passed away due to malnourishment. WFP works diligently to provide children around the world with food so that stories like Mohamed’s are anomalies, not the norm.

The United Nations Development Programme

The United Nations Development Programme (UNDP) is the fourth entity which provides strategies and plans to help implement sustainable change. This subdivision acts as an accountability partner for countries across the world, to ensure that governments are actively participating in the rebuilding and stabilizing efforts being produced through the U.N. The UNDP currently has a strategic plan in action supporting government partnerships with businesses. This three-part plan encourages economy growth within underprivileged communities.

Over 70 years later, the U.N. continues to handle the distribution of international aid funds by helping citizens, families, communities and countries across the globe.

– Christina Taylor
Photo: Flickr

Female Empowerment
Women face difficulties all over the world but especially in developing countries. Global nonprofit organizations play a key role in promoting female empowerment in areas such as education, health care and employment. They recognize that when you empower women, you empower entire communities and countries.

Here are 10 organizations that help women around the world.

10 Organizations that Help Women Around the World

  1. Women’s Global Empowerment Fund
    This nonprofit organization was founded in 2007 and works to provide women in Uganda with access to microcredit loans, business and leadership development training, literacy, health initiatives and more. Karen Sugar, Women’s Global Empowerment Fund Founder, created the organization with the idea that microfinance, when bundled with educational programming, can increase the potential for women’s empowerment and success.
  2. Center for Reproductive Rights
    The goal of this organization is to help promote a world where women are free to make their own decisions about kids and marriage. The organization strives to create a safe space where women can make these decisions without conflict. According to its website, the Center for Reproductive Rights is the only global legal advocacy organization dedicated to reproductive rights.
  3. World Pulse
    World Pulse makes the list of organizations that help women by using the power of technology and social media to connect women worldwide. They are a social network that gives women the opportunity to connect, unite, share, launch movements and run for office. Overall, World Pulse’s goal is to create a world, online and off, where women can flourish.
  4. The Girl Effect
    Through the idea that creativity empowers, The Girl Effect builds vibrant youth brands. The organization operates globally, from places like Ethiopia to the Philippines, to help girls and women worldwide share their stories of growing into adulthood through mobile platforms. Through self-expression and community support, The Girl Effect believes that every girl can begin to value herself, build quality relationships and get access and education about things she needs.
  5. Global Fund for Women
    The Global Fund for Women supports and advocates for groups led by women who demand equal rights in their communities. This organization fights for some of the most important ingredients for women’s human rights: reproductive rights, freedom from violence, leadership and more.
  6. New Light
    New Light is an organization that provides children of sex workers with a safe haven—especially at night time. The organization is located deep inside the red-light district of Kalighat, Kolkata. New Light has grown from caring for nine children in the year 2000 to 250 children of many different ages currently. The organization provides education, healthcare, nutritional support, a recreational facility, HIV/AIDS care, income opportunities for the mothers and residential care. New Light also fights against gender-based violence.
  7. Global Grassroots
    The mission of this organization is to promote leadership in women and girls in their communities. The goal is to educate women on Conscious Social Change, which is a methodology that “employs mindfulness throughout the process of designing a social solution.” Global Grassroots works to create a world where all women and girls have the ability to pursue their own dreams and ideas and turn them into something impactful in their own community. There are two main programs: Academy for Conscious Change, which works with marginalized and impoverished women in post-conflict regions and Young Women’s Academy for Conscious Change which is for young women who are between high school graduation and university enrollment.
  8. Global Goods Partners
    Global Goods Partners’ (GGP) goal is to provide artisan jobs for women. This not-for-profit social enterprise has partnered with over 60 artisan, women-led organizations throughout Asia, Africa and the Americas. GGP invests all of the proceeds from product sales to provide training, funding and sustainable market access.
  9. BRAC
    BRAC fights against the obstacles that prevent children in developing countries from receiving a quality education including violence, discrimination, displacement and extreme poverty. Although BRAC works to help every child, the organization focuses especially on women and girls and making sure they have the ability to take control of their own lives. The organization provides educational programs in six countries, boasting the largest secular, private education system worldwide. There are more than 900,000 students enrolled in BRAC primary schools all over the world.
  10. CAMFED
    The Campaign for Female Education (CAMFED) is an international non-profit focused on supporting marginalized girls to succeed through education. CAMFED, which is African-led has supported approximately 2.6 million children to go to school. There are 120,000 women involved in their alumnae network that multiplies donor investments in girls’ education.

– Malena Larsen
Photo: Flickr

Donate Bras
Undergarments are an everyday article of clothing for women in thriving and wealthy countries. However, in developing countries, bras are often a rarity. Rather than throwing out gently-used undergarments, it is worthwhile to donate bras and make a difference for women in rural and poor communities. In addition to empowering women, the recycling of bras saves money and resources, uses less water and energy and creates a lower carbon footprint. The second-hand clothing market also provides affordable clothing and encourages global entrepreneurship. The following four organizations offer this option for making a difference to developing countries, women and girls and the environment.

I Support the Girls

I Support the Girls’ mission is to help women and girls regain self-respect and dignity by providing them with feminine products. The organization collects and disburses donations of second-hand bras to national and international women and girls who are homeless, refugees, escaping domestic violence and more. Whatever the struggle and wherever the location, I Support the Girls’ goal is to make sure every woman has access to feminine necessities. To date, it has collected approximately 500,000 bras to women worldwide and donated to more than 500 shelters and organizations.

The Bra Recyclers

“If it doesn’t fit… recycle it” is the mission of The Bra Recyclers, LLC. The Bra Recyclers has donated approximately two million gently-used bras to more than 100 domestic and international organizations. Along with supplying undergarments to women in need, it collects and donates bras in hopes of reducing the number of bras in landfills. In addition to supporting girls and women who are escaping domestic violence and human trafficking, the company also donates to breast cancer survivors who lack adequate health insurance.

Free the Girls

This nonprofit organization works in El Salvador, Mozambique and Costa Rica with on-the-ground partners. The goal of Free the Girls is to equip girls and women with the ability to earn an income selling bras in the second-hand market. Free the Girls works to turn gently-used bras into economic opportunity for women in these developing countries. After being featured on CNN’s Freedom Project in 2012, the organization gained the ability to ship more than 30,000 bras to Mozambique, and the number of women in its program grew from three to 24.

Your Smalls Appeal

An organization that started in 2016, Your Smalls Appeal’s goal is to help women and girls in Africa. It collects and donates bras and feminine products for women in impoverished areas in The Gambia, a small country in West Africa. The organization receives and distributes all styles and sizes of bras and sends them to those in need. Additionally, in rural areas of Africa, girls often miss school while they are menstruating. With the help of menstruation kits from Your Smalls Appeal, girls can continue to attend school with dignity and cleanliness.

A commonplace article of clothing to one woman is life-changing for another. Whether for personal comfort and dignity or financial advancement, worldwide access to undergarments is crucial. The four groups above work to decrease waste worldwide, create jobs in developing areas and empower, comfort and support women, wherever they are located.

– Malena Larsen

Photo: Flickr

The Super Bowl

The first Superbowl took place on January 15, 1967. Tickets to attend cost only $12, and was the only Super Bowl in history to not sell out. The halftime show was comprised of local high school marching bands. Nowadays, tickets cost thousands of dollars, the halftime show goes all out with famous headliners, people host their own Superbowl parties and millions of people watch. Unfortunately, while cities spend millions of dollars every year to host a Superbowl game, people around the world, and even around the corner, are suffering from poverty. Below is a basic breakdown of different costs that go into the Superbowl and other ways that this money could be spent to help fight global poverty.

How Money Spent on the Super Bowl Could Be Used to Help People

  • Tickets Prices: Want to attend the Super Bowl? On average, tickets now cost between $2,500 to $3,000. This money could be put towards building wells in impoverished countries, for example. Some countries where you can build a well with this money are Togo, Niger, Senegal, Liberia and Chad. The cost to build a well in any of these countries ranges from $1,600 to $3,000.
  • The Halftime Entertainment: Pepsi has paid to sponsor the halftime show for several years now. On average, they reportedly spend $7 million to nab the sponsorship and invest an additional $100,000 in insurance for the show. It would cost around $86,000 to sponsor an entire African village. This includes a fully functioning school, medical center and access to clean water. For less than the cost of insuring the halftime show, the money could be allocated to helping a village in Africa thrive.
  • Commercial Advertisement: The average price for a 30-second ad spot in 2017 reached a height of  $5 million. The total amount spent on advertising from 1967 to 2018 is $5.4 billion. According to a study done in 2013, the average cost to run a mobile clinic was $92,898. That’s under one-fifth of the cost that it takes to run a thirty-second ad during the Superbowl.
  • Super Bowl Parties: In a survey conducted by The National Retail Federation, consumers said that they will spend an average of $81 on a Super Bowl watch party. That is a total of $14.8 billion dollars spent across the country. The cost to end world hunger is $30 billion a year.  American consumers who hold Super Bowl watch parties could pay for nearly half of that!

Realistically, not all consumers are going to pile their money together to help contribute to alleviating world hunger. But, if even just a few consumers donated that $81 dollars or a company like Pepsi opted to spend half of the Super Bowl sponsorship money to a cause that helps fight global poverty, it would make a huge difference because every dollar counts. While the fight against global poverty is one that takes time and money, it is a fight that can be won.

CJ Sternfels

Photo: Flickr

top 10 facts of living conditions in New Zealand
Nestled in the Pacific, just off the coast of Australia, New Zealand is a two-island country made up of the North and South Island. The two islands combined have a population of 3.7 million people. New Zealand is a country with booming tourism and many sites to see. In many ways, the country is doing well in providing for its citizens, but there are some areas that still need improvement. Here are the top 10 facts about living conditions in New Zealand.

Top 10 Facts About Living Conditions in New Zealand

  1. One hundred percent of the New Zealand population is registered on “community drinking water supplies.” New Zealand’s water access is tested for protozoal and bacteriological compliance, which means that the water meets E. coli standards and is treated for protozoa. However, there are differences to access between the North and South Island. Both islands have 96 percent of water access meeting the bacteriological standards. However, when testing for protozoal compliance, the North Island drops down to 86 percent, and the South Island is as low as 66 percent of water access.
  2. About 41,000 people are homeless in New Zealand, which is almost one percent of the population. Research has broken homelessness into three categories in New Zealand: chronically, episodically and transitionally. The homeless problem in New Zealand is mostly transitional at 80 percent, meaning that people generally are displaced during a transition period in their lives. People who are chronically homeless make up the lowest numbers at 5 percent of homeless individuals.
  3. Housing First focuses on placing homeless people in the greater Auckland region into houses and providing support when needed. The organization prioritizes providing housing first, then the next steps are providing support services for mental health and substance use when needed. Its aim is for individuals to keep their tenancy and pursue their goals in a community. From May 2017 until December 2018, Housing First provided housing for 376 children and 461 households overall, with 57 percent of these households being Māori, the indigenous peoples of New Zealand.
  4. The poverty rate for children living in New Zealand is 27 percent. Child poverty can be defined as a child lacking emotional and material support in order for them to develop and survive. It is estimated that 14 percent of children do not have access to basic necessities like clean clothing, housing and healthy foods. The New Zealand government has now committed to the United Nations Sustainable Development Goals and will be working to cut child poverty in half by 2030.
  5. About 11 percent of children are food insecure in New Zealand. Fortunately, companies and food businesses are concerned about hunger. SkyCity has donated more than 600 kilograms of food to rescue groups and food banks over the last two years. That is equivalent to 1,900 meals. Another large corporation, Countdown, donated $3.7 million worth of food supplies to local food banks in New Zealand. A small restaurant owner, Asher Boote, donates all of his excess food from his three restaurants back into the community through Kaibosh, a food rescue group. Both large and small businesses can help make a difference regarding hunger in New Zealand.
  6. Opening in 1994, the Child Poverty Action Group is a registered charity in New Zealand. The charity strives to end child poverty with research, education and advocacy. The organization researches the causes and effects of poverty in New Zealand and publishes its findings in order to educate the public and alert politicians and policymakers to enact change.
  7. In November 2018, New Zealand’s unemployment rate dropped to 3.9 percent, the lowest it has been in 10 years. There was no change in the annual wage growth of 1.9 percent. If economist’s predictions are correct, New Zealand may see another .5 percent in employment growth within the next fiscal quarter.
  8. New Zealand’s access to health care is free or relatively low cost compared to other countries. There is great access with more than 3,500 general practitioners in both large and small cities throughout New Zealand as well as 40 public hospitals. However, there is a lack of access to transportation problem for some. In 2016/17, it was calculated that about 7.5 percent of Māori adults and 4.8 percent of Māori children were unable to get to the general practitioner or a hospital because of the lack of transportation or lack of access to transportation.
  9. Talk Teeth is one of many programs that focuses on the health of children. This program allows any child under the age of 18 to have free basic dental care annually. Standard treatments provided are a routine check for tooth decay and gum health, fluoride treatments to protect your teeth against decay, plaque cleaning, X-rays for tooth decay and teeth extractions. Children can be enrolled as early as one year of age for the Talk Teeth program by calling or filling out forms through public schools.
  10. New Zealand’s school system is compulsory for ages six through 16. There are currently 13 years of school in the system, including both primary and secondary schooling. Most children attend state schools or public schools; only five percent of children attend private school in New Zealand. Schools focus on balancing practical and theoretical learning as well as encouraging students to get involved in extracurricular activities such as sports, or clubs. Ninety-nine percent of children were enrolled in primary school in 2016 with almost no gender disparity.
These top 10 facts about living conditions in New Zealand show that the country is trying to better the lives of all its citizens. Through large corporations, nonprofit organizations and government initiatives, New Zealand will continue to flourish in areas where it is already strong and create solutions to issues affecting its people.
– Logan Derbes
Photo: Flickr