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3 Projects That Reduce Poverty In Samoa

Projects Reducing Poverty in Samoa
A little more than 18% of the Samoan population lives below the national poverty line. However, poverty in this nation is relative, with many suffering from the poverty of opportunity. Those living in rural areas are less likely to have access to education, clean water and health care. This lack of resources heavily contributes to poverty in Samoa. However, the country has made significant strides in the past decade. The poverty rate continues to fall from a high of 26.9% in 2008 with the help of projects that reduce poverty in Samoa.

3 Projects That Reduce Poverty in Samoa

  1. Catalyzing Women’s Entrepreneurship: The United Nations Economic and Social Commission for Asia and the Pacific (ESCAP) helped launch a five-year effort to support the growth of women entrepreneurs. This strategy will aid poverty reduction, social well-being and sustainable economic growth. Currently, an estimated 24% of women in Samoa are involved in entrepreneurial activities. Yet, female entrepreneurs still face many obstacles to starting and operating their businesses. Access to finance is limited, and many women lack knowledge of the registration and tax procedures necessary to start or formalize their business. Identifying and overcoming these barriers will be vital to catalyzing women’s entrepreneurship in the country.
  2. Pacific Adaptation to Climate Change and Resilience Building (PACRES): Beyond the stunning natural beauty of the Pacific Islands, these countries are battling their fair share of economic and environmental issues, many of which are directly related to their status as Small Island Developing States (SIDS). SIDS are particularly vulnerable to natural disasters such as cyclones, floods and landslides. With most of the population and assets concentrated along the coastline, any one of those events can threaten both human lives and fragile economies. Climate change is exacerbating the situation, bringing more frequent and intense weather events, higher temperatures and rising sea levels. Pacific Island Forum Leaders have repeatedly identified climate change as the single greatest threat to the livelihoods, security and well-being of the peoples of the Pacific. Samoa is one of 15 pacific island countries that are a part of this project under the Intra-African Caribbean Pacific (ACP) Global Climate Change Alliance Plus (GCCA+) Program. The group aims to strengthen adaptation and mitigation measures at the national and regional level and support partner countries in climate negotiations. Additionally, the project efforts will improve information sharing and develop national capacity to address environmental challenges and build disaster resilience through enhanced training, studies and research opportunities. Finally, PACRES will strengthen networks, share knowledge and engage the private sector to address changing weather and build disaster resilience.
  3. Samoa Agriculture Competitiveness Enhancement Project: Across the Pacific, people’s diets have changed dramatically over recent years. Fast food, flour and fizzy drinks are common on restaurant tables and supermarket shelves. Corned beef, imported cereals and fatty meat imports have become staple parts of the local diet. Aside from significant public health concerns, high dependence on food imports can come at a heavy expense, particularly given the distance of pacific island countries from larger markets. High dependence on global commodity markets to meet basic needs also leaves people vulnerable when global prices spike. However, in Samoa, there are signs that things are slowly changing. More restaurants in Apia—one of Samoa’s major cities—seem to be taking pride in selling traditional Samoan cuisine with local produce. A recent recipe book, produced at the request of the Prime Minister, features an array of healthy Samoan dishes, while health promotion efforts look to inspire a growing interest in the origins of the food on people’s plates. Sponsored by the World Bank Group, the Samoa Agriculture Competitiveness Enhancement Project is working with farmers not only to increase their income but also to ensure that local produce captures a growing share of the domestic food market. It seems that the market is ripe for high-quality local food that is distinctly Samoan. With the right support, and with partners such as the Small Business Enterprise Centre and the Development Bank of Samoa, the project aims to ensure farmers can take advantage of open opportunities to connect with buyers, improve the value of their goods; and increase the market for fresh, healthy and ultimately local produce.

Together these projects that reduce poverty in Samoa are good for the economy and ultimately good for Samoa and could set an important precedent for greater self-sufficiency in Pacific island countries.

– GiGi Hogan
Photo: Pixabay

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Consequences of Poor Living Conditions on the Community

Consequences of Poor Living Conditions on the CommunityThe direct consequences of poverty are well-known — limited access to food, water, health care or education are a few examples. However, the consequences of poor living conditions on the community are seldom discussed; indeed, if members of a community suffer from poor living conditions, then the entire community suffers.

Effects on Community

Studies show that poor living conditions negatively affect physical and mental health. In fact, one study found that individuals in poor housing exhibit worse mental health in 100 percent of cases. Additionally, inadequate or unsanitary living conditions can contribute to the spread of disease, which adds to health care costs, prevents individuals from working and threatens the well-being of community members.

The health ramifications of poor living conditions on individuals extend to entire communities as well. Overcrowded areas are prone to suffer from infectious diseases, especially if there are unsanitary conditions. Mental health issues decrease an individual’s chance of finding employment, which can hinder a community’s productivity and economic activity.

Educational and Social Impacts

Yet another consequence of poor living conditions on the community is the degree to which they affect educational attainment. Poor living conditions inhibit a child’s ability to receive the best possible education, no matter the country or region. And a substandard education affects the entire community negatively. Well-educated populations, on the other hand, provide a myriad of advantages for a community, such as higher wages, more opportunities for innovation and greater rates of investment. Community development programs that focus on education remain among the best strategies to combat poor living conditions worldwide.

One of the less examined consequences of poor living conditions on the community is the impact on social bonds. As discussed, poverty has a detrimental impact on mental health; further, it can negatively affect families, relationships and essential social networks. The simple truth is that poor living conditions shift the attention of individuals toward their daily struggle with poverty. Instead of, for example, participating in community organizing, individuals may have multiple jobs in order to support their family. Overall, this hampers a community’s ability to form bonds and work together to improve their situation.

Combating Poverty

Bridges to Community, a nonprofit organization, works closely with community leaders in Nicaragua and the Dominican Republic. Through creating more robust education, health, housing and economic development networks, the organization hopes to initiate and inspire organic community growth. In selected areas in both countries, Bridges to Community builds schools, provides health care and repairs damaged homes. In the past 12 months alone, the organization built or repaired 71 houses and established 70 biodigesters, which cleanly and efficiently treat wastewater.

Mentioned before, poverty has adverse effects on community organizing, but it does not entirely prevent it from occurring. For instance, more than 1,000 residents of Paraiso, San Jacinto organized to build a community center, and they are continuing their work to strengthen health care and education opportunities. The community identified 18 projects best-suited to serve their needs; after completion of the community center, they now have a communal area where they may continue their development efforts.

A powerful way to combat poor living conditions is through community development. Steps taken as a community provide lasting change and often address the root causes of poverty and poor living conditions, such as limited education opportunities and lack of quality health care. Despite the barriers that poverty presents, strong communal bonds prove to be an effective tool in raising awareness and mobilizing community action.

– Kyle Linder
Photo: Flickr

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Sustainable Fisheries in Costa Rica

Fisheries in Costa Rica
The world knows Costa Rica, a country in Central America, for its fishery practices. Tourism and recreational fishing produces about $331 million yearly and has also created more than 60,000 work opportunities. Fisheries in Costa Rica are notorious for the increasing number of women that manage the nation’s industry; only 2 percent of women are entrepreneurs in Costa Rica.

Women’s Work in Fisheries

Jeannette Pérez, a business leader, began working at a local fishery after moving to Costa Rica a few years prior. In 2018, Pérez began taking part in the Action Plan of the National Platform of Sustainable Large Pelagic Fisheries, organized by UNDP through its Green Commodities Programme. The Green Commodities Programme’s goal is to discover modern solutions to progress the environmental, economic and social operations of pelagic species such as tuna, mahi-mahi and swordfish, which are all fish that have suffered a recent decline.

Pérez has nearly 30 years of experience in the recreational fishing industry. She is also the main leader in Costa Rica’s mission to implement sustainable practices as per the United Nations’ Sustainable Development Goals. Pérez is also the first female to serve on the Board of Directors of the Costa Rican Institute of Fisheries and Aquaculture.

Pérez feels that the organization, National Platform for Sustainable Large Pelagics Fisheries, is necessary for the fisheries in Costa Rica to maintain their fishing practices and to conquer the current issue involving a limited supply of fish.

The Ministry of Agriculture and Livestock, which oversees the fishing industry in conjunction with the Ministry of Environment and Energy, runs the organization. The United Nations Development Program developed it with funds from the Global Environment Fund.

National Plan for Sustainable Practices

Costa Rica is also the first country across the globe that has implemented a National Plan for Sustainable Pelagic Fisheries. The Ministry of Agriculture and Livestock oversees it with the Costa Rican Institute of Fisheries and Aquaculture and the Ministry of Environment and Energy. The Global Environment Facility also provides support and funds.

In 2018, the nation introduced legislation that would ensure the expansion of the traditional fishing department of fisheries in Costa Rica and also serve the community.

A Community Based Approach

The Ecosystem Approach to Fisheries Management (EAFM) establishes a plan for the essential conduct of small-scale fisheries in Costa Rica by incorporating suitable resolutions, increasing government support and advancing economic resources. In conjunction with this bill, the nation highlighted the importance of acknowledging the efforts of smaller fisheries in providing a supply of food as well as nutrition security, which has the potential to decrease poverty, particularly in regard to employing women in local fisheries.

Altogether, Costa Rica plans to develop a foundation for the fisheries based on human rights, such as satisfactory labor, economic opportunities, gender equity and climate change. It also intends to continue to focus on safe fishing practices along with market promotions.

Costa Rica has begun making progress by collaborating with federal officials, other fishermen, the community and other organizations along with higher education research. It is doing this by learning about how other countries manage their fisheries across the globe.

– Diana Dopheide
Photo: Max Pixel

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5 Facts About Poverty in Comoros

Poverty in Comoros
Comoros is a group of three volcanic islands located between Africa and Madagascar with a population of just above 800,000. Mount Karthala, which is located on the island of Ngazidja and the bigger of the two active volcanoes in Comoros, has frequent eruptions. The last largest eruption took place in 2005 and caused thousands of citizens to flee. Here are five facts about poverty in Comoros.

5 Facts About Poverty in Comoros

  1. Limited Economic and Trade Opportunities – Comoros relies heavily on its exported goods. The three main crops that are important to the country’s economy are vanilla, cloves and ylang-ylang, all of which people use for perfume essence and essential oils. Most of the earnings from these crops go towards natural disasters that occur regularly, primarily fires and severe weather.
  2. Rapid Population Growth – The population has steadily been growing since the 1970s. There are approximately four births to every one death. According to the World Population Review, the average adult woman has about 4.7 babies. The population should continue rising at an even pace.
  3. High Dropout Rates – Comoros has access to two different types of schools; the primary and secondary school system that France established and the traditional Islamic school system. Despite access to an education program, the dropout rate is continuing to steadily rise. Causes of this rate are teacher strikes from lack of proper pay, student strikes from the continuous school shutdowns and political instability. Students who do finish school and obtain a higher education typically do so in another country and do not return after.
  4. Inadequate Health Care Access – Comoros lacks a public health care system. Despite this, the country has been able to keep many of its illness rates low, including HIV and tuberculosis. Many believe that access to clean water that is available to more than 90% of the country contributed to this. The highest cause of death in Comoros is malnutrition which caused nearly 45.1% of deaths between 2007 and 2017.
  5. Lack of Natural Resources – Deforestation is causing the natural forests to decrease due to the lack of re-growing trees. With the increase in population, agricultural lands have less time to regenerate and food sources are declining as a result. These factors and changing weather patterns are affecting natural resources in Comoros at a rapid pace leaving the country in a vulnerable state. Heavy rains and a decline in forest protection are causing floods and landslides, which cause more damage to already weakening agricultural fields. It also causes soil erosion to silt the coral reefs and disturbs the marine life ecosystem and the livelihood of fishing due to fish being Comoros’ main source of protein.

Solutions

In studying poverty in Comoros, not everything is bad. An NGO called Dahari stemmed from the Engagement for Sustainable Development (ECDD) in 2013 and has since been working in the Comoros islands to provide sustainable agriculture and technology to farmers and increase environmental protection. It provides aid towards controlling the environmental factors, shaping landscapes for future generations and increasing the economy. The organization also uses ecotourism to help manage marine life and natural terrestrial resources. Dahari works closely with local communities to achieve peaceful collaboration and help adapt locals to the new technologies and ways they can increase their agricultural development.

The Comoros government continues to work towards its country’s improvement. Despite its efforts, these five facts about poverty in Comoros show that the rapid rise in population and ecosystem decline that changing weather patterns caused continues to affect the country’s efforts to climb out of poverty. With much-needed help, Comoros can work towards rising out of poverty and work towards becoming a resilient and prosperous country.

– Chelsea Wolfe
Photo: Flickr

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6 Facts About Brazil’s Indigenous Population

Brazil’s indigenous population

Brazil’s indigenous population includes nearly 900,000 people and more than 300 unique groups. They face a litany of issues including discrimination, threats to their native lands and extreme poverty. Here are six facts about Brazil’s indigenous population.

6 Facts About Brazil’s Indigenous Population

  1. Indigenous people can be found living in areas ranging from Brazil’s cities to remote regions of the Amazon rainforest. Totaling over 300 groups, they represent a diverse and varying subsect of the Brazilian population. Depending on a group’s culture, history or location, they encounter different problems and require separate solutions. This is essential to keep in mind when discussing issues facing Brazil’s indigenous population as a whole.
  2. Indigenous Brazilians endure severe forms of discrimination and prejudice. As recently as the 1960s, there was a coordinated effort to eradicate Brazil’s indigenous population entirely. The “Figueiredo report” details the genocide, torture, rape and enslavement of indigenous people during a 30 year period. Today, the period’s brutal legacy lives on. “It’s a shame that the Brazilian cavalry wasn’t as efficient as the Americans, who exterminated their Indians,” Brazil’s recently elected president Jair Bolsonaro once said.
  3. Due to discrimination, Brazil’s indigenous population’s access to education and health care is limited compared to their non-indigenous compatriots. A 2008 United Nations report highlighted the low education and health standards endured by this population. Additionally, reports allege that they are often denied care by public health services due simply to their affiliation with indigenous groups.
  4. Many of Brazil’s indigenous population have been crowded into reservations that are constantly shrinking in size. Brazilian businesses and the government have partnered to continue deforestation of the Amazon, which is home to many indigenous tribes. The largest tribe left is the Guarani, with roughly 51,000 members, but most of their land has been replaced by cattle farms and sugar cane plantations. Armed bands of “grileiros” have recently launched attacks on indigenous communities, pushing them further into the Amazon, burning the rainforest, and planting grass for cattle. The NGO Repórter Brasil published a report in 2019 that found that 14 indigenous communities are currently being invaded or are seriously threatened by one.
  5. These conditions have led to a reality where many of Brazil’s indigenous population live in extreme poverty. While no official count exists, it is widely maintained that indigenous groups face poverty at a much higher rate than the rest of Brazil.
  6. NGOs such as Survival International and Cultural Survival provide hope for Brazil’s struggling indigenous population. These NGOs attempt to lobby international organizations and human rights groups on issues of indigenous concern, such as the issues outlined above. Both groups identify international action as the only viable path left for indigenous Brazilians. Cultural Survival works with indigenous groups to develop media and advocacy projects; thus far, the organization has invested $2.5 million into indigenous groups. Further, the team actively trains members to become community radio journalists, allowing for indigenous groups to have a voice in the media.

Pushed from native lands and facing serious threats to life, many members of indigenous groups are doing what they can to survive in a nation often hostile and violent towards them. “Today, we are seeing the biggest attack on our rights in Brazilian history,” said indigenous lawmaker Joênia Wapichana.

– Kyle Linder
Photo: Flickr

 

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10 Facts About Poverty in Malaysia

10 Facts About Poverty in Malaysia
Malaysia is a South Asian country that consists of two noncontiguous regions; Peninsular Malaysia which West Malaysia and Thailand share, and East Malaysia which Malaysia shares with the island of Borneo. While this nation has been able to rapidly tackle its poverty situation, millions of Malaysians still struggle every day. Here are 10 facts about poverty in Malaysia.

10 Facts About Poverty in Malaysia

  1. Malaysia’s Poverty Definition – Malaysia’s government defines poverty as families earning between the Poverty Line Income (PLI) of MYR800 and those families living below the national median household earnings by 50%. As of 2015, only 0.4% of the population was living below the national poverty line.
  2. How Malaysia Measures Poverty – Malaysia calculates poverty with the PLI and Consumer Price Index. The Department of Statistics (DOSM) uses micro-data to calculate poverty. It conducts household surveys and the micro-data refers to those responses. The lack of transparency between the government and its citizens lies in the fact that the government hides these results from the public. This leaves many unanswered questions about the poverty situation in Malaysia.
  3. Unemployment – As of September 2018, Malaysia had a 3.3% unemployment rate and youth unemployment of just above 10%. The total number of unemployed people is 516,400. Limited English language proficiency, unpolished skills and a lack of digital literacy are common reasons for unemployment.
  4. Access to Clean Water – The Orang Asli, or the first peoples of Malaysia, are significantly unhealthier compared to others due to their inability to access clean water. This caused the Global Peace Foundation to initiate the Communities Unite for Pure Water (CUP) initiative by installing water pumps in a village to filter water into each household. This helped the entire village gain access to clean running water.
  5. Access to Health Care – Malaysia has a two-tier health system, public and private. Both are easily accessible, yet the public sector suffers from severe overcrowding and wait times are very long. This resulted in many people changing from public to private health care, which is very expensive, leaving families one accident away from becoming poor.
  6. High Living Costs – The government implemented the Goods and Services Tax (GST) on April 1, 2015, in order to replace sales and services tax. This added tax of 6% caused people to look for new jobs in order to better situate themselves for the new tax. Only 19% of responders said that the tax had done nothing to their routine.
  7. Corruption – People know corruption to be Malaysia’s “public enemy number one.” Bribery and corrupt activities went from 19% in 2014 to 30% in 2016. The 1 Malaysia Development Berhad (1MDB) case is an example of corruption in the government. Prime Minister Najib Razak looted $4.5 billion from a state fund focused on financing infrastructure and “other economy-linked deals.” This scandal affected a wide spread of people “including financial institutions” from Malaysia to Singapore.
  8. Minimum Wage – Malaysia’s minimum wage was RM1,000 per month before the National Wage Council’s September 2018 meeting announced its new minimum wage of RM1,050. The government wanted to keep costs of production and wages low so Malaysians did not lose competitiveness with foreign investors. After many protests, Malaysia raised its minimum wage to RM1,100.
  9. Common Diseases – Poor diet and nutrition cause killer diseases in Malaysia. Coronary heart disease, cancer and strokes affect Malaysians the most. The Malaysian Rare Disorders Society, founded in 2004, is a voluntary organization that looks out for the welfare of families and represents them as rare disorders affect them. The organization helped Aminisha, a girl with the congenital disorder of glycosylation (CDG) Type1b, in May 2004. It provided her tube feeding, plasma transfusion and extraction of excess fluids.
  10. Social Programs – Under Malaysia’s 2017 Budget, the Malaysian government allocated about RM10 billion for government aid and subsidies. The government helped the Ministry of Women, Family, and Community Development, which financially helps single mothers for a year by providing a minimum of RM100 per month per child and a maximum of RM450 per month if there are more than four children.

Another way Malaysia combats poverty is through EPIC Homes. This NGO has been providing “safe and sustainable housing” for poor families, mainly the Orang Asli, since 2010. About 82% of Orang Asli are in need of housing. More than  5,000 builders have constructed over 100+ houses in over 10+ villages. With the continued work from Malaysia’s government to increase the country’s minimum wage and aid from different initiatives, Malaysia’s poverty status should improve.

–  Isabella Gonzalez
Photo: Flickr

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Five Facts About Development in Tajikistan

development in Tajikistan

Tajikistan is a country located on the frontiers between Europe and Asia. This largely unheard of, mountainous country has a population of more than 8.6 million with an average GDP per capita of around $3,200, placing it near the bottom of the global ranking. However, over the past few years, the GDP of Tajikistan has grown between 6 and 7 percent. This article will address five facts about development in Tajikistan, including the challenging areas and opportunities that the country faces.

Five Facts About Development in Tajikistan

  1. Geography: Tajikistan’s geography is impugning its development since more than 90 percent of the country is mountainous. If fact, much of the land lies above 3,000 meters in altitude. Subsequently, the population is largely rural and widely dispersed, complicating infrastructural developments. However, as a result of this landscape, the majority of Tajikistan’s electricity production comes from hydroelectric power. The system is still largely inefficient though, especially in winter months. Users reporting shortages up to 70 percent of the time in winter months. Recent efforts have sought to address the gaps in provisions. In March 2019, the World Bank agreed to finance the rehabilitation of the Nurek Hydropower Plant, which generates 70 percent of the country’s energy demand. The rehabilitation should increase the plant’s winter generation by 33 million kWh, allowing it to meet winter energy demands and become a net exporter of energy in summer periods.
  2.  Government Policy: According to the U.S. State Department, Tajikistan is a country of ‘high risk’ but ‘high reward’ investment. Despite its consistent low ranking on the Freedom House Index, which measures civil and political rights, continual economic reforms have increased its Economic Freedom and promoted more investment. These reforms helped Tajikistan officially join the WTO at the end of 2013 after the changes made in property and investor rights. The 2019 ‘Doing Business’ World Bank report stated that Tajikistan had increased its rank overall by taking steps to participate more in the regional economy. Through the Simplified Customs Corridor agreement, Tajikistan has improved customs clearance with Uzbekistan. Based on the international classification, the poverty rate is projected to fall to 12.5 percent by 2020.
  3. Labor Migration: Due to the lack of employment opportunities, Tajikistan has a negative net migration rate, meaning that there are more people leaving the country than entering it. Most of the migrants are working-age men going to work in Russia. In 2015, worker’s remittances accounted for around 29 percent of Tajikistan’s GDP. But, this dependency means that Tajikistan’s fiscal health dropped from 95.8 percent to 60.3 percent in the period from 2016 to 2017 as a result of Russia’s economic downturn. To increase the opportunities for the workforce, the International Labour Organization has launched a pilot project aimed at strengthening National Skills Development systems as part of the ‘G20 Training Strategy’. Although it only has 1,460 participants so far, the updated frameworks could help increase Tajikistan’s current low productivity.
  4. Gender Disparities: In Tajikistan, women face a number of barriers to succeed economically, gain access to education, find employment or receive healthcare. They receive fewer years of schooling than their male counterparts and earn approximately 60 percent of what men do. However, with a migrating male workforce, female participation in the economy could be beneficial for economic development in Tajikistan. With help from funding from U.N. Women, the Tajikistan National Business Association for Women runs a number of training programs to improve employment opportunities for women. From 2015 to 2018, 3,200 women received training in business and 2,200 women received training in vocational areas. The organization also runs a bi-annual women-only entrepreneurship competition, which received more than 700 applications in both 2016 and 2018.
  5. Border Problems: Tajikistan shares a 750-mile long border with Afghanistan, one of the world’s largest opium producers. Consequently, illegal drug trafficking in Tajikistan is estimated to be worth around 30 percent of the GDP. However, the Project for Livelihood Improvement in Tajik-Afghan Cross-border Areas (LITACA) is one of a number of projects seeking to enhance cross-border cooperation between Tajikistan and Afghanistan, especially for women entrepreneurs. The Government of Japan finances this initiative, and the UNDP Tajikistan implements it in order to add stability and security to the region and ease border tensions. This program introduced around 25 socio-economic projects between 2014 and 2017, boosting economic growth to 45,000 people on both sides of the border. The project improved direct access to “schools, hospitals, irrigation, drinking water, energy supply, roads and bridges” for more than 388,000 people.

Tajikistan faces a number of barriers to its economic development. However, these five facts about development in Tajikistan show that important work is being done. There are many opportunities for growth. Economic reforms and continued investment could change the lives of the hundreds of thousands affected by poverty.

– Holly Barsham
Photo: Unsplash

Top 10 Facts about Pollution in India

Top 10 Facts about Pollution in India
Experts around the world believe that pollution is killing millions of people. In fact, the Lancet Medical Journal believes that in 2015, pollution accounted for three times as many deaths as AIDS, tuberculosis and malaria combined. The report also said that it caused around nine million premature deaths. While pollution is an issue in almost every country, some nations deal with much higher levels than others. Year after year, India tops the list of the world’s most polluted countries. There are many important things to note about the problem, but here are the top 10 facts about pollution in India.

Top 10 Facts about Pollution in India:

  1. Eleven out of the top 12 cities with the highest levels of particulate pollution are located in India, according to a World Health Organization report. The report analyzed air monitoring stations across 4,300 cities worldwide in 2016. Kanpur, India tops the list, with a yearly average of 319 micrograms per cubic meter of the most harmful particle, PM2.5. Faridabad is next on the list, followed by Varanasi, Gaya, Patna and Delhi.
  2. Poverty and pollution are closely correlated. Tedros Adhanom Ghebreyesus, the World Health Organization’s director general, says, “air pollution threatens us all, but the poorest and most marginalized people bear the brunt of the burden.” In developing countries, mechanisms like cookstoves, heating fuels and kerosene lighting contribute to pollution. Additionally, ineffective governmental standards for pollutants have exacerbated the issue.
  3. In India, children are most affected by pollution. India has one of the highest rates of child mortality, in part due to both toxic air and polluted waters.
  4. The country’s geographical distribution contributes to the problem. Agricultural practices like burning crop stubble are still commonly used. Its smoke wafts over big cities like Mumbai. Given that these regions are landlocked, it is difficult for the smoke to dissipate. Additionally, it often combines with traffic exhaust and factory emissions.
  5. Air pollution accounts for an estimated 12.5 percent of deaths in India. The State of India’s Environmental Report found that it also kills around 100,000 children less than five years old every year. The risk is also higher for girls than for boys in this age group.
  6. Eighty-six percent of Indian bodies of water are deemed “critically polluted.” A study conducted by the nonprofit group, Centre for Science and Environment, found that most polluted waters are in the Karnataka, Telangana and Kerala regions. This is likely due to an increase in highly polluting industrial presence.
  7. The country’s capital, Delhi, is looking for solutions. In 2018, the city created 52 teams to increase compliance and safety, as well as take quick action. Additionally, the Environmental Pollution Control Authority (EPCA) halted all construction in the area for 10 days in November when pollution seemed particularly bad. The EPCA is even looking at implementing more vehicle emission control in the near future.
  8. The state of Gujarat is implementing the first-ever “cap-and-trading” program to help reduce particulate air pollution. The state’s government will set a cap on industrial emissions and will allow companies to trade permits in order to meet requirements. It will be tested out in the industrial city of Surat first, as the city is home to high amounts of polluting industries.
  9. In January of 2019, India implemented the National Clean Air Program. Its goal was to cut pollution in 102 cities by 20-30 percent by 2024. Union Environment Minister, Harsh Vardhan, says: “Collaborative and participatory approach involving relevant central ministries, state governments, local bodies and other stakeholders with a focus on all sources of pollution forms the crux of the Program.”
  10. India’s political landscape could be making things worse. The existing anti-pollution laws are badly enforced. Dealing with a problem of this magnitude requires high levels of organization and crucial coordination across state lines. However, there is tension between urban and rural political leaders, making communication difficult.

– Natalie Malek
Photo: Flickr

How Access to Financial Services Fights Poverty

Access to Financial ServicesOne of the biggest barriers preventing impoverished people from improving their economic status is a lack of access to financial services. In many cases, access to some sort of financial services such as loans, savings accounts, or insurance, is the only thing keeping people impoverished. Below, you can learn how access to financial services fights poverty, as well as find out about organizations which are working to widen the distribution of access to such services.

Types of Services

In the modern-day, digital services are becoming the standard. Digital services are integral to improving the ease of access to financial services on the whole, as it makes those services far more efficient. Such digital services as payments and transfers, insurance, savings, credit and securities are essential to uplifting impoverished people. According to the U.N., digital financial services uplift people in poverty by way of asset accumulation.

Access to devices that can support such services is equally important. Smartphones, for example, have a plethora of finance apps that can be used to level the economic playing field. There are also risks associated with introducing such technology, though it is worth acknowledging that lack of understanding of the technology introduces security risks. To mitigate this, the U.N. recommends not only providing access to these services but also educating the population on how to properly utilize them and manage any necessary risks involved.

Organizations Seeking to Help

A movement organized around how access to financial services fights poverty is no small feat. It takes a significant concerted effort by large groups to make it possible. Thankfully, there are several organizations that are paving paths forward to uplifting impoverished people.

The Bill and Melinda Gates Foundation has a program entitled Financial Services for the Poor (FSP). The FSP program provides funding for partners who are working to establish easily accessible low-cost digital financial services in various at-risk regions. The FSP program prioritizes countries with some of the largest impoverished populations, working in Bangladesh, India, Nigeria, Pakistan, Indonesia and East Africa.

The Grameen Foundation is also working to innovate and improve not only access to financial services to those in poverty but also to the platforms enabling those financial services themselves. The Grameen Foundation works to connect people, especially women (who are disproportionately negatively affected) with necessary technologies such as mobile phones. It also partners itself directly with banks and microfinanciers to provide those services directly to the people who need them. In Kenya, the Grameen Foundation partnered with the 100 percent cashless microfinance institution Musoni to launch a mobile-based agricultural loan known as Kilimo Booster, specifically for small-scale farmers who traditionally lacked access to financial services. Over a three year period ending in 2016, the partnership resulted in more than 6,000 loans and the disbursement of more than $2.2 million.

A Positive Trend for Financial Service Access

Overall, it is important to recognize the ways in which access to financial services fights poverty. Such services are extremely vital in ensuring economic empowerment, and a population of people who can really improve their economic situations. Things are looking up, with a wide array of different organizations all contributing to an improving trend of access to important fiscal services. An estimated 1.2 billion people have gained access to banking since 2011, in part thanks to the efforts of various organizations who are seeking to help. With these collaborations, financial services can be provided and poverty can be downsized significantly as a result.

– Jade Follette
Photo: Flickr

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10 Facts About Poverty in Central America

10 Facts About Poverty in Central America
Recent news has increasingly mentioned the Northern Triangle, which includes Honduras, El Salvador and Guatemala, and its migration crisis. Each of these countries have economic systems that have similar financial agreements with outside countries. These 10 facts about poverty in Central America will identify issues, solutions and trends that lead back to Central America’s poverty crisis.

10 Facts About Poverty in Central America

  1. The Economy: The political economy of Central America has parallelled that of the world for the past five decades. A combination of factors such as a vulnerable bureaucratic system, a shifting population and aggressive globalization are causing Central America to experience gentrification on a national level, creating more significant gaps between economic classes.
  2. Climate Change: Changes in nature such as unusually warm temperatures, nutrient-poor water and the comeback of the southern pine beetle are occurring throughout the region of Central America. This insect is a result of a change in climate where the ocean temperature rises significantly, placing additional demand on presently strained water reserves.
  3. Population: In the past five decades, Central America’s population has continued to increase with the most considerable change occurring up to the mid-1970s, after which the difference in community numbers became highly sporadic. As the population continues to increase, resources like infrastructure and the economy struggle to match demand. As a result, the levels of poverty and extreme poverty have increased by approximately one percent between 2014 and 2017 and extreme poverty increased two percent between 2014 and 2016. Congresswoman Alicia Barcena mentioned the need for public services such as social security and labor inclusion, and how pairing these resources with increased wages could lessen the amount of poverty.
  4. Legislation: Central American countries are making efforts through previous legislation to alleviate their economic hardships. Since 2004, the Dominican Republic-Central America Free Trade Agreement has promoted stronger trade and stability throughout these regions. FTA reduces the barriers that countries previously had to access U.S. exports. As a result, traded goods all originate between Mexico and Canada with the exceptions of agricultural commodities. These areas give considerable attention to the conditions and the rights of workers in their countries. Countries are currently updating NAFTA to address additional concerns such as how to verify labor standards and eliminate the time restraint on labor violations.
  5. Clean Water Accessibility: Nicaragua is the only country in the region that has substantial access to waterways but the surrounding countries, like Honduras, Guatemala and Peru, do not due to the steep terrain that can make up significant portions of their countries. These collections of water are rarely safe for consumption even if they are accessible. For many households, accessing water is a timely chore that can take hours traveling back and forth between sources of water and homes, and limit people’s ability to attend work or school. For example, around 63 percent of Honduras’ population is living below poverty and those who live in rural areas work as farmers; as a result, their earnings rarely go to education, but rather daily tasks like water collection. To help with water accessibility, Doc Hendley started Wine to Water. Wine to Water is a nonprofit organization that works to bring clean water to underserved communities. It has served over half a million people in over 300 communities, across five continents. To date, it has worked in Honduras within eight communities and aided over 11,000 people.
  6. Literacy: Many regions have limited water supplies that are safe or close in the distance, meaning that in a single day, a trip for a container of water takes several hours. As a region, Central America has lower literacy rates with an average of 79.4, compared to the global average of 83.7. The countries in Central America with the highest literacy rates are Costa Rica and Panama, while the country with the lowest is Guatemala.
  7. The Northern Triangle: The Northern Triangle is a subregion in Central America between El Salvador, Honduras and Guatemala. These countries have a secure connection with each other economically due to legislation that passed during the 1980s and 1990s. The majority of those changes, however, have had macroeconomic effects on the region leaving large portions of the population enduring unequal access to resources and encouraging many to migrate elsewhere, working against stimulating its economy. The House Committee of Foreign Affairs introduced legislation to address the causes of migration and authorized $577 million in foreign assistance for the years 2020.
  8. Women in Central America: Central American women are facing challenges to raise their economic status while being met with social obstacles. For example, some women in El Salvador meet with sexism, fragile protection and few rights. These challenges, along with limited assets, the possibility of extortion and insufficient education about business management and finances make some businesswomen wary of growing or succeeding with their activities.
  9. Migration: Many people have made efforts to migrate to other countries due to the rising concern of survival. Droughts, economic instability, increased violence between gang members and civilians, corrupt legal systems and a weak government have made daily life challenging.
  10. Violence: The violence in Central America has been on the rise for decades, causing hundreds of thousands of migrants out of the region. Of those who remain in the area, the violence, extortion and corruption are frequent. Legislation such as the Global Fragility Act of 2019 prevents and addresses the primary causes of violence in various countries.

These 10 facts about poverty in Central America emphasize the point that poverty is a broad issue with a number of solutions. While situations in Central America may seem dire, the efforts by nonprofits like Wine to Water and legislation like the Global Fragility Act of 2019 should aid in improving the area’s conditions.

– Kimberly Debnam
Photo: Flickr