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Activism, Global Poverty, Refugees, Refugees and Displaced Persons

5 Organizations Helping to Resettle North Koreans

5 Organizations Helping to Resettle North Koreans

The Democratic People’s Republic of Korea has committed numerous human rights violations throughout modern history. Many North Koreans who have managed to escape the country reveal the horrific conditions in which they lived. These conditions include generational incarceration in concentration camps, the public execution of dissidents and mass famine.

As such, many North Koreans have attempted the escape their country through secret escape routes and brokers. To escape, North Koreans must traverse forests, cross the Yalu River and navigate heavily patrolled areas. Unfortunately, many don’t make it. Those who survive must then adapt to and resettle in modern society, a complicated and tedious process.

Resettlement is difficult because North Korea lacks technological, social and economic progress. Additionally, many North Korean refugees face discrimination due to stigma. North Korea is so technologically behind, many North Koreans have never touched a computer. This makes it near impossible to find a job or receive an education when they resettle in new countries, like South Korea.

Luckily, many institutions help North Korean refugees resettle in these new cultures and societies. To do so, they provide North Korean refugees with essential skills to find a job, proper housing, education and more. Here are five organizations helping to resettle North Koreans.

5 Organizations Helping to Resettle North Koreans

  1. Teach North Korean Refugees is a nonprofit organization focused on changing the lives of North Koreans through English education. Learning fluent English can open doors to many job opportunities, especially for this globalized world. In 2013, Casie Lartigue Jr. and Eunkoo Lee founded the organization after they witnessed the obstacles North Korean refugees face. The organization began as a small assembly and before growing into a larger nonprofit. Currently, Teach North Korean Refugees has helped 411 North Korean refugees learn English. The organization boasts 914 tutors. Of these, North Korean refugees may a tutor according to their teaching style. They may then choose one of two courses: “Finding My Way,” which covers English basics, and “Telling My Own Story,” which focuses on writing and public speaking. Volunteers can donate and even apply to tutor on their site.
  2. Crossing Borders is a Christian-based organization that primarily focuses on assisting North Koreans refugees trapped in China. The Chinese government considers North Korean refugees to be unlawful economic migrants and returns them to North Korea upon capture. As a result, many North Korean refugees face persecution and exploitation. Accordingly, Crossing Borders provides counseling, medical assistance, safety, and job training to North Korean refugees. It also offers community building and Christian counseling. While the organization does not require North Korean refugees to be Christian, they provide optional mass services. The organization also takes care of underage North Korean refugees who are without parents. It provides safe housing and education for children until they are either adopted or reunited with family members.
  3. The Mulmangcho Foundation is probably one of the most essential resettlement organizations in South Korea. It offers direct training to North Korean refugees, enabling a smoother resettlement process. The organization has several programs for different needs. For instance, Open School helps North Korean refugees with everyday tasks, such as opening a bank account. The publishing programs provide North Korean refugees with a variety of writing tools. These tools are designed to enable North Korean refugees to publish their own stories and learn public speaking. Currently, six children’s books, based on actual experiences, and two nonfiction books have been published through The Mulmangcho Foundation. Furthermore, the organization helps South Korean prisoners-of-war escape North Korean camps.
  4. The North Korea Refugee Aid is the American-based organization of the aforementioned Mulmangcho Foundation. It provides North Korean refugees with the necessary tools for everyday life, as well as physiological treatment and job training. The programs give North Koreans refugees the chance to study in the United States through scholarships, academic tutors and host families.
  5. HanVoice is a Canadian resettlement organization with seven chapters spread throughout universities. The organization helps resettle refugees, as well as advocates against North Korea and their human rights violations. HanVoice seeks to engage Canadians in speaking against these violations and supporting North Korean refugees. The organization’s program, HanVoice Pioneers Program, offers a six-month training course to North Korean refugees. This program provides public speaking and leadership courses, along with an internship for the Canadian Parliament.

Overall, it is essential to remember that the fight for human rights is not only dependent on politics. The conflict surrounding North Korea is complicated and cannot be solved in one summit. However, ordinary people can help North Koreans by supporting these organizations and raising awareness of the human rights violations happening in North Korea. These 5 organizations helping to resettle North Koreans provide hope and assistance that make it possible for North Koreans to achieve real freedom.

– Adriana Ruiz
Photo: Flickr

August 1, 2019
https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg 0 0 Kim Thelwell https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg Kim Thelwell2019-08-01 13:39:292024-06-06 00:26:165 Organizations Helping to Resettle North Koreans
Education, Global Poverty

Plastic in Exchange for Education

Plastic in Exchange for EducationPlastic pollution is one of the worst global environmental issues to date. On average, around 300 million tons of plastic is produced each year and most of it is not recycled. This unrecycled plastic becomes waste on land, in rivers and oceans, and can be consumed by multiple breeds of animals. Scientists predict that if nothing is done about the production or lack of recycling plastic, the ocean will more than likely have more plastic in it than fish by the year 2050. Poverty-ridden countries are more susceptible to having plastic waste filling their streets and water sources, which is why many areas in these countries are turning to a new solution to both end plastic pollution in their country and decrease their poverty rates.

Many schools in poverty-ridden countries have begun to accept plastic in exchange for education by using the waste as payment for school tuitions. Nigeria is ranked 11th in the world for plastic pollution and it is estimated that nearly 450,000 megatons of plastic waste are discarded every year in the city of Lagos’ water sources alone. Because of this, a partnership with Africa Clean Up Initiative (ACI), RecyclesPay and Wecyclers has allowed parents to start paying their children’s tuition with the plastic waste they collect. How much tuition is covered depends on the amount of waste brought in each week; the more that is brought in, the more tuition is paid for. This helps parents relieve financial burdens and to be able to use what little money they have on school materials while the plastic waste they collect and turn in pays for their child’s tuition.

In 2016, Parmita Sarma and Mazin Mukhtar opened a school in India where parents could pay for school tuition by bringing in 25 pieces of plastic waste to school each week. Their plan was to help children receive an education while also cleaning up their town from plastic waste. At the time the school opened, most children were being sent to work rather than attending school because parents either could not afford the education or they could not afford to care for the entire family. This initiative has since been extremely well-liked by the community, and its popularity has grown. The curriculum focuses on generic education practices but also includes curriculum on environmental issues and the importance of keeping the community clean. Because of the positive impact and growth of using plastic in exchange for education, the couple plans to open 100 similar schools within the next five years to increase education in India.

Reducing plastic pollution while improving children’s education is one step closer to resolving plastic pollution and ending world poverty with increased educational opportunities.

– Chelsea Wolfe
Photo: Unsplash

August 1, 2019
https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg 0 0 Kim Thelwell https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg Kim Thelwell2019-08-01 12:16:152019-09-03 08:43:48Plastic in Exchange for Education
Global Poverty, Refugees

Refugees in Rwanda: An Inclusive Approach

Refugees in Rwanda
As of early 2019, estimates determine that Rwanda is host to approximately 150,000 refugees. To support this number, Rwanda maintains six refugee camps and four transit/reception centers, in addition to supporting refugee integration into urban areas. Rwanda is remarkable for its inclusive approach to refugees, most of whom are from Burundi and the Democratic Republic of Congo. The national government, UNHCR, the World Food Programme (WFP), the Government of Japan and other international, national and local organizations are all working to improve opportunities and livelihoods for refugees in Rwanda.

Approximately 79 percent of refugees in Rwanda live in the refugee camps, with the remainder — about 13,000 — living in urban centers. Rwanda gives refugees the right to do business and access health services, insurance, banking and education to promote integration. As of 2017, Rwanda had integrated more than 19,000 refugee students from Burundi into its national school system.

According to UNHCR, enabling the self-reliance of refugees is an essential part of its mission. UNHCR creates and supports initiatives that allow refugees to contribute to the economic development of their host country.

Ali Abdi has lived in Rwanda for 20 years after fleeing Somalia. After applying for a business card, he now runs a small convenience store and lives with his Rwandan wife. Ali described Rwanda as “a peaceful country” where “people do not discriminate.” He is thankful for his ability to be independent.

Supporting Refugee Entrepreneurs

In Kigali, the capital of Rwanda, many refugees like Ali are finding success in entrepreneurship. UNHCR labels Kigali as a “City of Light” for its accepting and supportive attitude toward refugees. The Government of Rwanda is actively working to promote the integration of refugees into the city with targeted assistance.

For refugees aspiring to own their own business, Inkomoko is a local business consulting firm that trains and supports refugees with UNHCR’s support. Beginning in 2016, Inkomoko’s refugee program has worked with 3,300 refugees, resulting in the creation of 2,600 new jobs across the country, a significant boost to the economy. The director of Inkomoko’s refugee program, Lydia Irambona, stated, “Our main goal is to help them increase their revenue, get more customers and understand how to do business here.”

Annick Iriwacu, a Burundian refugee, went to Inkomoko after a referral from her cousin. She has since opened a successful business selling liquid petroleum gas. The business has grown enough for her to now have five employees. She stated, “They gave me the strength and hope to continue, because I was giving up.”

Financial Support for Refugee Camps

While refugees in Rwanda’s refugee camps have fewer opportunities for economic independence and contribution, supporting and protecting them is still crucial. In June 2019, the Government of Japan donated $270,000 to UNHCR Rwanda to cover the needs of 58,552 Burundian refugees in Mahama, the largest refugee camp in the country. This is one of many donations, as the Government of Japan has supported Rwanda for six years and provided a total of approximately $7 million to the UNHCR to support Rwandan refugees.

UNHCR intends to use the 2019 money to maintain and improve refugees’ access to legal assistance and protection against violence, as well as health care services. Refugee camps in Rwanda provide primary health care and send refugees to local health facilities if they require secondary or tertiary care, which can be costly.

Supporting Refugee Farmers

Many refugees living in Rwandan camps want to become more economically independent, however. While the refugee camps provide displaced people with access to basic education and health facilities, many refugees have found that working allows them to take further advantage of what Rwanda can offer them and their families.

The IKEA Foundation, UNHCR, the World Food Programme, the Government of Rwanda and the Food and Agriculture Organization have all provided funding. These organizations are working together to improve the livelihoods of both refugees and local Rwandan farmers.

In the Misizi marshland, 1,427 Rwandans and Congolese refugee farmers are working together for agricultural success. The project is also generating social cohesion, as the Rwandan and refugee farmers are learning to work together and recognize the benefits of cooperation. As of early 2019, these farmers had produced more than 101 tonnes of maize, the profits of which enabled them to feed their families.

Rwanda’s Example

Rwanda intends to continue its inclusive approach to refugees them become successful and independent whether they live in camps or cities. Refugees have found success in Rwanda because its government and international partners are working hard on their behalf.

While there is still more work to do to ensure that refugees in camps have access to work opportunities and that refugees in cities receive support in achieving economic independence, the nation serves as an example of how to successfully help refugees begin new lives and contribute to a country’s economy.

– Sara Olk
Photo: Flickr

August 1, 2019
https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg 0 0 Kim Thelwell https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg Kim Thelwell2019-08-01 11:39:592019-12-18 08:33:31Refugees in Rwanda: An Inclusive Approach
USAID, Women

Women’s Empowerment in Agriculture in Egypt

Women’s empowerment in agriculture

Agriculture in Egypt accounts for about 14.5 percent of GDP and women make up most of the workforce. World Bank data shows that between 2011 and 2014, 43 percent of women were employed in agriculture versus only 24 percent of men. These women often work long hours and in labor-intensive sectors including harvesting and fertilizing land. According to a paper by Korang Ismail Abdel-Gawad, a survey of Upper and Lower Egypt shows that women participation in harvesting was 67 percent in lower-Egypt and 94.3 percent in upper-Egypt.

Despite women’s contribution to the economy through agriculture, they are frequently overlooked in both data and investment. The Principal Bank of Development and Agriculture, a major financial institution responsible for providing agricultural credit in Egypt, neglects to grant many long-term loans to women. Only one in twenty-six long-term borrowers and one-third of short-term borrowers are women. Furthermore, women make up only 5 percent of agricultural landowners.

Women’s empowerment in agriculture is crucial in order to increase growth in agriculture-related GDP. According to the International Monetary Fund, if the female labor force participation rate in Egypt is raised to the male level, coupled with access to employment opportunities, the GDP would increase by approximately 34 percent. This includes gaining access to land, educational or instructional opportunities and gender-based equity programs. Here are a few main projects in Egypt related to women’s empowerment in agriculture:

USAID’s Strengthening Entrepreneurship and Enterprise Development (SEED):

This project was created to strengthen micro, small and medium business owners (MSMEs) to ensure that they have access to the appropriate business development tools. In particular, the project focuses on businesses owned by women and youth with special attention to disadvantaged communities.
Related to this project is the Workforce Improvement and Skills Enhancement (WISE) program that provides employment training and technical-skills training to women and youth.

Food and Agriculture Organization (FAO):

The FAO improves agricultural productivity and food security through sanitary measures and regulations. This organization also supports female empowerment by encouraging of small enterprises and agricultural investment programs.

Women’s Employment Promotion Program:

This program helps to promote workplace safety and increase employment contracts that benefit women through pay equity, benefits and steady hours. In addition, the program provides educational seminars that help increase labor-force participation and prepare youth for employment

These three projects help to promote women in the workforce in order to increase economic returns and foster a safe and productive work environment. A prime focus is women’s empowerment in agriculture since it is such a large source of employment in Egypt. With access to credit, training opportunities and overall support in the agricultural sector, women can continue to have a growing impact on Egypt’s GDP and provide reliable income for their families. Strengthening the agricultural sector by supporting women in the workforce means an overall increase in food exports, and thus a larger contribution to the global economy.

– Tera Hofmann
Photo: Flickr

August 1, 2019
https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg 0 0 Kim Thelwell https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg Kim Thelwell2019-08-01 11:20:362024-06-07 05:07:56Women’s Empowerment in Agriculture in Egypt
Global Poverty, Poverty

Efforts to Fight Corruption in Guatemala

 

Corruption in Guatemala

The United States has long been a sponsor and provider of aid to Guatemala, along with other non-governmental organizations backed by the U.N. Much of this aid has been to fight corruption—either the investigations of corrupt practices or the establishment of institutions to monitor and prevent corruption, impunity and organized crime.

The Background

As in many Latin American countries, particularly the Northern Triangle region (consisting of Guatemala, El Salvador and Honduras), corruption is ubiquitous from the local to national levels of government. Corrupt government leads to extractive institutions, which in turn leads to poverty, violence and mass emigration; at present, the majority of migrants at the U.S./Mexico border are from Guatemala.

In recognition of this, several political leaders and pundits of both parties have spoken out against proposed cuts to foreign aid, citing the need to stabilize the region by addressing the problem at its source. USAID and State Department programs focused on economic development have been widely successful, resulting in: increased access to nutrition for 230,000 children under the age of five, a 51 percent increase in rural agricultural sales, 20,000 new jobs in the agricultural sector, a 60 percent increase in American agricultural exports to Guatemala and many other improvements besides.

The long history of institutional corruption has not burdened agriculture, which allows for direct economic investment while the country focusses on anti-corruption efforts to dismantle impunity in other sectors—particularly in customs administration. The customs and tax administrations conducted the Linea bribery scandal of 2015, which resulted in the impeachment of President Otto Perez Molina and nearly 600 arrests. Since the Linea scandal, officials in multiple areas have been working with the UNODC (U.N. Office on Drugs and Crime) to combat the corruption that enables the use of Guatemala’s ports as drug trafficking avenues.

The UNODC and IACAC’s Efforts to Fight Corruption

While not as specialized as other anti-corruption programs and NGOs operating within Guatemala, UNODC has been instrumental in Guatemala’s fight against organized crime, with which governmental corruption naturally dovetails. In 2010, the drug trade alone was worth double the country’s GDP. The violence it generated (Guatemala has the 15th-highest murder rate in the world, out of 230 countries) dissuaded tourists and investors, which in turn contributed to the poverty that engenders corruption and organized crime, to begin with. However, with the help of UNODC along with other domestic and international programs, Guatemala has made significant economic progress. Its current GDP is nearly double what it was before the major anti-crime and anti-corruption initiatives began in 2010 and 2011.

International efforts to fight corruption in Guatemala have a long history, which has resulted in significant governmental reforms. The earliest instance of this was the adoption of IACAC, or the Inter-American Convention Against Corruption, which Guatemala ratified in 2001. The country has made substantial institutional reforms to maintain its compliance with IACAC, most notably a commission that allows for the coordination between the executive and judicial bodies, and its independent Association of Journalists. IACAC has also spawned several bilateral agreements with other countries—including the United States—to share evidence and otherwise support anti-corruption legal proceedings.

The reforms prompted by IACAC compliance had few immediate effects—within the first two years after ratification, Guatemala’s Corruption Perception Index (CPI) did not change enough to indicate a conclusive shift. However, the primary effect of IACAC has been to keep institutions updated and to keep corruption in Guatemala in the public eye. With the institutional reforms that IACAC prompted in the early 2000s, there was an existing framework for other anti-corruption initiatives to operate with much greater effectiveness.

The International Commission Against Impunity’s Success

The U.N.-backed International Commission against Impunity (referred to as CICIG by its Spanish initials) is the most successful NGO fighting corruption in Guatemala, which has prosecuted over 100 cases and obtained roughly 300 convictions since its establishment in 2003. Yet despite its impressive record, Guatemala’s current president, Jimmy Morales, attempted to end CICIG’s mandate before its natural expiration in November 2019. Guatemala’s Constitutional Court halted that decision and legal battles are still ongoing. Public support is heavily in favor of CICIG and the Court.

In the meantime, CICIG’s commissioner, Iván Velásquez, has taken the time to respond to the Morales administration’s accusations against CICIG in detail. Velásquez upholds CICIG’s record of convictions and dryly remarks that “[threats and smear campaigns are] foreseeable with respect to an entity whose purpose is to attack structures that co-opt the State to profit and refuse to lose privileges obtained illegally and illegitimately.” The country recently blocked Velásquez from re-entering, along with dozens of other CICIG staff, when Morales announced the premature termination of the commission. The country must continue to restore Guatemalan’s confidence in its elections.

– Robert Sprankle
Photo: Flickr

 

August 1, 2019
https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg 0 0 Kim Thelwell https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg Kim Thelwell2019-08-01 09:11:022024-05-29 23:10:36Efforts to Fight Corruption in Guatemala
Education, Global Poverty

8 Facts about Education in South Korea

Education in South Korea

South Korea is known for its high-performing education system and strong academic outcomes. However, these achievements are often linked to the country’s highly competitive academic culture and the significant pressure placed on students. These eight facts examine South Korea’s education system and the realities students face within its rigorous learning environment.

8 Facts about Education in South Korea

  1. Even though education is mandatory through age 15, a shrinking population is currently altering the landscape. Since 2021, the number of registered students fell from 5.32 million to approximately 5.01 million during the 2025/2026 period. Consequently, more than 150 campuses have shut down permanently over the past five years. Nevertheless, participation remains near 100%, and authorities are utilizing lower student-teacher ratios — roughly 13.7 to 1 within elementary schools — to offer more tailored instruction.
  2. South Korea places high emphasis on early learning. Through the “Nuri Curriculum,” the state provides childcare and schooling for all children aged 3 to 5 years old and financial support if needed. Participation in these early programs surpasses 90%, with private preschool options being preferred due to the quality and hours of such programs. The Nuri Curriculum emphasizes physical, cognitive and social development through play.
  3. As of 2025, South Korea pioneered the use of AI-enabled digital books for English, mathematics and computer science. These automated teaching assistants customize lessons instantly, allowing pupils to move through material at a speed that suits them. This recent milestone represents a pivot away from uniform learning toward digital fluency and individual mastery.
  4. Moral instruction plays a crucial part in the foundation of education in South Korea. The syllabus for younger children continues to feature “Good Life” as well as “Wise Life” segments, which help children adjust to life in school. Later, students study morality in conjunction with social studies to reinforce the importance of ethics in their community and the world.
  5. In addition to public schools, hagwons —  private tutoring institutions — play a large role in students’ education as well. Approximately 78.3% of students across education levels participate in Hagwons, which comprise an industry worth over $20 billion. Although the government has tried to put restrictions on Hagwons to prevent them from going overboard, such as imposing a “Hagwon curfew” of 10 PM, students and their families are so determined to receive the preparation they need to attend university that these restrictions have not always been successful.
  6. Despite high scores, stress among students persists. Self-harm remains the primary reason for teenage mortality across the country, with a significant contributing factor being academic stress. To address this problem, South Korea offers services for mental health, including therapy, school-based help and medical care. In 2018, 5 million teenage South Korean students sought out counseling.
  7. In current PISA assessments, South Korea remains in the top five nations, with consistent performance across science, mathematics and reading. In both 2022 and 2026, South Korea had the fifth-highest PISA score in the world, scoring sixth in math, fifth in science and fourth in reading in 2022. South Korea’s strong performance on international standardized tests proves the efficacy of its educational system.
  8. To discourage “hyper-competition,” the state is moving high school assessments from a nine-level scale to a five-level format. By increasing the “top rank” (Tier 1) to cover 10% of pupils—up from the previous 4%—the policy seeks to dampen aggressive GPA rivalry. Furthermore, South Korea recently changed the Suneung, the college entry exam, consolidating the topics to “ensure fairness and stability”. These means of academic reform will hopefully make assessments of students more fair.

This overview highlights the large emphasis that South Korea places on education. While the nation remains an intellectual powerhouse, it should perhaps take the emotional needs of its youth into account and take steps to reduce stress. Through the adoption of AI and more fair grading, South Korea aims to continue to improve its education system and ensure that it progresses on par with the world around it.

– Grayson Cox, Jackson Mayer
Photo: Flickr

August 1, 2019
https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg 0 0 Kim Thelwell https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg Kim Thelwell2019-08-01 08:55:392026-05-31 01:48:268 Facts about Education in South Korea
Development, Global Poverty

The Future of Microfinancing in Africa

microfinancing in africaAt the turn of the 21st century, new ways of combatting poverty grew in popularity. Microfinancing, a system of banking created by Mohamed Yunus, offers small loans and financial services to those without access to traditional banking means, such as the extremely impoverished and those living in rural villages. Today, many organizations such as Grameen Bank offer microfinancing services across the world. According to The U.N. African Renewal project, most microfinancing clients are in Asia, but the African sector continues to grow. Microfinancing has the potential to transforms the lives of citizens without traditional banking services across the countries of Africa, but the overall effectiveness of this relatively new financial practice is still under hot debate.

The Bright Side of Microfinancing

To proponents of microfinancing practices, the new fiscal theory provides a fresh, grassroots fix to a deeply entrenched problem that requires new solutions. The Grameen Bank, founded by Yunus, still stands by the fiscal theories created by its founder. Microfinancing from Grameen bank is called “Grameencredit” and according to the bank itself, its aim is to help poor families overcome poverty by helping themselves. It is also targeted to help poor women. The premise of microfinancing operates on the idea that with more economic independence, at-risk individuals and communities can become more powerful and self-sufficient against problems such as corruption, poverty, and women’s rights issues. To proponents of microfinance, microfinancing in Africa will allow rural villages and impoverished people to gain economic independence, which will allow them to take advantage of education opportunities and health care services.

What Needs Work

Skepticism centers around a lack of concrete data and a distrust of anecdotal evidence. The U.N. finds that current data on microfinancing shows how it can be hard to measure how micro-finance affects poverty. Proponents of microfinance usually rely on case studies and anecdotal evidence. The same UN report also cited that some question the efficacy of microfinance because small businesses don’t contribute much to the economy’s productive capabilities or structural changes. Offering small loans to poor communities will do little to move the needle in terms of a countries gross domestic produce and it won’t address federal or state-level corruption. While offering microfinancing in Africa will help families on a case by case basis, the overall effects on regional or domestic economies have yet to show conclusive evidence of structural change beneficial to the poor.

Microfinance Today

To combat the shortcomings of microfinance, many institutions that give out micro-finance loans also offer other forms of aid and assistance. The Foundation for International Community Assistance (FINCA) has operated micro-finance operations since the 1980s and continues to do so today. Along with offering traditional banking services to the poor, FINCA also provides other services as well such as mobile banking. According to FINCA financial services are not always available in developing countries, but cellphones are becoming more common. Mobile banking services provide people in rural areas the opportunity to access banking services through FINCA that were previously unavailable. Along with mobile financing options, FINCA also operates banks with “POS [point of sale] terminals equipped with biometric recognition, otherwise known as fingerprint scans. These provide better security for clients accessing their FINCA accounts. Thus, modern technologies improve access to banking institutions while also ensuring secure transactions.

Along with offering baking services that require payment such as loans, FINCA also invests money into local markets in need of attention. FINCA also invests in energy, education and agriculture through FINCA Ventures in Africa. FINCA Ventures operates a specific type of investing called impact investing, where those receiving investment need to meet certain requirements set out by the investing institution. FINCA Ventures invests in startups with clear goals and plans to make a deep social impact and create a customer base using FINCA’s network. Those that FINCA invests in must offer a service that betters a community while also giving them access to FINCA’s banking and investing services. One such company is Amped Innovation, which offers affordable solar energy powered home systems and appliances. By augmenting microfinancing in Africa with other services, FINCA can affect larger systemic issues that traditional microfinancing ignores.

Microfinance Going Forward

FINCA, as well as other microfinance firms such as Grameen Bank, try to combat the shortcomings of microfinance by offering services and investments that aim at fixing systemic problems in impoverished communities such as infrastructure and banking security. Microfinance is still in its infancy and needs to find solutions to shortcomings of the past. With additional services and time to prove its worth, microfinancing in Africa will be an effective tool in the fight against poverty.

– Spencer Julian
Photo: Flickr

August 1, 2019
https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg 0 0 Kim Thelwell https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg Kim Thelwell2019-08-01 08:46:412019-09-14 05:15:37The Future of Microfinancing in Africa
Gender Equality, Global Poverty, Women's Empowerment, Women's Rights

Female Empowerment in Zanzibar

Women in ZanzibarIn Zanzibar, a semi-autonomous region of Tanzania, many women struggle to overcome gender inequalities. Women are more likely to be illiterate, uneducated and unemployed in addition to being prevented from owning land and lacking opportunities to obtain leadership positions. Some women are fighting back against these barriers, however, by helping themselves and others increase their social and economic status. Furthermore, supporting female empowerment in Zanzibar has become a priority for a few local and national organizations.

The Situation for Women in Zanzibar

Women in Zanzibar are “twice as likely as men” to be uneducated. This has contributed to increasing employment inequalities since an education is becoming more essential to obtaining a job. Approximately 32 percent of female youths in Zanzibar are unemployed in comparison to only 10 percent of male youth. Women who do have jobs often earn less with 73 percent of women being paid at a lower rate than their husbands.

Additionally, only 16 percent of women in Zanzibar have bank accounts, and 91 percent do not own land, making it hard for women to become economically self-sufficient. When women do own land or other assets, these things are often controlled by their husband or male relatives. Female empowerment in Zanzibar involves women gaining financial and economic freedom as well as increasing their social status. The following are a few ways women’s lives in Zanzibar are improving.

Female Entrepreneurship

In response to high youth unemployment, many young women are turning to entrepreneurship as a way to make a living. At least 47 percent of women who are self-employed stated that their reason for doing so was the inability to find other employment. The majority of those who become interested in entrepreneurship are women with 82 percent of working women being self-employed. Self-employment and entrepreneurship offer women the opportunity to become financially independent, which is difficult in the low-paying formal sector.

Entrepreneurship is difficult, however, and many women who are self-employed still struggle economically. According to the Ministry of Labor, there are initiatives that support female entrepreneurs, but these do not reach all women. The most marginalized women do not have these opportunites. Moving forward, it is crucial that female entrepreneurs receive more support from the government and NGOs, otherwise, many will remain financially dependent on male relatives.

Seaweed Farming

For other women, seaweed farming has helped decrease economic inequalities and increase female empowerment in Zanzibar. In coastal villages, women have long been sequestered in their homes, only leaving for funerals, weddings or to care for sick relatives. Seaweed farming was taken up by women from these villages as a way to enter the public sphere and earn money for themselves.

According to marine biologist Flower Msuya, “At the beginning some husbands threatened divorce if their wives went out to farm seaweed… But, when they saw the money women were making, they slowly began to accept it.” Women’s social statuses in the villages have increased, and many have helped their families rise out of poverty. The work has also been crucial for women who were divorced from their husbands as they need to be able to support themselves.

Solar Training

Barefoot College, an organization that spread from India to East Africa, is offering a training program for women in Zanzibar, teaching grandmothers and single mothers in rural villages how to be solar engineers. The program focuses on this demographic of women because many are often illiterate and lack other opportunities. Solar training is also beneficial to the community as a whole since rural areas often lack adequate electricity.

Women are trained at Barefoot College for five months after which they return to their villages to set up solar lighting systems for family and neighbors. This is a cheaper option for most families, and the price they pay helps support the female engineers who help maintain the solar equipment in their village. Salama Husein Haja, a single mother, praised the program, stating, “When I go back I will have status. I will be knowledgeable and I will be proud.”

Reclaiming Public Spaces

A project in Zanzibar called Reclaim Women’s Space is working towards female empowerment in Zanzibar by helping women overcome cultural and religious constraints that require them to stay in the private sphere. There are few public places for women to gather socially in Zanzibar, so women generally go to work and then return home, in part because they are also responsible for domestic tasks.

Reclaim Women’s Space seeks to give women spaces in the public sphere where they can meet and work together to solve community problems. One of their projects was the creation of a community center, which has become a symbol of women’s economic, social and political power. Madina Haji, an engineer involved with the project stated that the goal is to “empower women to stand on their own” by improving their social status and giving them opportunities to come together.

It is crucial that initiatives such as these continue, and that women who are trying to obtain more autonomy are supported by local, national and international organizations and programs. Female empowerment in Zanzibar will take time to achieve, but persistent efforts to help these women become economically independent in a way that is also personally and socially empowering for them are an important part of making gender equality a reality.

– Sara Olk
Photo: Flickr

August 1, 2019
https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg 0 0 Kim Thelwell https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg Kim Thelwell2019-08-01 07:30:122024-05-29 23:10:20Female Empowerment in Zanzibar
Global Poverty, Health

New HIV Drug Implemented In Kenya

HIV Drug Implemented in Kenya
In 2017, there were approximately 36.9 million people living with HIV/AIDS worldwide. Additionally, 6.1 million of those with HIV were located in western and central Africa. Kenya, a country in eastern Africa, had approximately 1.5 million people living with HIV/AIDs in 2017. That same year, an HIV drug implemented in Kenya started to successfully combat this deadly immune system virus. Unitaid and the Kenyan government simultaneously introduced it to the country.

Dolutegravir and Antiretroviral Therapy

The new HIV/AIDS drug, Dolutegravir or DTG, received approval in 2014 and is the most recent and effective antiretroviral drug used in the treatment against HIV/AIDs. DTG has been the drug of choice in high-income countries for its antiresistance properties, few side effects and easy one pill a day treatment. In 2015, the World Health Organization recommended this drug replace other first-line regimens for adults and adolescents. Recently this drug was not available in low-income countries, like Kenya, because of its high cost.

In 2018, only 62 percent of people with HIV/AIDs had access to antiretroviral therapy, which was an increase from the previous year. This corresponds to the 23.3 million people who were able to receive treatment, however, approximately 14.6 million people could not access treatment. In Kenya, 75 percent of adults with HIV/AIDs received treatment in 2018, which increased from 2016, when only 64 percent of people received treatment. One reason for the increase in HIV/AIDs testing is the partnerships between the government of Kenya and Unitaid that began in 2017 which introduced the generic brand of DTG.

Now, the generic brand of this life-saving drug has been available to people in Kenya since early 2018. This new HIV drug implemented in Kenya has the potential to make life-saving drugs more accessible to those who would normally not be able to afford it. In 2017, a number of nonprofits including the Bill & Melinda Gates Foundation, Unitaid, USAID, PEPFAR and others agreed to a pricing agreement to help make the drug more affordable in developing countries. This pricing agreement would allow public sector purchases at $75 per person, per year.

Side Effects of Other Drugs

Before the introduction of DTG, the first-line drug in Kenya was Efavirenz, an antiretroviral medication with side effects for some users including nausea, dizziness, rash and headaches. When the pricing agreement first emerged, the Kenyan Ministry of Health decided that the first round of DTG it distributed would go to 27,000 people who suffered the negative side effects from efavirenz. Then, the Ministry of Health assigned various other health clinics to receive the drug until it could become available to the entire country.

The number of new HIV/AIDs diagnoses in Kenya has halved over the last decade to approximately 80,000 people a year. The new HIV drug implemented in Kenya will only help decrease the number of people suffering from HIV/AIDs. Comprehensive sex education, HIV/AIDs testing centers and the continuation of drug pricing agreements will help alleviate the prevalence of HIV in developing countries, like Kenya.

– Hayley Jellison
Photo: Flickr

August 1, 2019
https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg 0 0 Kim Thelwell https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg Kim Thelwell2019-08-01 07:20:422024-05-29 23:12:25New HIV Drug Implemented In Kenya
Global Poverty, Life Expectancy

Top 10 facts About Life Expectancy in Taiwan

Life Expectancy in Taiwan

Taiwan is a small island off the eastern coast of China. The small country, rich in culture, food and language, is also known for their longevity and aging population. Additionally, over time, Taiwan has seen an increase in advocacy for better living standards of citizens of Taiwan; in turn, increasing the life expectancy in Taiwan. Here are the top 10 facts about life expectancy in Taiwan.

Top 10 Facts About Life Exectancy in Taiwan:

  1. According to the CIA World Factbook, Taiwan’s life expectancy is 80.4 years old. For men, it ranks at 77.2 years and for women, 83.7 years. As a whole, the country ranks 43rd globally in life expectancy.
  2. The Taipei Times state that, the country is experiencing a long-term improvement in life expectancy, as a result of the National Health Insurance, better hospitals and higher standards of living.
  3. Residents living on the west coast have a longer life expectancy than those living on the east. This is because many of the major cities are in locations closer to financial districts. These include Tainan, Kaohsiung and Taichung, which are on the west coast, closer to China and Hong Kong, financial capitals.
  4. Taiwan has been experiencing a longer life expectancy since 1950. The era during the mid-1990s was a period of growth for Taiwan. For example, during this time, more than a million people traveled from Mainland China to Taiwan, many of which were better educated, with distinct professional profiles. Since then, Taiwan has been experiencing a rapid demographic transition and substantial economic development. In turn, there has been a decline in mortality and an increase in health and life expectancy.
  5. Taitung, a county on the east coast of Taiwan, has the shortest life expectancy at 75.05 years, according to the Ministry of Interior statistics. Taitung’s life expectancy is five years less than the national average due to several possible factors. This includes deficient transportation infrastructure, fewer medical services and lifestyle choices. It is evident that the effects of poverty have impacts on the longevity of the population. Some of these effects include a lack of access to medical resources and transportation.
  6. According to Focus Taiwan, life spans have been increasing steadily for decades. In fact, it has increased from 78.4 in 2017 to 80.4 presently. This is due to improvements in medical care, awareness of public food safety and the growing popularity of exercise. Improvements in the health sector by the government and general changes in mentality around diet and exercise in the public are clear indicators of the reduction of poverty, resulting in longer lives.
  7. As life expectancy in Taiwan’s grows, so does the aging population which n turn puts pressure on welfare and pension programs. To combat this, Taiwan has instated the Long-term Care Plan 2.0, a 10-year initiative that aims to provide affordable, comprehensive care to the aging population. For example, centers like Wei Ai Lun operate under the Long-term Care Plan 2.0. This center and provides activities and programs for seniors to engage, socialize and become active parts of their communities. Programs like the Long-term Care Plan 2.0 are part of Taiwan’s effort to consolidate their aging population.
  8. According to the 2013 National Health Interview Survey, around 86.3 percent of older adults have at least one chronic condition. However, the Taiwanese life span of men and women is continually growing. This is due to the National Health Insurance Program, a compulsory social insurance plan that covers examinations for elders no matter their age or income. The maintenance of the health of senior citizens is one of the major factors in life expectancy in Taiwan.
  9. Taiwan’s long-living population is a result of lifelong learning actively promoted by the government. In 2006, the Taiwanese government released a white paper titled, “Toward the Aged Society: Policies on Education for Older Adults,” which aims to encourage older adults to be active participants in their community. The government encourages socialization, autonomy and engagement of thousands of older adult through learning classes held throughout Taiwan.
  10. Taiwan’s success in preserving its older population is due to efforts in not only providing medical services and promoting lifelong learning. It expands to also devoting resources to developing geriatric research. Organizations like the Taiwan Association of Gerontology and Geriatrics (TAGG) work to improve the lives of older adults by advancing studies in gerontology and geriatrics. Other organizations like the Federation for the Welfare of the Elderly (FWE) advocate and protect elders’ rights.

Life expectancy in Taiwan has been steadily growing since the 1950s. Although its resulting aging population puts a strain on pension and welfare systems, the Taiwanese government’s endeavors on aging through policy, research and promotion have evidently resulted in great successes in the older adult populations.

– Andrew Yang
Photo: Flickr

August 1, 2019
https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg 0 0 Kim Thelwell https://borgenproject.org/wp-content/uploads/borgen-project-logo.svg Kim Thelwell2019-08-01 06:51:592024-05-29 23:09:41Top 10 facts About Life Expectancy in Taiwan
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