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Education, Women's Empowerment, Women's Rights

Five Facts About Girls’ Education in Ghana

Girls’ Education in Ghana
There are many barriers to equality in education in Ghana ranging from poverty to negative cultural perceptions surrounding girls’ education, to a lack of nearby schools. But despite these barriers, girls’ education in Ghana has seen improvement and continues to be an issue of importance in this developing nation. Here are five facts about girls’ education in Ghana that highlight victories and steps taken to fight this problem.

Five Facts About Girls’ Education in Ghana

  1. The positive changes in girls’ education in Ghana stem from governmental and nonprofit agencies working together. For example, in 1997, the government of Ghana created the Girls’ Education Unit in the Ministry of Education, which means every region and district has a Girls’ Education Officer. The Ministry of Education also partnered with UNICEF to develop and implement education strategies for girls.Furthermore, the Global Partnership for Education (GPE) worked in Ghana from 2012-2016 in a joint effort with the Ministry of Education and UNICEF. This partnership saw real results, including that 889 district gender officers received training in guidance and counseling, 94,827 in-service teachers were trained and 28,056 teachers received math education and training.
  2. Since the early 2000s, girls have consistently enrolled in primary and secondary school at higher rates and closed the gender gap in school enrollment. In 2018, Ghana’s national primary gender parity index (GPI) is at 1.01 compared to 0.94 in 2004. This demonstrates an equality between girls and boys enrolled in school.This change was sparked when the Ministry of Education eliminated school fees for basic education (elementary and junior high school) nationwide in 2005 and established a capitation grant for all basic schools. The grant also effectively reduced the barrier that poverty presented to education.
  3. The United States Agency for International Development (USAID) has greatly impacted girls’ education. For example, USAID has provided scholarships for 7,000 girls in Ghana and 300 of the recipients have special needs and has aided in school construction and rehabilitation in 48 districts across the country.This was made possible through community programs that train volunteers to teach in high-need schools and partnerships with the Ministry of Education and the Ghana Education Service. Currently, USAID’s education objective in Ghana is to improve reading performance for 2.8 million Ghanaian primary school children by 2020.
  4. The Education Strategic Plan (ESP) 2018-2030 is currently being finalized by the government of Ghana and is focused on an inclusive education system that is accessible and equal for all. Its main goal is to use education to improve the national development agenda and make sure it has a positive impact on development.This is the sixth plan in the series and gets its foundation from the Millennium Development Goals (MDGs), Sustainable Development Goals and the National Development Plan 2016-2057. Other important priorities of the newest ESP include access, quality, relevance, effectiveness and sustainability.
  5. In September 2017, Ghanaian President Nana Akufo-Addo made secondary education free for children in Ghana. This measure was much needed as only 37 percent of students were taking part in secondary school in 2014. The president’s promise removed admission fees, library fees, computer lab fees, examination fees and utility fees and included free textbooks, meals and boarding.

While it is still challenging for poor and rural families to attend school, these efforts to improve access to girls’ education in Ghana have been steps in the right direction.

– Alexandra Eppenauer
Photo: Flickr

May 27, 2018
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Global Poverty

Human Rights Violations in Diamond Trading

Human Rights Violations in Diamond Trading
Globally, about 90 million carats of rough diamonds and 1,600 tons of gold are mined for jewelry every year, generating more than $300 billion. With billions of dollars being spent on jewelry every year, brands often still face problems of guaranteeing that their products are not tainted by human rights violations in diamond trading.

Efforts to combat these violations include the introduction of the Kimberley Process Certification Scheme (KPCS), a system of export and import controls for rough diamonds. Almost two decades have passed since governments came together to end the trade in “blood diamonds” that fueled several brutal wars in Africa, yet injustices occur as mentioned in top10binary.com.

Certified Humane

The Kimberley Process unites administrations, civil societies and industry in reducing the flow of conflict diamonds — ‘rough diamonds used to finance wars against governments’ — around the world. It is a binding agreement that imposes extensive requirements on every participant. The visible evidence of this commitment is The Kimberley Process Certification Scheme which both safeguards the shipment of ‘rough diamonds’ and certifies them as conflict-free.

Under the terms of the KPCS participants must:

  • satisfy ‘minimum requirements’ and establish national legislation, institutions and import/export controls
  • commit to transparent practices and to the exchange of critical statistical data
  • trade only with fellow members who also satisfy the fundamentals of the agreement
  • certify shipments as conflict-free and provide the supporting certification.

The process unites 81 countries around the world which have their participants being responsible for stemming 99.8 percent of the global production of conflict diamonds. The Kimberly Process is underpinned by the United Nations mandate and is backed by leading civic organizations.

Diamond fields located in eastern Zimbabwe’s Marange, have shown that even with the Kimberley Process, the trade in diamonds still gives rise to abuses. Residents living near the diamond fields have suffered forced labor and torture, among other abuses.

Theft of Livelihoods in Marange

Thousands of villagers around the area took to the streets in late April to protest the alleged looting of diamond revenue by state-owned companies. These protests quickly turned violent with witness interviews by Human Rights Watch stating how armed soldiers and police firing tear gas canisters to disperse the demonstrators.

In March 2016, former president Robert Mugabe, with no evidence being provided, told the state broadcaster that diamonds worth more than $15 billion had been looted in Marange. No one was held to account for the alleged looting and years have continued to pass with alleged diamond revenue looting by state-owned companies, with no benefits to the local communities, adding to growing frustrations and protests of villagers.

Violence has been a reoccurring response by Zimbabwe’s armed forces with documentation from Human Rights Watch on these armed forces having coerced children and adults into carrying out forced labor, and tortured and harassed local villagers when they seized control of the diamond fields. More than 200 people were killed by armed forces personnel in Chiadzwa, a previously peaceful but impoverished part of Marange, in late October 2008.

Human rights violations in diamond trading led Marange communities to petition the Parliament of Zimbabwe in March to “ensure diamond mining contributes to the development of the health, educational and road infrastructure of the Marange community, especially areas affected by diamond mining.”

Combatting Human Rights Violations in Diamond Trading

More work needs to be done to fight human rights violations in diamond trading. It is estimated that in order to produce one gold ring holding a diamond, 20 tons of mined waste is produced. The earth mined ore is mixed with cyanide, a known toxic poison, to dissolve the gold or silver from the ore, making the land and waterways around the mining area poisoned.

This contributes to communities facing ill health due to the mine’s pollution of waterways with toxic chemicals. Zimbabwe authorities have failed to ensure greater revenue transparency from diamond mining. Regulating mechanisms for diamond mining are needed to ensure the rights of local communities to information and to protect them from forced evictions and from negative health and environmental impacts of mining.

The European Union is a major centre for diamond trade and within the EU, Council Regulation 2368/2002 sets out the criteria for trade in rough diamonds in order to ensure adherence to the requirements of the Kimberley Process. This year, the EU will hold the Kimberley Process Chairmanship. In this capacity, the EU aims to make progress in supporting the honest diamond trade and meet the call of the international community to ensure that the Kimberley Process is equipped to continue playing its role in combatting human rights violations in diamond trading.

– Ashley Quigley

Photo: Flickr

May 27, 2018
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Developing Countries

The Role and Scope of Microenterprise in Developing Countries

The Role and Scope of Microenterprise in Developing Countries
Microenterprises — businesses with fewer than ten employees and often a sole proprietor — might not ordinarily come to mind when thinking of what drives an economy. However, in places where opportunity is most lacking, innovation abounds. In her course syllabus for a class entitled “Entrepreneurship in Developing Countries”, Stockholm University associate professor Birgitta Schwartz calls entrepreneurship fundamental to the organization of societies. She asserts that microenterprise in developing countries mobilizes people, resources and innovation. “It is about generating ideas, organizing and hands-on action that can have many different effects,” says Schwartz.

How Is Microenterprise in Developing Countries Unique?

The answer to this lies partly in motivation. For many Western societies, entrepreneurship eyes opportunity, while in developing countries, it is borne out of necessity. According to a 2017 report by the Global Entrepreneurship Monitor (GEM), 76.2 percent of Africans see entrepreneurship as a good career choice, as opposed to around 65 percent for developed nations like the United States.

What is the reason for this? Well, with factors like extreme population growth and an increasing life expectancy, keeping the working age constant means having to create many additional jobs. As a result, microenterprise in developing countries represents a large percentage of employment. In Ghana, for example, household or micro-businesses tally 57 percent of the country’s total workforce.

Added Challenges

While entrepreneurship presents challenges enough, the added factors associated with living in poverty create a special dynamic all its own. These challenges may include:

  • Adequate access to financing
  • The risk involved with political and economic imbalance, and
  • A lack of the skill set necessary to create a successful market

Lacking alternative sources of financing, the successful entrepreneur living in poverty may use internally generated cash flow from one business to fund his or her other businesses. Perhaps surprisingly though, research suggests that countries that have experienced economic instability are more likely to have higher rates of private saving. In a manner of speaking, crisis provokes a necessity to save.

Microenterprise may play more of a role in poverty alleviation than was previously thought. Entrepreneurs in developing countries look at risk differently. Whereas Western business strategy sees a competitive threat from the well-established incumbent businesses, such a threat doesn’t exist in developing countries. And while urbanization threatens this advantage, entrepreneurs look to the more rural areas of their country to start and grow their businesses.

Microenterprise in developing countries can be made even more difficult without the added benefits of mentorship and apprenticeship. Many of these emerging markets have few people with the necessary skills to effect the kind of change that can be the impetus for large-scale economic strides. With a lack of accountability, trust becomes even more important. Micro-businesses in these countries are often family-owned and much more attuned to the local market environment, which results in higher returns to capital and a larger potential for growth.

Success in Spite of Circumstances

An example of microenterprise at its finest is Hanan Odah, a Palestinian refugee whose husband died in the civil war in Syria. She rebuilt her micro-business, selling stationery and perfume and now helps her new community and her family of three to survive. Despite conflict and economic collapse, Odah continues to build her brand, thanks in part to a steely will and in part to microfinance programs that loan small amounts of money at low interest rates.

This is the kind of presence that microenterprises can have in developing countries. Whereas external forces may cause economic instabilities, small startups with low overhead and little opposition, like Odah’s, continue to thrive and grow.

Entrepreneurship in developing markets depends not necessarily on the traditional tenets of opportunity and vision, but rather on necessity and provision. For every stereotype of countless roadside stands selling nearly-identical wares, there is a provocative truth lurking beneath the surface of this dormant economic volcano.

– Daniel Staesser
Photo: Flickr

May 27, 2018
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Global Poverty

Addressing the Benefits and Consequences of Tourism in Thailand

tourism in Thailand
Thailand is a unique country that attracts over 32 million tourists each year. Tourism made up 20.6 percent of Thailand’s GDP in 2016 and supported about 6.1 percent of jobs. Bangkok, Thailand’s capital, was the most visited city in 2017. It is clear the tourism in Thailand is impacting the country.

Thailand’s 2004 Tsunami Recovery

Tourism both aided and hindered Thailand in its post-tsunami state. With a high need for jobs and funds, many luxury hotels were able to reopen within months. Unfortunately, some groups such as migrant workers had a difficult time receiving aid, if they even received any at all.

The event was also a catalyst for the marginalization of those in a lower socioeconomic status as many were barred from returning to their homes in popular tourist areas such as the beach. It is estimated that upwards of 10,000 were either prevented from returning or an attempt was made to prevent them from returning.

The Marginalized in Thailand

The country’s social bias against migrant workers, immigrants and refugees is one of Thailand’s biggest criticisms. People in these marginalized groups are at a legal disadvantage compared to Thai citizens. Migrant workers are at the will of their employer, needing a “termination and employer transfer form” (in other words, permission from their current employer) in order to switch jobs. Research by the International Labor Organization (ILO) in 2010 found 33 to 50 percent of employers in the fishing, domestic and manufacturing sector used this law to their advantage to prevent losing migrant workers as employees.

There are also multiple reports of migrant workers being punished by law in what seem like uncertain situations. One example is the fourteen migrant workers who filed a complaint against their employer for exploitation, thus damaging the company’s reputation. This resulted in the employer filing a lawsuit against the workers with potential consequences being imprisonment and fines. 

Another unfortunate example occurred in 2015 when two migrant workers from Myanmar were sentenced to death for the murder of two tourists; the case was marred by police misconduct such as the mishandling of evidence and the alleged torture of the workers. While it is difficult to find an exact number of migrant workers convicted of a crime in Thailand, it is becoming increasingly clear to the world that this is a human rights issue that needs to be addressed.

Sex Tourism in Thailand

Prostitution was outlawed in the 1960s, but Thailand still has a growing trade revolving around paid sex. There is no way to get a real number on those traveling for sex tourism in Thailand, but NGOs estimated 70 percent of male travelers were visiting specifically for the sex industry in 2013. Prostitution does not have a social stigma in Thailand like in other countries and many Thais have accepted it as part of the culture, creating growth in the industry despite questionable legalities.

Medical Tourism in Thailand

Many tourists travel to Thailand because of the low-cost medical treatment. In 2006, about 200,000 tourists traveled to Thailand explicitly for medical treatment. By 2011, that number rose to half a million.

According to insurance company Thai Expat Club, Thailand was third in the world as the most likely destination for health tourism in 2016. Many medical tourists are saving at least half of what they would pay in the US. Add on recovery by the beach or in a resort and it is no wonder Thailand has become the medical hub of Asia.

Tourism’s Impact on the Environment

With tourism in Thailand increasing, trash increases as well. Unfortunately, Thailand’s infrastructure has been unable to keep up. A common assessment has been waste left over from beach parties. It is estimated that Ko Phangan Full Moon beach parties leave about 12 tons of debris per day behind which mostly goes into landfills or the ocean.

Many groups are currently trying to highlight this issue which will hopefully create a springboard for biodegradable materials and other environmentally conscious decisions. Some of the organizations partnering with Thailand to address the waste issues are the U.S. Environmental Protection Agency, which collaborates with Thailand to protect environmental laws, and the International Union for Conservation of Nature, which works on conservation within the country.

Tourism in Thailand is drawing in great opportunities such as growing jobs, a developing medical field and cultural awareness. However, there are some points of contention with prostitution, the waste problem and an increasing awareness of the marginalized in Thai society. Curbing environmental problems and working toward a more equal society will create a stronger Thailand and, ultimately, a stronger world.

– Natasha Komen
Photo: Flickr

May 26, 2018
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Women's Empowerment, Women's Rights

Addressing the Continued Progress of Women in Saudi Arabia

Women in Saudi Arabia
Although the Kingdom of Saudi Arabia is known for human rights violations and women’s oppression, the Saudi government has made several changes in the past few years to change its reputation. These changes include giving women in Saudi Arabia the right to drive, vote and start their own business.

Saudi Arabia ranked 138 out of 144 on the World Economic Forum’s Global Gender Gap Report. Although this is a very low ranking, the report also acknowledges significant progress made over the past several years that is slowly moving the country toward gender equality. There is still room for improvement when it comes to the women’s dress code, male guardianship and sex segregation.

Women’s empowerment can help fight poverty when women become self-sufficient and turn into active contributors to the economy. Several steps have been taken by the government in order to increase the role of women in Saudi Arabia.

Women in Saudi Arabia in the Workplace

In 2011, King Abdullah announced the decision to allow women in Saudi Arabia to work in the retail sector in lingerie stores. This made many women financially independent and gave them the opportunity to participate in the economy. In the past few years, it has become more common for women to work in retail and hold other public jobs.

In 2018, several positions even opened for women to work at the country’s airports. According to a report released by the Ministry of Labor and Social Development in 2017, Saudi Arabia had a 130 percent increase in the number of Saudi women in the workplace. Additionally, women can now start their own businesses without permission from their male guardians.

Saudi Women in Government

In the past few years, steps have been taken to allow women in Saudi Arabia to be represented in government and even make several government jobs available to them. In 2011, women gained the right to vote under King Abdullah. Since elections do not happen often in Saudi Arabia, the first time they were able to exercise this right to vote was in 2015.

Additionally, women were also appointed to 30 seats of the Shura Council, a legislative advisory body, making up 20 percent of the council. In 2018, women also began working as investigators in the public prosecutor’s office for the first time.

Women’s Social Integration

In 2017, King Salman ordered that women be allowed access to government services such as education and healthcare without the need of consent from her guardian. However, the guardianship system still remains.

Most recently, in September of 2017, King Salman announced that women in Saudi Arabia would be able to drive starting in June 2018. Before this, Saudi Arabia was the only country in the world restricting female driving. The change was a result of international pressure and many Saudi women’s efforts advocating for the right to drive. This is a huge step forward as women will now have the freedom to take their kids to school, drive themselves to work and transport themselves as they wish without the need of a man.

Saudi Women in the Military

Saudi Arabia opened up noncombat military jobs in Riyadh, Mecca, al-Qassim and Medina to women in February 2018. These jobs will allow women to work in security. There are several requirements to apply for these positions including Saudi citizenship and holding a high school diploma, but it is a major change to allow women to form part of the Saudi military for the first time in history.

Although change is slow, it is clear through recent government reforms that the Kingdom of Saudi Arabia is heading in the right direction when it comes to women’s rights.

– Luz Solano-Flórez
Photo: Flickr

May 26, 2018
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Global Poverty

Goat Farming in India: A Unique Way to Lift Rural Farmers Out of Poverty

Farming in India
Goat farming may be the way out of poverty for farmers in rural India. With the goal of doubling farmers’ incomes by 2022, the Indian Prime Minister and the International Fund for Agricultural Development (IFAD), a specialized agency of the United Nations (U.N.), are developing goat farming in India as a way of lifting farmers out of poverty.

In April of 2018, IFAD held a two-day conference regarding the best methods to promote goat farming and develop the sector, with a particular focus on the rural areas of Uttar Pradesh, Bihar and Odisha.

IFAD recognizes the potential for profits from goat farming: how it is important for the wellbeing of farmers, gives a boost to the agricultural based manufacturing economy that is prevalent in India and would help the country reach some of the Sustainable Development Goals (SDGs) developed by the U.N.

Why Goats?

India is home to the second largest goat population already, making goats a readily accessible resource. Goats require little investment; as long as there is land to graze, goats can survive – even in drought-ridden areas. Biologically, goats are a strong resource because they can reproduce twice a year, giving birth to twins more often than triplets and quadruplets.

IFAD says, “raising goats is an income-generating activity that has enormous potential to increase incomes and improve nutrition for resource poor households, especially in remote, tribal and ecologically vulnerable areas…It is an activity that requires minimal investment and input costs. Goats are also prolific breeders and have a good survival rate in drought prone areas.”

IFAD recognizes that there is a market for goat-based products, such as goat cheese, in overseas markets. This will connect India, and in particular, rural India, to global, competitive markets. Goats also provide more than just milk products, such as leather and meat, which expands the markets that can be reached through the development of goat farming in India.

How would it work in India?

Estimates show that each goat could produce a net income of approximately 1200-1300 rupees per year. An average size of a herd of goats is 15, which could equal approximately 12000-19,000 rupees per year for each farmer. This provides farmers in India with extra means, and can lift them out of poverty.

IFAD, in conjunction with the Indian federal government is working with partnerships such as the Bill and Melinda Gates Foundation and Agri-Solutions to develop goat farming in India in the three regions of particular concern – Uttar Pradesh, Bihar and Odisha.

Goat Farming and Poverty Alleviation

The only foreseeable threat to the development of the goat farming sector is urbanization. Goat farming is only sustainable if goats have ample lands to graze upon. As urbanization increases in India, there is the threat of encroachment on open lands, which would be used to farm goats.

Goat farming in India provides a unique way to begin lifting farmers out of poverty, while simultaneously connecting India to global markets. As the sector develops, farmers’ incomes will double, and the agricultural-based economy in India will get a much-needed boost.

– Katherine Kirker
Photo: Flickr

May 26, 2018
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Education, Women's Empowerment, Women's Rights

Girls’ Education in Colombia Continues on the Path of Progress

Girls Education in Colombia
Extensive progress typically does not happen overnight, especially when the subject at hand is an entire country with numerous socioeconomic factors in play. However, Colombia has impressed the world and set a remarkable example in cultivating girls’ education.

Facts About Girls’ Education in Colombia

  1. The average number of school years girls complete grew about 23 percent, from 3 to 3.7 years, between 1900 and 2000.
  2. In rural areas, more than three-quarters of children in primary education go on to the next grade compared to almost 90 percent in urban areas.
  3. Between 1989 and 2011, girls’ completion of lower secondary school increased from 37 percent to 94 percent.
  4. Girls’ education has led to increased participation in the workforce, growing from 30 percent to 43 percent between 1990 and 2012.

These staggering present-day successes were achieved while Colombia also worked to help its internally displaced population. Internal displacement refers to people who are forced to leave their homes but remain in the same country. Colombia has had approximately seven million people internally displaced due to conflict within the country, one of the highest numbers in the world.

Despite the relatively difficult circumstances, girls’ education in Colombia continues to develop, which has helped Colombia create a prosperous and peaceful present and future.

An Inspiring Project

The Medellin Regional Corporation, supported by UNICEF, established the School in Search of the Child project that aims to reintegrate conflict-affected children back into the education system. The project provides funds to cover any expenses related to keeping children in school.

According to the United Nations Girls’ Education Initiative, in 2004, its first year of operation, 310 out of 375 children enrolled in the program were effectively reintegrated into schools, a more than 80 percent success rate. The project has proven to be a fruitful endeavor that with further assistance could be much more far-reaching.

De Cero a Siempre – “From Zero to Forever”

Colombia’s national government established the From Zero to Forever strategy in 2010, which introduced a now-common structure to organize the children’s well-being and development sector. The strategy is unifying key participants in the sector, both from private and public sectors as well as domestic and internal organizations and agencies. From Zero to Forever has linked several relevant policies and programs in the sector to provide poor children with much-needed comprehensive early childhood care and education.

Fundación Escuela Nueva – “New School”

The New School model innovates traditional teaching practices in Colombia and has been doing so since the late 1970s, growing to cover more than two-thirds of Colombia’s rural education system. The model has effectively delivered the following results:

  • Brought education to rural and misrepresented areas
  • Made school affordable
  • Fostered a team-building environment in students’ work
  • Trained teachers to initiate and manage settings conducive to learning
  • Tailored education to focus on children of varying levels separately, rather than addressing all levels simultaneously
  • Stimulated entrepreneurial teachings, modernized education skills and fostered leadership aptitudes among children

40 by 40 Program

Oscar Sánchez, the former Secretary of Education of Bogotá, presented the 40 by 40 program in 2012, with the goal to increase class time in schools across the country so that students attend full school days totaling 40 hours per week, 40 weeks per year. The program extended children’s access to extracurricular activities such as sports and arts that can ultimately fulfill children and promote fair and higher quality education.

Girls’ education in Colombia is one of several areas that the country has sought to improve. The effects are entirely positive and thereby reveal the capacity for a country to meet its goals, even during great adversities that would appear crippling. Fortunately, Colombia has flourished, and with its investment in the necessity that is girls’ education, its continued success looks very promising.

– Roberto Carlos Ventura
Photo: Flickr

May 26, 2018
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Education, Global Poverty, Women's Empowerment, Women's Rights

Girls’ Education in Pakistan

Girls' Education in Pakistan
Girls’ education has always been a point of concern in many developing nations. Pakistan is one among them. The Economic Survey of Pakistan (2015 – 2016) highlights a 2 percent decline in the nation’s literacy rates from 60 percent to 58 percent. Also, while the urban areas mark a literacy rate of 74 percent, it is as low as 49 percent in the rural areas. But, with the increase in awareness, undiluted efforts and the focus on ‘Pakistan Vision 2025’, the future for girls’ education in Pakistan looks bright.

In 2018, fresh hope has emerged for Pakistan as it experiences a host of welcoming changes, all focused on enhancing girls’ access to education:

  1. Korea’s monetary support to UNESCO with the mission of ameliorating girls’ education
  2. Malala Yousafzai’s recent visit to Pakistan for the first time after the Taliban attack in 2012
  3. The launch of the book Knowledge is Bulletproof with a bulletproof cover page on World Book Day.

Korea Extends Support to Girls’ Education in Pakistan

On March 23, 2017, The UNESCO Director-General Audrey Azoulay and the Korean Ambassador to UNESCO Lee Byong-hyun signed an agreement to support national capacity building to make girls’ right to education a reality in Bahawalpur and Muzaffargarh districts in South Punjab and Gilgit-Baltistan.

This $3.4 million project between UNESCO’s Girls’ Right to Education Programme in Pakistan and the Korean International Cooperation Agency aims to bring quality education in the remote regions of Pakistan.

Ambassador Lee expressed how foreign assistance and education hugely improved the post-war poverty-stricken condition of Korea. This clearly highlights the importance of foreign aid in abolishing poverty.

Malala Yousafzai’s Visit to Pakistan

The youngest Nobel laureate visited her hometown Swat Valley in Pakistan on March 31, 2018, not simply to relive the memories of growing up in her house but also to present her hometown with the gift of quality education.

She opened a state-of-the-art school using The Malala Fund and her Nobel Prize money. Malala writes in her blog, “Pakistan comes second after Nigeria in the ranking of out-of-school children, with 24 million girls and boys denied access to education today. My dream is to see all Pakistani children with access to 12 years of free, safe and quality education…In just a few years, Malala Fund has invested $6 million in our work for girls’ education in Pakistan, from opening the first secondary school for girls in Shangla to supporting Gulmakai Champions across the country.”

Malala’s recent visit births new promises for young girls and women who struggle for their rights on a daily basis. Though some parts of Pakistan still advocate the extremist mentality and hatred for Malala, change is slowly ushering in and Malala’s visit proves it. The visit is also a positive answer to all the doubts about government involvement in enhancing the lives of women in Pakistan.

Bulletproof Book for Girls’ Education in Pakistan

On this year’s World Book Day, resistance took a new form in Pakistan. Sanam Maher, a journalist based in Karachi, recently published a novella titled Knowledge is Bulletproof which tells the story of two girls who survived the Taliban attack along with Malala in 2012.

The world has not heard much about Shazia Ramzan and Kainat Riaz who endured the terrifying incident and continue their fight for girls’ education in Pakistan. This book which was inaugurated by the award-winning Pakistani filmmaker, Sharmeen Obaid-Chinoy, provides these young activists more scope to voice their strength. Obaid-Chinoy claims that the profits will be donated to charities that work towards improving girls’ education in Pakistan.

The book is designed by advertising agency BBDO and has a Kevlar binding which makes it strong enough to repel a nine-millimeter bullet from as close as five meters. The book is symbolic of the strength and willpower of Pakistani girls and women who continue to attain education despite all the hurdles that come their way. It is also a source of motivation for many girls who refrain from going to school due to many stereotyped social and cultural taboos. “To show that knowledge is indeed bulletproof, it was…ideal to design an actual bulletproof cover for the book,” Maher told The Arab News.

While she is excited at the possibility of reaching out to millions of girls through this new venture, she also hopes that the need for such campaigns lessen with time and more and more people realize the importance of girls’ education.

Education is the backbone of a nation’s economy. If a section of the population is deprived of it, it not only affects the nation’s GDP but also its standard of living. Though poverty continues to affect millions in developing countries, these recent developments offer hope for a brighter and better tomorrow. They prove that transformation is slow but in process. Promoting girls’ education in Pakistan and elsewhere and encouraging women’s participation in the labor force are among the major ways in which poverty can be abolished.

– Shruthi Nair

Photo: Flickr

May 26, 2018
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Global Poverty

Insurance in India

Insurance in India
India became independent more than 70 years ago. However, insurance in India has remained neglected. Until recently, 80 percent of the country’s population lived without insurance and largely unfamiliar with the banking system. They didn’t possess bank accounts, an identification card or a driver’s license. This is changing.

Since 2009, the government has undertaken steps to provide a unique identification to every citizen, popularly known as Aadhaar in Hindi. Now, leveraging the benefits of the Aadhaar and the willpower of a strong majority, the current government is taking quick and substantial action to bring Indians under insurance cover.

The Beginnings of Universal Insurance in India

The government has announced a slew of schemes to promote insurance in India. These schemes are offering easily accessible health, crop and business insurance to millions of people in the country. Announced in 2015 and 2016, the schemes are open to all citizens above the age of 18.

Even before people can be brought under the cover of insurance in India, there was an impending need to ensure financial inclusion of millions of people living in extreme poverty in the country. A program called Jan Dhan Yojna offered savings accounts free of cost. The scheme set in motion several other financial welfare schemes which offered subsidy cash transfers, pensions and insurance. A few have been listed below.

Life Insurance Cover

Announced in 2015, this scheme offers affordable life insurance in India to the masses. Each year, the policyholder pays a premium of 330 rupees (approximately $5). In case of the policyholder’s death, his nominee is paid 2 lakh rupees which is equivalent to $3,100.

In Indian economy, this amount is enough to start a small business or pay school fees of two children for around 10 years. More than 30 million people between the ages of 18 to 50 have already enrolled in the scheme.

Accident Insurance Cover

This is a scheme introduced to help people who have been injured due to an accident. The fact that in 2016, half a million people in India were injured in road accidents alone highlights the need for accident insurance in India. This scheme offers to pay 1 lakh rupees (approximately $1,500) in case of permanent disability and 2 lakh rupees (equivalent to $3,100) to the nominee in case of death caused by an accident.

The insurance cover can be renewed annually. Since its announcement in 2015, more than 9,000 people have been given accident insurance in India through this scheme.

Crop Insurance Cover

The majority of people in India are farmers and their livelihoods are highly vulnerable to the weather. Only the right amount of rainfall can result in a good harvest. Often various areas are affected by flood or drought.

This scheme offers to cover the loss suffered by a farmer in case of flood or drought. The government has set a low premium to make it all-encompassing. A crop farmer pays just 1.5 to 2 percent of the total sum assured, and the government pays the rest.

Experts believe that although these government schemes might seem ambitious, they are going to change the landscape of insurance in India in the next decade.

– Himja Sethi
Photo: Flickr

May 26, 2018
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Global Poverty

ATM Pharmacies in South Africa Cut Wait Times

ATM pharmacies in South Africa Cut Wait Times for Chronically Ill Patients
The suburb of Alexandra, South Africa, is now home to Africa’s first pharmacy dispensing unit. ATM pharmacies in South Africa are expected to have a profound effect on the wait time for patients and the efficiency of clinics.

Simple Solution to Improve Lives

The machine operates as seamlessly as an ATM that dispenses money and completes the transaction in as little as three minutes as opposed to hours. Also known as an “ATM pharmacy,” the unit comes as a convenience to citizens with chronic illnesses, while freeing up space in local clinics. Most importantly, people dependent on medication have another option in receiving repeat medication that does not compromise safety or effectiveness.

The new development comes from experts from nonprofit Right to Care, Right ePharmacy and the Gauteng Department of Health. Right to Care works to provide prevention, care and treatment for HIV and other sexually transmitted diseases as well as tuberculosis and cervical cancer.

Developers chose Alexandra as the first location because of its large population, burdened facilities, and level of need, Right ePharmacy managing director Fanie Hendriksz said.

The Need for ATM Pharmacies in South Africa

Innovations like ATM pharmacies in South Africa are a step toward higher-quality healthcare, making it easier for patients to be consistent with their medication schedules. One of the main target groups for this project was people with HIV in need of repeat antiretroviral medicine, as South Africa now has the world’s largest AIDS treatment program.

In addition to being overcrowded, some clinics are also understaffed. Nurses may be referred to other clinics to compensate for lack of staff. HIV/AIDS activist Bhekisisa Mazibuko broke into Kgabo clinic pharmacy to make a point about the outlandish wait times for chronic medications in Tshwane, a city not far from Johannesburg. Some patients start waiting in line as early as 3 a.m.

Mazibuko, who lives with HIV, used a brick to break the pharmacy door after it closed for the day at 4 p.m., not attending to patients who had been waiting for hours. He distributed medicine to hypertension, diabetes and HIV patients before being arrested.

A Way Forward

Patients whose conditions are stabilized are encouraged to use the pharmacy dispensing unit (PDU), although a referral from a doctor is necessary. The patient engages in a simple process of scanning their personal ID and entering a pin and speaking with a pharmacist via video correspondence.

Through this video chat, patients can be advised and directed on how to take the medication and its possible side effects. The patient then selects their medication which is robotically dispensed along with a receipt. The PDU has served more than 4,000 people and dispensed 18,000 prescription medications so far.

According to Right to Care chief executive Ian Sanne, the amount of time South Africans spend waiting in line at health facilities is quite extensive and is damaging to economic productivity. ATM pharmacies in South Africa is likely just the beginning of many healthcare innovations in Africa.

– Camille Wilson
Photo: Flickr

May 26, 2018
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