Archive for category: Housing Security

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Housing Programs in Serbia: A Step Towards Social Inclusion

Housing Programs in SerbiaSerbia’s recent headlines have reflected deep political and social tensions. Since the deadly railway station collapse in Novi Sad on Nov. 1, 2024, which killed 16 people, mass protests have spread across the country. Demonstrators have accused President Aleksandar Vučić’s government of entrenched corruption and authoritarianism while demanding greater transparency and democratic reform.

At the same time, Serbia continues negotiations with the European Union (EU) and benefits from major EU-funded development programs targeting poverty reduction, infrastructure and social cohesion.

This political context places Serbia at an important turning point: while public distrust toward institutions grows, EU-backed social programs continue to reshape living conditions for some of the country’s most vulnerable communities.

Poverty and Ethnic Discrimination in Serbia

Serbia remains the largest economy and the most populous state in the Western Balkans, with approximately 6.6 million inhabitants in 2026. Over the past decade, Serbia has experienced notable economic growth and increasing foreign investment. However, this growth has not benefited all parts of society equally.

Around 20% of the Serbian population remains at risk of poverty, particularly in the southern and western regions of the country. Economic inequality, unemployment, weak infrastructure and limited access to public services continue to affect vulnerable populations disproportionately.

Among the communities facing the greatest structural discrimination are the Roma people. Roma communities in Serbia frequently encounter barriers in employment, education, health care and housing. Many Roma families continue to live in informal settlements with poor infrastructure, limited sanitation and insecure housing conditions, which further reinforces cycles of poverty and exclusion.

The EU SHAI Program: Housing as Social Inclusion

In response to these challenges, the EU launched the Social Housing and Active Inclusion Program (EU SHAI), one of Serbia’s largest social inclusion initiatives. Between 2019 and 2025, the EU invested €27 million into the program, while the United Nations Office for Project Services (UNOPS) implemented it alongside Serbian national and local authorities.

Rather than focusing solely on housing construction, EU SHAI combined accommodation with employment support, education, health care access and social services.

The program targeted Roma communities, women escaping domestic violence, people with disabilities, young people leaving state care systems and families living in extreme poverty. It adapted its approach to local needs by constructing new apartments, purchasing rural homes, renovating existing properties and upgrading infrastructure in informal settlements. Projects took place across 19 Serbian municipalities, including Čačak, Loznica, Šabac, Raška and Svilajnac.

The program produced measurable results:

  • 127 families moved into newly built housing units
  • 14 new family homes were constructed
  • 56 village houses were purchased
  • 92 homes were renovated
  • More than 350 vulnerable families received permanent housing support

Overall, the program supported more than 1,200 people.

Some municipalities achieved especially visible results. Svilajnac and Raška emerged as examples of how long-term coordination between local governments, international organizations and social services can create sustainable improvements for vulnerable communities. In this sense, EU SHAI functioned not only as a humanitarian program but also as a governance and development initiative.

Housing Programs in Serbia for Roma Communities

Serbia has also developed targeted housing initiatives specifically for Roma communities. Through the Let’s Build a Home Together project, the Serbian government, with EU financial support, has provided housing solutions for up to 170 Roma families previously living in unsafe, informal settlements.

Families can choose between apartments, village houses or the reconstruction of existing homes. Authorities designed the program with direct participation from Roma beneficiaries in order to protect housing rights and adapt solutions to each family’s needs. The initiative also places strong emphasis on women’s equal housing rights and property security.

Social Housing for Refugees and Displaced People

Following the conflicts that accompanied the breakup of Yugoslavia in the 1990s, Serbia participated in the Regional Housing Program (RHP), a joint initiative involving Bosnia and Herzegovina, Croatia, Montenegro and Serbia. The program aimed to support refugees and internally displaced persons affected by the Yugoslav wars.

Alongside the RHP, Serbia developed the Social Housing in Supportive Environment (SHSE) program, which has operated since 2002 with support from international donors, the Serbian government, the EU and organizations such as the United Nations High Commissioner for Refugees (UNHCR) and the United Nations Development Programme (UNDP).

The SHSE program provides long-term housing and social protection for vulnerable groups, particularly refugees and internally displaced persons. Since 2002, the program has built 430 apartments across 22 Serbian municipalities, housing approximately 1,100 vulnerable residents. Unlike traditional institutional shelters, SHSE promotes decentralized and community-based housing solutions that integrate beneficiaries into local communities while supporting their access to health care, employment and social services.

Programs Fostering Active Inclusion

What distinguishes the housing programs in Serbia from traditional housing policies is their emphasis on active inclusion. Programs such as EU SHAI recognize that stable housing alone cannot sustainably reduce poverty if families remain excluded from employment, education and health care systems. As a result, these programs combine housing assistance with social and economic support measures tailored to the specific needs of each family.

The initiatives also actively involve the communities they support in the decision-making process, allowing beneficiaries to participate in shaping their own housing solutions and future living conditions rather than remaining passive recipients of aid.

This integrated approach proved especially important for Roma communities, who often face overlapping forms of exclusion. By combining stable housing with education and employment opportunities, these programs aim to break intergenerational cycles of poverty rather than simply manage their consequences.

Serbia, the EU and the Politics of Social Development

The housing programs in Serbia highlight the complex relationship between Serbia and the European Union. While political tensions surrounding democracy, corruption and media freedom continue to complicate Serbia’s accession process, EU-funded social programs remain deeply embedded in the country’s development strategy.

For many vulnerable families, these projects produce tangible improvements in everyday life regardless of broader geopolitical debates. They provide stable housing, access to employment, educational opportunities and greater social protection in communities that have often remained excluded for decades.

Looking Ahead

At a time when poverty, displacement and housing insecurity continue to affect millions across Europe, Serbia’s social housing programs demonstrate how targeted international cooperation can generate measurable social impact even amid ongoing political tensions. By combining housing with active inclusion policies, the housing programs in Serbia offer a model for poverty reduction that focuses not only on shelter but also on long-term social integration.

– Inès Maudire

Inès Maudire is based in Paris, France and focuses on Good News and Technology for The Borgen Project.

Photo: Flickr

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Innovations in Poverty Eradication in Singapore

Poverty Eradication in SingaporeWhile Singapore is considered one of the wealthiest nations in the world, high living costs cause financial pressure on lower-income families. Housing costs are one of the main reasons for financial strain, especially for families, who must also balance needs such as food, healthcare and education. Currently, innovations in poverty eradication in Singapore are being developed to support lower-income residents.

Poverty in Singapore

Singapore currently has a population of 6,036,860. Out of this number, around 3% of Singaporeans are in absolute poverty, or unable to meet a minimum standard of living requirement, and 25% experience relative poverty, meaning they may struggle to access the same opportunities and services as the average resident. Poverty in Singapore does not necessarily mean the lack of financial well-being, but rather a lack of access to opportunities such as proper housing, education and good health.

Singapore’s Public Housing System 

One of the major innovations in poverty eradication in Singapore is its public housing system through the Housing & Development Board (HDB). Singapore established the HDB in 1960 to address housing shortages and improve living conditions for residents. Over the decades, the program expanded into one of the world’s largest public housing systems, helping millions of Singaporeans access affordable housing, with close to 80% of Singaporeans living in public housing today.

Affordable housing plays an important role in reducing poverty by lifting financial pressure on low-income families. Singapore’s emphasis on providing affordable public housing supports long-term financial stability. Stable housing helps families access schools, public transportation and employment opportunities more easily, without the stress of unstable housing. Lower housing costs allow families to prioritize necessities such as food, healthcare and education, supporting economic security and reducing poverty.

Government Support for Low-Income Families

Recent developments in public housing policies have increased housing grants for both singles and families. These grants are financial assistance programs that help residents reduce the cost of purchasing homes. Through the HBD, the total grants for new flats for families have increased from S$80,000 to S$120,000. For low-income families, housing grants improve access to stable living. By focusing these grants on groups of need, such as families with young children, the elderly and widows, Singapore’s housing system aims to make housing more accessible for those who need it.

The Future of Affordable Housing in Singapore in 2026

Singapore continues to expand public housing. In February 2026, HDB launched more than 9,000 flats through new and resale housing programs, aiming to increase housing availability.

The program will also continue its mission of providing affordable housing for low-income families by expanding into new areas. In March, Minister for National Development, Mr. Chee Hong Tat, announced plans to develop public housing projects in areas such as Pearl’s Hill and Toa Payoh West, helping to improve access for Singaporeans. Expanding these projects will increase housing options for Singaporeans and ensure the inclusivity of all citizens. 

Singapore’s government also plans to improve the conditions of public flats. For example, newer rental flats include improved natural lighting and ventilation, while older rental blocks undergo regular maintenance and upgrades. Singapore also aims to support elderly residents by building more Community Care Apartments.

By focusing on vulnerable residents, Singapore’s housing system prioritizes long-term stability and overall quality of life. As one of the leading innovations for poverty eradication in Singapore, the HDB continues to help provide housing for low-income families in line with these future goals.

Conclusion

While housing affordability challenges persist, Singapore’s public housing system continues to support low-income families through housing grants, expansion projects, and an inclusive program. Through these investments, the country emphasizes how access to stable housing improves economic stability and aims to reduce poverty through one of its most successful innovations in poverty eradication in Singapore.

– Michelle Kurniali

Michelle is based in Dallas, TX, USA and focuses on Good News and Technology for The Borgen Project.

Photo: Pexels

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Cargo Containers as Affordable Housing for Nigerians

Cargo Containers as Affordable HousingNigeria is currently facing an immense housing crisis. First, there is a fundamental shortage of homes to meet the needs of its rapidly growing population. According to the 2025 Nigeria Housing Report published by the Sixteenth Council, the country faces a housing deficit of more than 17 million units. With one of the highest fertility rates in Africa, around 4.4 births per woman, Nigeria’s demand for housing continues to rise sharply, placing increasing pressure on already limited supply.

Second, beyond the material shortage itself, many existing homes are deemed structurally inadequate. A significant number of homes are built in unsafe conditions, such as on weak stilts over water or lack access to basic services like proper sanitation and electricity. In response to these challenges, an innovative solution has begun to gain attention: “cargotecture.” Derived from the original word architecture, this emerging approach involves repurposing cargo containers as affordable housing units. 

The Advantages of Container Homes

One key reason shipping containers have become increasingly important as land-based structures is their durability. Companies such as Karmod Nigeria, which operates in more than 25 states, note that these structures are engineered for long-term use. Built primarily from steel, they offer strong structural integrity and present a practical option for affordable housing in low-income communities. 

Steel is highly durable and resistant to harsh environmental conditions, reducing the need for frequent repairs and lowering long-term maintenance costs. This makes container-based housing a cost-effective solution in different climates and seasons. Beyond everyday environmental conditions, steel containers also perform well under extreme stresses, including earthquakes. 

Originally built to endure long journeys across rough oceans, these containers are designed for strength and resilience. Their robust structure makes them a reliable option in areas with recorded seismic activity, such as Nigeria, which has experienced earthquakes as high as magnitude 4.9. Another material advantage lies in cargo container flooring. Since the base structure is already reinforced, it requires little additional support. 

Floors can be finished quickly with lightweight, cost-effective materials such as bamboo, timber and polyvinyl chloride tiles, which are often cheaper than hardwood used in traditional homes. This helps reduce overall construction costs, making housing more accessible and practical for low-income communities. Fire resistance is another notable benefit of cargo containers. 

In a country like Nigeria, where temperatures remain consistently high, the risk of fire can increase. A 1977 U.S. Coast Guard study found that fires in containers caused minimal structural damage and were unlikely to spread to nearby units. This shows that steel shipping containers are largely non-combustible, offering a safer and more reliable housing option for people who might otherwise live in low-cost areas with higher fire risks. 

Closing Remarks

Ultimately, container homes have evolved from export transport units into lightweight, quickly assembled housing solutions for Nigerians who may not have the means to buy fully furnished luxury homes. Known for their durability, these pre-built structures offer a practical response to the country’s housing crisis. Their growing appeal is also reflected in the expanding global market.

Reports show the container homes market generated $44.76 billion in 2017 and was projected to reach $73.07 billion by 2025, highlighting the real potential of cargo containers as affordable housing.

– Sophia Lupo

Sophia is based in London, UK and focuses on Good News and Technology for The Borgen Project.

Photo: Flickr

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How High Living Costs in Bonaire Strain Working Families

High Living Costs in BonaireHigh living costs in Bonaire have become a daily problem for many individuals residing on the Dutch Caribbean island. Despite Bonaire being a special municipality of the Netherlands, many working-class residents still struggle to afford necessities for themselves and their families. Statistics Netherlands reported that 20% of Bonaire’s residents experienced difficulty making ends meet, while 25% of children under the age of 18 were at risk of poverty in 2022. 

Housing Costs Leave Little Room To Breathe

Housing has become one of the most obvious ways in which high living costs in Bonaire have affected daily life. A Dutch government advisory report from 2023 stated that the high cost of living on the island is partially due to the lack of substantial housing and that these costs particularly impact low-income people. The same report stated that Bonaire had 565 public-sector housing units available and around 1,000 families on the waiting list.

This leaves many lower-income residents dependent on an expensive private rental market or living in crowded multigenerational households. For working families, this can mean paying too much for rent while also giving up privacy, stability and peace of mind.

Food and Transport Turn Essentials Into Financial Stress

High living costs in Bonaire do not end with rent. The government’s advisory committee also found that almost all the food and drinks consumed in Bonaire are imported from other places, mainly the Netherlands, keeping their prices very high. Statistics Netherlands reported that the prices of goods in Bonaire were 36% higher in 2024 than in 2010, while food and non-alcoholic beverage prices were 51% higher than over a decade ago.

Transportation also adds another layer of pressure. The same government report stated that there is no public transportation on the island, meaning residents across income levels are often forced to rely on private options. For low-income families, this leads to consequences such as having to pay back costly loans, depending on rides from others and having fewer opportunities to work, receive education and run daily errands.

Work Does Not Always Protect Families From the Poverty Trap

High living costs in Bonaire are especially problematic, as many residents are employed in sectors that offer modest wages. CBS reported in late 2024 that average wages in Bonaire were lower than in neighboring islands such as Sint Eustatius and Saba during the 2011–2022 period. A large number of jobs in Bonaire pay close to or at the statutory minimum wage, especially in tourism-related, retail, construction and manufacturing industries.

Beginning in July 2024, the statutory minimum wage on these three Dutch Caribbean islands was $1,751 per month. Even with this increase, families facing high rents, transport costs and rising grocery bills find that full-time work leaves little money left for savings. Consumer goods and services in Bonaire were also 5.3% more expensive in the second quarter of 2025 compared with 2024, indicating that price pressure has not been fully resolved.

Dutch Measures and Local Housing Efforts Offer Some Relief

The responses that could help alleviate these severe pressures are still in development, but there are signs of improvement. CBS reported that minimum wages and social benefits in the Dutch Caribbean have been systematically increased at a rate exceeding inflation to help low-income families keep up with the rising cost of living. Housing is another area where officials are making progress, with the Executive Council of Bonaire and Hugo de Jonge, Minister for Housing and Spatial Planning, signing the housing deal for Bonaire in 2023.

The housing deal aims to deliver 2,124 affordable homes by 2030. About $11.7 million has been allocated for the first tranche (installment), which will fund the construction of the first 600 homes, including infrastructure, beginning in 2025. The 2023 advisory report also pointed out rental subsidy measures in Bonaire that have already reduced rent costs for some families. 

These efforts will not solve the problem overnight. However, they show that Dutch and locally based institutions are under pressure to respond with more than just temporary promises.

Conclusion

High living costs in Bonaire are not an issue that will disappear quickly, especially on an island where factors such as imported goods, limited housing and car dependence shape everyday life. Still, recent wage increases, subsidy efforts and affordable housing plans suggest that relief is possible if these measures continue and expand. For working families on Bonaire, real progress depends on whether policy changes can make ordinary necessities feel manageable again rather than out of reach.

– Ashirah Newton

Ashirah is based in Brooklyn, NY and focuses on Global Health for The Borgen Project.

Photo: Flickr

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Addressing Housing and Urban Poverty in Vietnam

Urban Poverty in VietnamThroughout the 21st century, Vietnam has focused on improving the living standards of its population. More specifically, Vietnam’s government has actively worked to eradicate hunger and reduce poverty. Despite improvements in the right direction, millions of Vietnamese face a new challenge: affordable housing. Without access to affordable housing, rural poverty in Vietnam has increased, leading to street lottery ticket vendors or families forming informal communities or hamlets in big cities. In response to this growing challenge, Vietnam’s government and private organizations are addressing housing and urban poverty created by the lack of affordable housing.

Housing and Urban Poverty in Vietnam

According to the deputy chief of the National Office for Poverty Reduction, Vietnam’s overall poverty rate would drop to around 1.1%. This represents roughly 900,000 to 1.1 million individuals living in poverty in Vietnam. Furthermore, Vietnam has developed a new multidimensional poverty index for the next six years, designed to increase the urban income threshold to VND 2.8 million ($106) and rural income to VND 2.2 million ($84) per person per month. Although these numbers highlight Vietnam’s success in tackling extreme poverty, they often ignore the millions of individuals who cannot afford housing in major urban centers, like Ho Chi Minh City.

Thousands of people in Vietnam cannot afford housing because of two main reasons: excess housing demand and a worsening affordability gap.. The director of the Housing and Real Estate Market Management Department explained that Vietnam would need roughly one million more homes to meet the increased demand. Given the growing population in urban centers, housing and urban poverty in Vietnam are increasing.

Affordability Gap

Furthermore, home prices have outpaced income growth by a significant margin, making it almost impossible for an average Vietnamese citizen to afford housing in major urban centers. Prices in major cities, like Hanoi and Ho Chi Minh City, have risen 5.6% so far this year. This means that, on average, apartment prices are roughly 80 million dong ($3,028) per square meter. In comparison, the average annual salary of a Vietnamese worker is 98.4 million dong. This sizable difference has made it almost impossible for Vietnamese to afford housing.

Addressing the Housing Crisis

To successfully address this challenge, the government, private organizations and other nongovernmental organizations (NGOs) have developed effective strategies and projects to decrease housing costs in Vietnam. The government has pledged to adjust land use fee regulations to ensure fairness and prevent companies from raising prices beyond people’s affordability. Habitat for Humanity International (HFHI) in Vietnam, a nonprofit dedicated to addressing housing and urban poverty globally, in collaboration with local unions and organizations, has developed the Decent Housing, Peaceful Life project. This project has supported the construction and revitalization of existing properties in Vietnam to improve the housing situation of individuals facing difficult circumstances.

Looking Ahead

As Vietnam continues to grow as a nation, the government, companies and NGOs in the country continue to address the different challenges that arise. Indeed, as housing affordability and accessibility worsen in Vietnam, the government, in collaboration with other organizations, is taking steps to ease this pressure and secure affordable, safe housing for millions of Vietnamese in major urban centers.

– Rodrigo Salgado

Rodrigo is based in Boulder, CO, USA and focuses on Good News for The Borgen Project.

Photo: Flickr

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Homelessness in Wallis and Futuna: A Hidden Problem

Homelessness in Wallis and FutunaHomelessness in Wallis and Futuna does not fit the typical image of people sleeping on city sidewalks. Instead, it resembles situations in places like Fiji, manifesting through housing insecurity and overcrowding that quietly impact residents’ lives. With rising climate risks and high prices for goods, families increasingly rely on informal support systems and French-backed programs to keep their homes.

Housing and Poverty in a Remote Territory

Wallis and Futuna is a French overseas territory with a population of about 11,140 people spread across the islands of Wallis, Futuna and Alofi. As a French collectivity, it enjoys social protection, free public health care and links to France’s welfare system. Despite this, its geographic isolation and small market limit stable job opportunities.

Authorities conducted its latest population and housing census in Wallis and Futuna in 2023. However, the 2018 census most recently counted every household and community residence, including boarding schools and retirement homes. That census tracked the living conditions of residents and housing stock. While agencies/officials have not widely published detailed figures on homelessness in Wallis and Futuna, the census framework indicated that authorities focused on issues like overcrowding, shared homes and vulnerable residents rather than the percentage of people living on the streets.

When Homelessness Means Inadequate Housing

With about 21% of Wallis and Futuna’s residents living below the housing poverty in 2020, this phenomenon of “hidden” homelessness is characterized by residents living in overcrowded conditions, substandard homes and precarious tenure rather than people sleeping outside. Those from low-income backgrounds live in informal and semi-formal settlements that do not meet basic standards regarding safe water access, sanitation and structural quality.

These issues are not new to Wallis and Futuna. The territory has limited land, is vulnerable to tropical storms, and depends on a small, aid-dependent economy. Consequently, those without stable housing often live with extended families, move frequently between islands, or rely on church and community networks. These circumstances align with larger international definitions of housing insecurity and hidden homelessness.

Support Systems and French Policy Connections

French public systems play a significant role in preventing extreme homelessness in Wallis and Futuna. The French government funds a free public health system that residents can easily access. Doctors and officials can quickly evacuate those with serious cases to partner hospitals in Paris under an agreement with France’s national health insurance, ensuring that residents in Wallis and Futuna receive immediate enrollment in social security.

Moreover, the territory benefits from French-supported programs like the “Housing First” plan. This initiative promotes quick access to stable housing for people living in poor conditions, and aims to reduce reliance on emergency shelters. While France designed this plan primarily for the mainland, its principles provide funding and technical support that can reach French overseas territories, including Wallis and Futuna, where social services are under French law. Between 2017 and 2022, France’s Housing First strategy moved about 440,000 people into (or kept them in) stable housing, showing measurable results behind the model.

Climate, Development Projects and Significant Future Risks

Environmental pressures and limited land accelerates housing insecurity in Wallis and Futuna. Rising sea levels, coastal erosion and intense storms destroy homes and traditional landholdings. This pushes individuals and families into temporary accommodations or the overcrowded homes of relatives when their own dwellings become unsuitable to live in.

The European Union, through cooperation with South Pacific territories, has tried to address these risks. Between 2018 and 2024, the PROTEGE program was implemented by the Pacific Community and the Secretariat of the Pacific Regional Environment Programme (SPREP) supported Wallis and Futuna in protecting drinking water resources, promoting agroecological practices and safeguarded biodiversity through concrete actions such as water-catchment protection, and invasive-species control. These measures help to improve rural livelihoods and lessens the risk of environmental shocks that lead to displacement. Since August 2020, the EU’s “Green Overseas” (GO program) led by Expertise France has helped the territory through the GO facility, which provides technical assistance and funding to develop eco-construction and energy-efficiency solutions.

Solutions and Community-Based Approaches

Pacific housing programs demonstrate that combining basic infrastructure, secure tenure and community involvement effectively addresses inadequate housing. By leveraging village networks, church communities and traditional systems, it can create resilient housing and eco-construction with French and EU support. This helps reduce hidden homelessness in Wallis and Futuna and protects its most vulnerable residents.

– Ashirah Newton

Ashirah is based in Brooklyn, NY, USA and focuses on Global Health for The Borgen Project.

Photo: Flickr

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Argentina’s Housing Crisis: The Rise of Community-Led Solutions

Argentina’s Housing CrisisArgentina is facing one of the most severe housing crises in South America. Inflation has destabilized incomes, rents have surged, and millions of families are being pushed into overcrowded or informal housing. Amid Argentina’s housing crisis, grassroots housing initiatives are emerging as some of the country’s most effective tools for protecting low-income communities. Community-led approaches are offering one of the few hopeful storylines in Argentina’s current economic landscape.

A Housing Crisis Fueled by Inflation and Inequality

Argentina’s housing deficit has reached an alarming scale. Recent estimates show that more than 3.2 million households lack adequate housing or essential infrastructure such as water, sewage, or secure tenure.

This deficit has deepened as chronic inflation, which surpassed 200% over the past year, pushes rent prices far beyond what most families can afford, only intensifying Argentina’s housing crisis.

Reports from the Housing Yearbook for Latin America show that in 2023, rents in Buenos Aires surged to 72% of the average formal income, nearly double historic levels, making formal housing increasingly out of reach for low-income households. As affordability collapses and mortgage access remains at record lows, many families are pushed into Argentina’s informal settlements, or villas, where overcrowding and limited public services deepen existing poverty.

Housing insecurity does not just mean losing a home. It affects education, employment, health and stability. For families already living at or below the poverty line, rising housing costs are often the tipping point into deeper economic hardship. The scale of Argentina’s housing crisis makes these risks widespread.

Government programs exist, but they frequently face delays, limited budgets and inconsistent political support. Subsidies often fail to keep up with inflation, and large-scale housing construction cannot meet the speed or scale of current needs. As a result, communities have begun to create their own solutions, many of which are proving both innovative and effective.

Community-Led Urban Upgrading

Across Buenos Aires, community-driven urbanization projects are reimagining what housing policy can look like. Instead of relocating families, these programs upgrade existing neighborhoods by improving roads, sewage lines, electricity access, and public spaces, all while keeping residents deeply involved in planning and decision-making.

In Villa 20, for example, residents have collaborated with municipal authorities and civil society groups to map risks, design new housing units, and improve long-term housing security. Additionally, the project is part of a broader effort to connect families with legal titles, improve safety, and expand access to services. These changes improve housing and directly reduce poverty by stabilizing neighborhoods, expanding economic opportunities, and preventing displacement.

Participatory upgrading models have been highlighted by C40 Cities and other international networks as examples of how bottom-up solutions can address poverty when traditional housing markets exclude low-income populations.

Cooperatives and Social Movements

Grassroots organizations like the Movimiento de Ocupantes e Inquilinos (MOI) have long championed self-managed housing cooperatives. These initiatives give working-class families control over their homes, emphasizing affordability, collective decision-making, and long-term stability.

Meanwhile, the Instituto de Vivienda de la Ciudad (IVC) has helped formalize property rights for cooperative members and families in informal settlements, giving them the legal tools needed to access credit, invest in their communities, and escape vulnerability.

International platforms like the Affordable Housing Activation Atlas document how these participatory, community-led housing models create long-term affordability in ways that market-driven systems rarely achieve.

Why Argentina’s Community Solutions Matter Globally

Today, close to 1.1 billion people live in informal settlements worldwide, making housing a central development challenge. Furthermore, secure housing is closely linked with poverty reduction, as inadequate housing is a key dimension in global poverty assessments. Community participation and on-site upgrading help strengthen social resilience and maintain access to jobs and services for low‑income residents.

By highlighting how bottom-up, community-led solutions can create durable, equitable housing, Argentina’s housing crisis provides a model for global efforts to make housing a pathway out of poverty rather than a barrier.

A Crisis With Transformative Potential

Argentina’s housing crisis remains severe, but its community-led responses prove that even in economic turmoil, progress is possible. These projects do more than build homes. They expand rights, strengthen neighborhoods, and create pathways out of poverty. As global organizations search for scalable models to tackle urban poverty, Argentina’s grassroots housing innovations stand out as both practical and profoundly hopeful.

– Ella Bogdan

Ella is based in Denver, CO, USA and focuses on Good News and Technology for The Borgen Project.

Photo: Flickr

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Misconceptions About Poverty in Jamaica

Poverty in JamaicaOn October 28, Hurricane Melissa made landfall in Jamaica. A few days earlier, several American news outlets visited the country to report on the developing situation firsthand. The events sparked fear across different countries but also ignited aid from these sources. In addition, Jamaicans united in the aftermath rather than being in isolation. Here is information about hurricane relief, poverty and misconceptions about poverty in Jamaica.

Hurricane Relief 

The government of Jamaica is working tirelessly to provide relief to communities across the island. Hurricane Melissa cost more than a trillion dollars in damages, which has impacted sources of income, such as tourism. The hardest-hit parishes, like St. Elizabeth and Hanover, received the largest aid packages of $10 million each. The remaining constituencies received between $3 million and $5 million due to the minimal damage. The representatives of each constituency had the tasks of allocating these funds to communities in need and pressing issues. The prime minister made it clear that these funds are to aid the immediate aftermath rather than in the long term. Otherwise, the country has received billions in aid from outside organizations and countries it has relationships with like the United States.

The United States and Canada have pledged $22 million and $11 million, respectively, in funds to Jamaica post-hurricane. These funds included search teams, emergency needs like food and water and the establishment of shelters. Even though the hurricane hit the Caribbean, countries like Guyana and the Dominican Republic donated tons of water and various materials like generators and tarpaulins. Large companies like T-Mobile and Walt Disney Company committed to the recovery efforts by donating both to the government and aiding the people directly.

Poverty in Jamaica

One misconception about poverty in Jamaica is that it persists across the island. Recent reports show this is not the case. In fact, in May 2025, the Jamaican government reported a record-low poverty rate, noting that poverty fell from 16.7% in 2021 to less than 9% in 2023. The government has shown a continued commitment toward improving the quality of life for every Jamaican on the island. Jamaica’s government has taken action to address poverty in Jamaica, including social investments, job creation and economic programs, to continue decreasing the country’s poverty level.

Another misconception is that Caribbean countries lack the knowledge or resources to prepare for extreme weather events. However, there has been a lack of research conducted into the country and the materials used to build houses. Houses in Jamaica are largely constructed with cement blocks and steel, which are far more resistant to extreme weather conditions than wood or drywall. Newer homes are also built under updated building codes that require reinforced cement and hurricane shutters.

Final Remarks

Despite the fears ignited by unprecedented events of Hurricane Melissa, Jamaicans continue to rebuild and pour into the island they love. Jamaica is a country that surpasses the outside opinions. Its government continues to take action to improve the quality of life and stand strong in the face of disasters.

– Nickaylia Anderson

Nickaylia is based in Syracuse, NY, USA and focuses on Good News and Politics for The Borgen Project.

Photo: Flickr

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Turning Trash into Treasure: The 3D-Printed Houses in Mexico

3D-Printed Houses in MexicoMexico faces a severe housing crisis, with approximately 9 million homes requiring construction or major improvements to provide adequate shelter for its population. In Tabasco, an innovative project, through 3D-printed houses, is offering hope to families in Mexico who previously lived in makeshift shacks vulnerable to flooding and extreme weather.

Affordable 3D-Printed Houses in Mexico

ICON, partnering with the nonprofit New Story and Mexican social enterprise ÉCHALE, built 50 3D-printed homes in Nacajuca, Tabasco. These homes cost approximately $10,000 each for 500 square feet of living space. Traditional construction in Mexico costs between $50 and $100 per square foot for economic to medium-range homes, which would mean $25,000 to $50,000 for a 500-square-foot home.

This represents savings of 50% to 80% compared to traditional Mexican construction methods. Families pay just 400 Mexican pesos monthly—approximately $20—on zero-interest mortgages over seven years. This totals only $1,680 over the entire mortgage period. For the 50 families selected, who earn average monthly incomes of just $76.50, these payments represent about 26% of household income yet provide permanent, high-quality housing far superior to their previous conditions.

Pedro García Hernández, a 48-year-old carpenter earning 2,500 pesos monthly ($125), previously lived in a home with dirt floors where dust from his work coated everything. His daughter Yareli, studying to become a nurse, will inherit the home without financial burden.

Understanding Mexico’s Housing Emergency

Mexico faces a severe housing crisis with a qualitative housing deficit of more than 14 million homes. More than half of the population lives below the poverty line, limiting the ability of families to meet housing needs. Around one dwelling out of four has poor construction material for roofs, walls or floors, is overcrowded or lacks basic facilities. Approximately 17.8% of the population is considered vulnerable due to a lack of access to basic housing services, including water, drainage and electricity.

Regional disparities reveal stark inequalities. In 2022, Guerrero had the highest share of residents considered vulnerable due to inadequate housing, with more than 26% living in poor conditions or without enough space. In 2024, 48.6% of Chiapas residents lacked access to at least one basic service in their homes, compared with 47.4% in Guerrero and 46.7% in Oaxaca. Northern industrial centers like Nuevo León had the lowest rate at 3.2%.

The National Housing Commission (CONAVI) projects the deficit will reach 7.2 million to 10.5 million homes by 2050, requiring 700,000 new homes annually to meet demand. Current formal production delivers only 300,000 homes yearly, creating a widening gap. In response, President Claudia Sheinbaum announced a National Housing Program in October 2024 targeting 1 million new homes through 2030, backed by 600 billion pesos ($32.4 billion) in federal spending.

Revolutionary Construction Speed and Strength

The Vulcan II printer completes wall printing in 24 hours of active print time, with local workers adding roofs, windows, doors, plumbing and electrical systems. Total construction takes one to two weeks versus six to 12 months for traditional methods. The first two homes were unveiled in December 2019, and by November 2021, 65 families had moved in.

Each home measures approximately 500 square feet and features two bedrooms, a kitchen and a bathroom, plus indoor plumbing—something many residents did not previously have. Each 3D-printed home has curved walls and lattices to improve airflow and a reinforced foundation to help withstand earthquakes. Nacajuca was hit with a magnitude 7.4 earthquake after the houses were built, and the homes remained standing without damage.

The homes were designed to withstand seismic activity and prevent flooding. Each home can withstand hurricanes and is approved for seismic activity—essential for Tabasco, where low-income residents often live in shacks that flood during the rainy season. The materials are more rugged than standard construction in the area and better able to withstand disasters. The concrete construction provides insulation that keeps homes cooler indoors, helping lower utility costs.

Community Investment and Future Growth

The local Tabasco government donated land for the project and committed to providing the required infrastructure, including electricity and roads. The project also includes plans for roads, a school, a soccer field, a market and a library. The homes were granted to families living in extreme poverty and unsafe shelter. Property titles were signed to women in households to help protect family stability. The partnership selected families by surveying more than 500 households with local officials, prioritizing Indigenous populations historically left out of government programs.

Looking Ahead

The 3D-printed houses in Tabasco, Mexico, demonstrate that cutting-edge technology can serve those most in need. The partnership with ICON and the use of 3D-printing technology allows New Story to reach more families faster while improving quality and design flexibility. The hope is that this catalytic research and development project will influence the sector as a whole, offering a scalable solution to provide families with safe, affordable and dignified housing.

– Jawad Noori

Jawad is based in London, UK and focuses on Technology and Politics for The Borgen Project.

Photo: Unsplash

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Everything To Know About Seasonal Poverty in Greece

Seasonal Poverty in GreeceEach year, Greece’s tourism season fuels the economy throughout the summer months. However, when the holiday crowds depart, the industry’s seasonal nature leaves workers vulnerable. Without stable income or job security, thousands face economic challenges once Greece’s resorts close for winter.

Amanda Williams, a tourist who visited Santorini in 2023, told The Borgen Project about a conversation she had with a waitress working at a local beach resort. The waitress described 16-hour shifts, six days a week, while her partner worked nights as a security guard at the same hotel. They barely saw each other or their two young children, yet she explained that they had no choice saying “I need to help my children.” The couple had to maintain this demanding routine so the money earned over summer could sustain them through the winter, when Santorini’s economy slows dramatically as resorts and restaurants temporarily close down. This is when seasonal poverty in Greece becomes most visible.

A Seasonal Economy

Tourism is Greece’s economic backbone, contributing between 28.5% and 34.3% of national GDP in 2023. On islands like Santorini and Mykonos, that dependence is even more extreme as the South Aegean region relies on tourism for an estimated 97.1% of its GDP.

According to official data, from October to November 2024, the number of international visitors arriving in Greece dropped by 62%. Most hotels, restaurants and tour operators shut their doors from November to March, forcing thousands of seasonal workers into unemployment.

Industry reports confirm that Greece’s tourist season runs from April through October, with the majority of arrivals concentrated between June and August. During those peak months, popular destinations like Santorini can see crowd densities estimated at 33 people per square meter. Yet, by winter, these same streets are empty, and the workers who once kept them alive face months without receiving any income or benefits, a defining feature of seasonal poverty in Greece.

The sharp divide between summer prosperity and winter hardship is visible in Greece’s poverty statistics. In 2024, 26.9% of Greece’s population was at risk of poverty or social exclusion, one of the highest rates in the European Union. Amongst children, the rate rises to 27.9%, meaning roughly one in four Greek children grow up in poverty.

This poverty is particularly severe on the islands, where import and transport costs inflate the cost of living. A survey found that 6.2% of Greek households reported skipping meals in the past year due to lack of money. When tourism stops, many families are left jobless and forced to rely entirely on their summer savings, stuck with rationing themselves and often running out long before spring returns.

Lower Wages Against Higher Costs

Seasonal employees in Greece typically earn the national minimum wage of €880 per month, compared with roughly €2,000 per month in the United Kingdom before tax. Although the cost of living in Greece is around 20% lower than in Britain, the wage gap means Greek workers face a significantly higher financial strain.

Greece’s tax system also deepens the disparity. Income is taxed 9% starting from the first euro earned, while in the U.K., workers pay no income tax until earning around £12,570 per year. With limited government support and no consistent child benefit programs, many Greek families depend entirely on what they earn during the tourist season.

Tourism’s rapid growth has also reshaped the housing market. Rising demand for short-term rentals has pushed up prices, making it harder for locals to find affordable homes. In Santorini, housing costs are increasing by 15%-25% in the past year alone.

Nikos Gouliomis, Secretary of ELME Corfu, has highlighted the growing financial strain on teachers as increasing rent prices on islands like Corfu now consume nearly “two thirds of a teacher’s salary.” Many are left with no choice but to sleep in their cars or on the beach while tourists occupy most available apartments and homes. This mirrors a broader national issue where housing prioritizes tourists over residents, displacing low-income workers and pushing essential community members such as our teachers, nurses and police, off the islands altogether.

A Seasonal Paradise

Greece is now ranked at third for the top holiday destinations in the world for Europeans, yet much of this prosperity bypasses the people who make tourism possible. For many, the end of the tourist season means the start of financial insecurity, reinforcing this cycle of seasonal poverty in Greece that affects families each year. Without steady income, social support or affordable housing, thousands of workers face winter in poverty while the resorts they serve remain desolate.

The Greek government has begun addressing some of these issues, introducing new regulations on short-term rental properties to prevent extreme housing inflation and launching initiatives like Social Consideration and Social Leasing to create 10,000 affordable housing units for low-income families. However, these efforts will need to go hand in hand with policies that expand unemployment support, introduce child benefits, and promote year-round employment, especially in regions dependent on tourism. Expanding winter tourism, investing in local industries, and improving worker protections could help stabilize income and reduce poverty among seasonal workers.

Emfasis is a nonprofit organization working to assist people experiencing extreme poverty and social exclusion across Greece. Starting in 2013, the organization maps unmet needs and delivers targeted assistance ranging from material support and counseling services to emergency humanitarian aid and capacity-building programs for long-term impact. Emfasis has documented rising economic precarity, including the fact that 83.9% of the population cannot cover an unexpected but essential expense of 410 euros. Through both immediate and preventive action, Emfasis aims to help individuals regain access to basic rights like housing, health and employment.

Looking Ahead

Greece’s islands continue to attract millions of tourists each year, but for many residents, financial stability remains out of reach once the tourist season ends. Organizations such as the Emfasis Foundation can help strengthen social protection systems and build a more sustainable future for Greece’s island communities, reducing seasonal poverty in Greece. 

– Daisy Winstone

Daisy is based in Cardiff, Wales and focuses on Good News and Politics for The Borgen Project.

Photo: Wikimedia Commons