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Argentina’s Housing Crisis: The Rise of Community-Led Solutions

Argentina’s Housing CrisisArgentina is facing one of the most severe housing crises in South America. Inflation has destabilized incomes, rents have surged, and millions of families are being pushed into overcrowded or informal housing. Amid Argentina’s housing crisis, grassroots housing initiatives are emerging as some of the country’s most effective tools for protecting low-income communities. Community-led approaches are offering one of the few hopeful storylines in Argentina’s current economic landscape.

A Housing Crisis Fueled by Inflation and Inequality

Argentina’s housing deficit has reached an alarming scale. Recent estimates show that more than 3.2 million households lack adequate housing or essential infrastructure such as water, sewage, or secure tenure.

This deficit has deepened as chronic inflation, which surpassed 200% over the past year, pushes rent prices far beyond what most families can afford, only intensifying Argentina’s housing crisis.

Reports from the Housing Yearbook for Latin America show that in 2023, rents in Buenos Aires surged to 72% of the average formal income, nearly double historic levels, making formal housing increasingly out of reach for low-income households. As affordability collapses and mortgage access remains at record lows, many families are pushed into Argentina’s informal settlements, or villas, where overcrowding and limited public services deepen existing poverty.

Housing insecurity does not just mean losing a home. It affects education, employment, health and stability. For families already living at or below the poverty line, rising housing costs are often the tipping point into deeper economic hardship. The scale of Argentina’s housing crisis makes these risks widespread.

Government programs exist, but they frequently face delays, limited budgets and inconsistent political support. Subsidies often fail to keep up with inflation, and large-scale housing construction cannot meet the speed or scale of current needs. As a result, communities have begun to create their own solutions, many of which are proving both innovative and effective.

Community-Led Urban Upgrading

Across Buenos Aires, community-driven urbanization projects are reimagining what housing policy can look like. Instead of relocating families, these programs upgrade existing neighborhoods by improving roads, sewage lines, electricity access, and public spaces, all while keeping residents deeply involved in planning and decision-making.

In Villa 20, for example, residents have collaborated with municipal authorities and civil society groups to map risks, design new housing units, and improve long-term housing security. Additionally, the project is part of a broader effort to connect families with legal titles, improve safety, and expand access to services. These changes improve housing and directly reduce poverty by stabilizing neighborhoods, expanding economic opportunities, and preventing displacement.

Participatory upgrading models have been highlighted by C40 Cities and other international networks as examples of how bottom-up solutions can address poverty when traditional housing markets exclude low-income populations.

Cooperatives and Social Movements

Grassroots organizations like the Movimiento de Ocupantes e Inquilinos (MOI) have long championed self-managed housing cooperatives. These initiatives give working-class families control over their homes, emphasizing affordability, collective decision-making, and long-term stability.

Meanwhile, the Instituto de Vivienda de la Ciudad (IVC) has helped formalize property rights for cooperative members and families in informal settlements, giving them the legal tools needed to access credit, invest in their communities, and escape vulnerability.

International platforms like the Affordable Housing Activation Atlas document how these participatory, community-led housing models create long-term affordability in ways that market-driven systems rarely achieve.

Why Argentina’s Community Solutions Matter Globally

Today, close to 1.1 billion people live in informal settlements worldwide, making housing a central development challenge. Furthermore, secure housing is closely linked with poverty reduction, as inadequate housing is a key dimension in global poverty assessments. Community participation and on-site upgrading help strengthen social resilience and maintain access to jobs and services for low‑income residents.

By highlighting how bottom-up, community-led solutions can create durable, equitable housing, Argentina’s housing crisis provides a model for global efforts to make housing a pathway out of poverty rather than a barrier.

A Crisis With Transformative Potential

Argentina’s housing crisis remains severe, but its community-led responses prove that even in economic turmoil, progress is possible. These projects do more than build homes. They expand rights, strengthen neighborhoods, and create pathways out of poverty. As global organizations search for scalable models to tackle urban poverty, Argentina’s grassroots housing innovations stand out as both practical and profoundly hopeful.

– Ella Bogdan

Ella is based in Denver, CO, USA and focuses on Good News and Technology for The Borgen Project.

Photo: Flickr

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Misconceptions About Poverty in Jamaica

Poverty in JamaicaOn October 28, Hurricane Melissa made landfall in Jamaica. A few days earlier, several American news outlets visited the country to report on the developing situation firsthand. The events sparked fear across different countries but also ignited aid from these sources. In addition, Jamaicans united in the aftermath rather than being in isolation. Here is information about hurricane relief, poverty and misconceptions about poverty in Jamaica.

Hurricane Relief 

The government of Jamaica is working tirelessly to provide relief to communities across the island. Hurricane Melissa cost more than a trillion dollars in damages, which has impacted sources of income, such as tourism. The hardest-hit parishes, like St. Elizabeth and Hanover, received the largest aid packages of $10 million each. The remaining constituencies received between $3 million and $5 million due to the minimal damage. The representatives of each constituency had the tasks of allocating these funds to communities in need and pressing issues. The prime minister made it clear that these funds are to aid the immediate aftermath rather than in the long term. Otherwise, the country has received billions in aid from outside organizations and countries it has relationships with like the United States.

The United States and Canada have pledged $22 million and $11 million, respectively, in funds to Jamaica post-hurricane. These funds included search teams, emergency needs like food and water and the establishment of shelters. Even though the hurricane hit the Caribbean, countries like Guyana and the Dominican Republic donated tons of water and various materials like generators and tarpaulins. Large companies like T-Mobile and Walt Disney Company committed to the recovery efforts by donating both to the government and aiding the people directly.

Poverty in Jamaica

One misconception about poverty in Jamaica is that it persists across the island. Recent reports show this is not the case. In fact, in May 2025, the Jamaican government reported a record-low poverty rate, noting that poverty fell from 16.7% in 2021 to less than 9% in 2023. The government has shown a continued commitment toward improving the quality of life for every Jamaican on the island. Jamaica’s government has taken action to address poverty in Jamaica, including social investments, job creation and economic programs, to continue decreasing the country’s poverty level.

Another misconception is that Caribbean countries lack the knowledge or resources to prepare for extreme weather events. However, there has been a lack of research conducted into the country and the materials used to build houses. Houses in Jamaica are largely constructed with cement blocks and steel, which are far more resistant to extreme weather conditions than wood or drywall. Newer homes are also built under updated building codes that require reinforced cement and hurricane shutters.

Final Remarks

Despite the fears ignited by unprecedented events of Hurricane Melissa, Jamaicans continue to rebuild and pour into the island they love. Jamaica is a country that surpasses the outside opinions. Its government continues to take action to improve the quality of life and stand strong in the face of disasters.

– Nickaylia Anderson

Nickaylia is based in Syracuse, NY, USA and focuses on Good News and Politics for The Borgen Project.

Photo: Flickr

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Turning Trash into Treasure: The 3D-Printed Houses in Mexico

3D-Printed Houses in MexicoMexico faces a severe housing crisis, with approximately 9 million homes requiring construction or major improvements to provide adequate shelter for its population. In Tabasco, an innovative project, through 3D-printed houses, is offering hope to families in Mexico who previously lived in makeshift shacks vulnerable to flooding and extreme weather.

Affordable 3D-Printed Houses in Mexico

ICON, partnering with the nonprofit New Story and Mexican social enterprise ÉCHALE, built 50 3D-printed homes in Nacajuca, Tabasco. These homes cost approximately $10,000 each for 500 square feet of living space. Traditional construction in Mexico costs between $50 and $100 per square foot for economic to medium-range homes, which would mean $25,000 to $50,000 for a 500-square-foot home.

This represents savings of 50% to 80% compared to traditional Mexican construction methods. Families pay just 400 Mexican pesos monthly—approximately $20—on zero-interest mortgages over seven years. This totals only $1,680 over the entire mortgage period. For the 50 families selected, who earn average monthly incomes of just $76.50, these payments represent about 26% of household income yet provide permanent, high-quality housing far superior to their previous conditions.

Pedro García Hernández, a 48-year-old carpenter earning 2,500 pesos monthly ($125), previously lived in a home with dirt floors where dust from his work coated everything. His daughter Yareli, studying to become a nurse, will inherit the home without financial burden.

Understanding Mexico’s Housing Emergency

Mexico faces a severe housing crisis with a qualitative housing deficit of more than 14 million homes. More than half of the population lives below the poverty line, limiting the ability of families to meet housing needs. Around one dwelling out of four has poor construction material for roofs, walls or floors, is overcrowded or lacks basic facilities. Approximately 17.8% of the population is considered vulnerable due to a lack of access to basic housing services, including water, drainage and electricity.

Regional disparities reveal stark inequalities. In 2022, Guerrero had the highest share of residents considered vulnerable due to inadequate housing, with more than 26% living in poor conditions or without enough space. In 2024, 48.6% of Chiapas residents lacked access to at least one basic service in their homes, compared with 47.4% in Guerrero and 46.7% in Oaxaca. Northern industrial centers like Nuevo León had the lowest rate at 3.2%.

The National Housing Commission (CONAVI) projects the deficit will reach 7.2 million to 10.5 million homes by 2050, requiring 700,000 new homes annually to meet demand. Current formal production delivers only 300,000 homes yearly, creating a widening gap. In response, President Claudia Sheinbaum announced a National Housing Program in October 2024 targeting 1 million new homes through 2030, backed by 600 billion pesos ($32.4 billion) in federal spending.

Revolutionary Construction Speed and Strength

The Vulcan II printer completes wall printing in 24 hours of active print time, with local workers adding roofs, windows, doors, plumbing and electrical systems. Total construction takes one to two weeks versus six to 12 months for traditional methods. The first two homes were unveiled in December 2019, and by November 2021, 65 families had moved in.

Each home measures approximately 500 square feet and features two bedrooms, a kitchen and a bathroom, plus indoor plumbing—something many residents did not previously have. Each 3D-printed home has curved walls and lattices to improve airflow and a reinforced foundation to help withstand earthquakes. Nacajuca was hit with a magnitude 7.4 earthquake after the houses were built, and the homes remained standing without damage.

The homes were designed to withstand seismic activity and prevent flooding. Each home can withstand hurricanes and is approved for seismic activity—essential for Tabasco, where low-income residents often live in shacks that flood during the rainy season. The materials are more rugged than standard construction in the area and better able to withstand disasters. The concrete construction provides insulation that keeps homes cooler indoors, helping lower utility costs.

Community Investment and Future Growth

The local Tabasco government donated land for the project and committed to providing the required infrastructure, including electricity and roads. The project also includes plans for roads, a school, a soccer field, a market and a library. The homes were granted to families living in extreme poverty and unsafe shelter. Property titles were signed to women in households to help protect family stability. The partnership selected families by surveying more than 500 households with local officials, prioritizing Indigenous populations historically left out of government programs.

Looking Ahead

The 3D-printed houses in Tabasco, Mexico, demonstrate that cutting-edge technology can serve those most in need. The partnership with ICON and the use of 3D-printing technology allows New Story to reach more families faster while improving quality and design flexibility. The hope is that this catalytic research and development project will influence the sector as a whole, offering a scalable solution to provide families with safe, affordable and dignified housing.

– Jawad Noori

Jawad is based in London, UK and focuses on Technology and Politics for The Borgen Project.

Photo: Unsplash

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Everything To Know About Seasonal Poverty in Greece

Seasonal Poverty in GreeceEach year, Greece’s tourism season fuels the economy throughout the summer months. However, when the holiday crowds depart, the industry’s seasonal nature leaves workers vulnerable. Without stable income or job security, thousands face economic challenges once Greece’s resorts close for winter.

Amanda Williams, a tourist who visited Santorini in 2023, told The Borgen Project about a conversation she had with a waitress working at a local beach resort. The waitress described 16-hour shifts, six days a week, while her partner worked nights as a security guard at the same hotel. They barely saw each other or their two young children, yet she explained that they had no choice saying “I need to help my children.” The couple had to maintain this demanding routine so the money earned over summer could sustain them through the winter, when Santorini’s economy slows dramatically as resorts and restaurants temporarily close down. This is when seasonal poverty in Greece becomes most visible.

A Seasonal Economy

Tourism is Greece’s economic backbone, contributing between 28.5% and 34.3% of national GDP in 2023. On islands like Santorini and Mykonos, that dependence is even more extreme as the South Aegean region relies on tourism for an estimated 97.1% of its GDP.

According to official data, from October to November 2024, the number of international visitors arriving in Greece dropped by 62%. Most hotels, restaurants and tour operators shut their doors from November to March, forcing thousands of seasonal workers into unemployment.

Industry reports confirm that Greece’s tourist season runs from April through October, with the majority of arrivals concentrated between June and August. During those peak months, popular destinations like Santorini can see crowd densities estimated at 33 people per square meter. Yet, by winter, these same streets are empty, and the workers who once kept them alive face months without receiving any income or benefits, a defining feature of seasonal poverty in Greece.

The sharp divide between summer prosperity and winter hardship is visible in Greece’s poverty statistics. In 2024, 26.9% of Greece’s population was at risk of poverty or social exclusion, one of the highest rates in the European Union. Amongst children, the rate rises to 27.9%, meaning roughly one in four Greek children grow up in poverty.

This poverty is particularly severe on the islands, where import and transport costs inflate the cost of living. A survey found that 6.2% of Greek households reported skipping meals in the past year due to lack of money. When tourism stops, many families are left jobless and forced to rely entirely on their summer savings, stuck with rationing themselves and often running out long before spring returns.

Lower Wages Against Higher Costs

Seasonal employees in Greece typically earn the national minimum wage of €880 per month, compared with roughly €2,000 per month in the United Kingdom before tax. Although the cost of living in Greece is around 20% lower than in Britain, the wage gap means Greek workers face a significantly higher financial strain.

Greece’s tax system also deepens the disparity. Income is taxed 9% starting from the first euro earned, while in the U.K., workers pay no income tax until earning around £12,570 per year. With limited government support and no consistent child benefit programs, many Greek families depend entirely on what they earn during the tourist season.

Tourism’s rapid growth has also reshaped the housing market. Rising demand for short-term rentals has pushed up prices, making it harder for locals to find affordable homes. In Santorini, housing costs are increasing by 15%-25% in the past year alone.

Nikos Gouliomis, Secretary of ELME Corfu, has highlighted the growing financial strain on teachers as increasing rent prices on islands like Corfu now consume nearly “two thirds of a teacher’s salary.” Many are left with no choice but to sleep in their cars or on the beach while tourists occupy most available apartments and homes. This mirrors a broader national issue where housing prioritizes tourists over residents, displacing low-income workers and pushing essential community members such as our teachers, nurses and police, off the islands altogether.

A Seasonal Paradise

Greece is now ranked at third for the top holiday destinations in the world for Europeans, yet much of this prosperity bypasses the people who make tourism possible. For many, the end of the tourist season means the start of financial insecurity, reinforcing this cycle of seasonal poverty in Greece that affects families each year. Without steady income, social support or affordable housing, thousands of workers face winter in poverty while the resorts they serve remain desolate.

The Greek government has begun addressing some of these issues, introducing new regulations on short-term rental properties to prevent extreme housing inflation and launching initiatives like Social Consideration and Social Leasing to create 10,000 affordable housing units for low-income families. However, these efforts will need to go hand in hand with policies that expand unemployment support, introduce child benefits, and promote year-round employment, especially in regions dependent on tourism. Expanding winter tourism, investing in local industries, and improving worker protections could help stabilize income and reduce poverty among seasonal workers.

Emfasis is a nonprofit organization working to assist people experiencing extreme poverty and social exclusion across Greece. Starting in 2013, the organization maps unmet needs and delivers targeted assistance ranging from material support and counseling services to emergency humanitarian aid and capacity-building programs for long-term impact. Emfasis has documented rising economic precarity, including the fact that 83.9% of the population cannot cover an unexpected but essential expense of 410 euros. Through both immediate and preventive action, Emfasis aims to help individuals regain access to basic rights like housing, health and employment.

Looking Ahead

Greece’s islands continue to attract millions of tourists each year, but for many residents, financial stability remains out of reach once the tourist season ends. Organizations such as the Emfasis Foundation can help strengthen social protection systems and build a more sustainable future for Greece’s island communities, reducing seasonal poverty in Greece. 

– Daisy Winstone

Daisy is based in Cardiff, Wales and focuses on Good News and Politics for The Borgen Project.

Photo: Wikimedia Commons

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The Housing Market and Homelessness in Australia

Homelessness in AustraliaIn 2025, Australia is introducing new legislation to address the volatile housing market in Australia, which is affecting the country’s growing unhoused population. Australia is focusing on enforcing a new bill, which the Australian Capital Territory Greens leader, Shane Rattenbury, introduced. Now that Australian law has deemed the housing crisis inhumane, sufficient action to resolve the problem is imperative. 

The Human Rights Act begins January 2029 providing several years to lay the groundwork and set the plan into action with more than “3,400 approved applicants on the ACT’s public housing waitlist,” as the Australian Broadcasting Corporation stated. As a result of the passing of this new bill, those who do not have housing because of the unaffordable Australian housing market will likely benefit from this positive shift.

The Importance of Building More Houses

Building more houses is essential to the housing market in Australia. According to Bloomberg News, housing in Australia costs 14 times the annual disposable income. Acknowledging housing as a human right in the Australian Capital Territory is the first step toward addressing Australia’s housing crisis.

In 2024, the British Broadcasting Corporation (BBC) found that 122,000 people were homeless in Australia. The price of rent continues to rise as employment wages remain stagnant. Australia’s housing shortage, in combination with various underlying economic issues, contributes to the lack of shelter. Meanwhile, the current social housing structure is insufficient for providing temporary housing to those in need due to waitlists. The shortage is so severe that homelessness is affecting the elderly, one of the most vulnerable populations in the region.

Consequently, the UNSW City Futures Research Centre found that homelessness in Australia is mostly due to rent increases that have escalated for several years. Rent inflation has reduced the quality of living and increased the number of unhoused people by an “extra 10,000” per month, according to The Guardian.

As a result, the need for social housing has skyrocketed with the need for thousands of homes to undergo construction to provide enough homes for the unhoused population. For this to become a reality, a reasonable amount of funding for homelessness services is essential before the problem is resolved.

In October 2025, homelessness services for children in Brisbane, Australia, surged to 48%; a portion of these children are toddlers. Micha Projects chief executive, Karyn Walsh, says to reporters from the Australian Broadcasting Corporation, “Poverty is growing in Australia, and we can’t take our eye off it. People’s lives are impacted; people die from it.”

Addressing Poverty and Homelessness in Australia

Since many families are suffering from poverty, the Brisbane Zero collaboration has involved itself with campaigns to end and mitigate homelessness, assisting 2,125 children and 1,230 families. In addition, the Queensland government has increased the state budget with a 20% increase in funding for homelessness services over a set time. Support from the state government is essential for solving the homelessness crisis in Australia.

In turn, several charities are offering assistance. According to Katy Watson, a BBC Australia correspondent, “Supermarkets donate food” and other charitable efforts include “a laundry service, a mobile doctor surgery and a hairdresser.” Additionally, chaplains give meals to the hungry. These resources are necessary for the unhoused community.  

Looking Ahead

Fortunately, several regions in Sydney will obtain new homes. The state government developer Landcom has outlined a plan to add more than 1,000 homes in Chatswood, New South Wales. Affordable living spaces and shopping centers are involved in this plan. In addition, 220 homes for essential workers are undergoing development in Annandale, Queensland.

– Lala McCullough

Lala is based in Brentwood, CA, USA and focuses on Good News for The Borgen Project.

Photo: Unsplash

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Everything To Know About Poverty in Taiwan

Poverty in TaiwanAccording to official figures, Taiwan has a low poverty rate. With a 2025 GDP per capita of $37,000, Taiwan is a high-income, advanced economy. Taiwan measures the poverty rate officially by classifying only those with an income below 60% of the median income as “in poverty,” which is around 2.6% of the population. Moreover, Taiwan has a range of social welfare policies to address needs, which include social housing, income support, free basic health care and free education.

Definitions of Poverty

Wider definitions of poverty are more appropriate for developed economies. The most common approach is relative poverty, which the OECD defines as those with an income below 50% of the median income, and by this classification, not only are Japan and Korea at 15% but even Scandinavian countries are above 5%. The EU also focuses on those at risk of poverty or social exclusion and includes other measures, such as the affordability of certain basic items, which represent an adequate quality of life. Such wider definitions are important because they focus government attention on policy measures to address relative poverty and mitigate risks of social breakdown.

Most importantly, these comparative figures suggest that the Taiwan figures disguise the actual situation in Taiwan. Applied to Taiwan, a poverty rate of between 10% and 15% would suggest that there are between 2 and 4 million people in relative poverty. This lines up with a 2023 NGO survey in Taiwan, which found that 9% of respondents claimed to live in poverty.

The Causes of Poverty

Unsurprisingly, Taiwan suffers from many of the same conditions that afflict other developed societies. These include a high cost of living – especially high housing costs in Taipei – stagnant median wage levels and increasing income inequality. Recent analyses of wages and living costs have criticized Taiwan’s minimum wage of $900 a month as one of the lowest in advanced economies.

While the cost of living is around 20-25% more expensive in Western European countries, Taiwan’s minimum wage is around 150% higher. In other advanced economies, the minimum wage has been increased to mirror a “living wage” defined as the minimum for an adequate lifestyle. However, in Taiwan, the minimum wage is less than 50% of the “living wage.” Taiwan also has one of the highest income inequality ratios of advanced countries. Finally, Taiwan’s low minimum wage has a correlation with poor performance on a range of social indicators, including high child mortality, road and pollution deaths, homicide and suicide rates, prison population rates and mental health rates.

An NGO Responds

One of the leading domestic NGOs addressing poverty in Taiwan is called Do You a Flavor. Founded in 2014 and focusing on urban poverty, Do You a Flavor works with a range of initiatives with a focus on homelessness. These include collaboration with businesses to establish transitional housing, food distribution, medical aid, skills development and job matching. The NGO also does advocacy work, working with other NGOs and government agencies to achieve legislative change to address urban poverty.

Public Policy Responses

As mentioned, Taiwan does have a range of social welfare policies in place. However, many of these policies are actually quite restrictive. A key issue is that the household rather than the individual is the basis for poverty definitions and welfare eligibility. Another is that anyone 16-65 years old in the household is assessed as employed at the minimum wage, even if unemployed. These are just two of many restrictions that derive from viewing the household as the core economic unit rather than the individual.

Improving access to welfare is only one part of what many view as much-needed policy reforms. These include increasing the minimum wage and improving workers’ rights. Increasing the availability of social housing in Taipei, as well as other measures to dampen property costs, are also seen as essential to ensuring affordability.

– Trinity Prasadam

Trinity is based in Taiwan and focuses on Business and Technology and Solutions for The Borgen Project.

Photo: Pixabay

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Homelessness in Norway Eliminated Through “Housing First” Policy

Homelessness in NorwayNorway is on a mission to reach zero homelessness and it’s making real progress. The country proves that homelessness reduction is possible and sustainable. The Norwegian Housing First policy is based on research, coordination and a social approach to the problem. Here is all you need to know about the Norwegian recipe to eliminate homelessness.

Homelessness in Norway

Norway defines homeless people quite broadly. It widens the group to include people without permanent accommodation under many circumstances beyond simply living on the streets. This includes individuals who do not own or rent a home, those temporarily staying with friends or family and people about to be released from a facility or institution within the next two months who have nowhere to stay or go.

In 2020, 3,325 people were homeless in Norway, representing 0.06% of the country’s population. This is one of the lowest homelessness rates in Europe and nearly a 50% reduction compared to 1996. This result is a phenomenon on an international scale, matched only by Finland.

Norway and its fellow Scandinavian neighbors are pioneers of the Housing First approach. However, comparisons are challenging, as there is no generally accepted definition of homelessness and statistical methodologies differ between countries.

Plan, Divide and Conquer

In Norway, housing policies and homelessness reduction programs are a shared responsibility of the central and local governments, the private sector and nongovernmental organizations (NGOs). The state provides the legal framework and financial resources, while municipalities and NGOs implement the policies. Social and health services also play a key role in supporting people experiencing homelessness.

Such cooperation is crucial in addressing homelessness, as individuals affected by it often face complex challenges in multiple areas of their lives. The first homelessness survey in Norway was conducted in 1996. Since then, the country has implemented five projects aimed at eliminating homelessness.

The latest program, the National Strategy for Social Housing Policies (2021–2024), titled “Everyone Needs a Safe Home,” also incorporates the Housing First approach. The government focused on two groups that are especially disadvantaged in the current housing market: children and young people and people with disabilities.

Provide Housing First

The philosophy behind Housing First is simple: a safe and stable place to call home is the foundation for everything else. Indeed, once housing is secured, pursuing employment or addressing substance use becomes much more manageable.

Beneficiaries of the policy only need to be experiencing a housing crisis to receive support—there are no additional requirements. Participation in other programs is voluntary. The initiative recognizes housing as one of the four pillars of well-being, alongside health, education and work.

This is a significant difference in Norway’s approach compared to other solutions. Every action, plan and program is designed to provide a solid foundation to build. Like a house, a person needs a stable base to grow and become self-reliant.

– Patrycja Pietrzak

Patrycja is based in Cyprus and focuses on Good News for The Borgen Project.

Photo: Unsplash

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Addressing South Africa’s Housing Crisis

South Africa's Housing CrisisIn the developing country of South Africa, the issues of environmental sustainability and a lack of affordable housing for its citizens have permeated throughout the country. Here’s an in-depth look at the environmental and housing crisis within South Africa and a potential solution that could go a long way toward fixing these issues.

Climate Instability in South Africa

Starting with South Africa’s efforts to combat climate hazards, a recent Sustainable Development Report ranked the country 111th out of 167. This ranking measures progress toward the Sustainable Development Goals (SDGs), a set of targets adopted by the U.N. in 2015 to address climate change and other global challenges.

The report outlines that sustainable housing in South Africa has “major challenges remaining.” This suggests that South Africa is a long way from being considered a green country and that significant strides need to be made in sustainable housing.

Housing Crisis in South Africa

Moving on to South Africa’s housing crisis, there are once again hurdles that the country needs to clear. First, South Africa works on a contract-based system, where the government issues contracts for people needing houses. The South African government adopted this model in 1994, which was successful at the onset. According to an article by The Guardian, from 1998 to 1999, South Africa’s government built more than 235,000 houses a year.

However, due to budget cuts and the pandemic, in 2022-2023, that number has dropped to 34,000, even though the municipality’s housing needs register lists more than 375,000 applicants. The article goes on to talk about how many people have died on the waiting list to get a house. This evidence makes it clear that there is a need for a solution to this sustainable housing crisis in South Africa.

Potential Solution for Sustainable Housing in South Africa

A recent study by Alireza Moghayedi and Bankole Osita Awuzie proposes a framework that would, in theory, build low-cost, sustainable housing for low-income citizens in South Africa. Indeed, the study suggests that South Africa could focus on net-zero housing concepts, which are housing models that generate as much renewable energy as they consume through things like solar panels. This model could ensure that new houses don’t add to South Africa’s carbon footprint, bringing it closer to achieving the Sustainable Development Goals.

In addition, the article states that constructing these Low-Income Net Zero Energy Houses (LINZEH) takes only three days to complete, compared to 12 for a conventional low-income housing unit. This efficiency could allow the government to reduce the backlog of people on the waiting list and provide homes for those who desperately need them.

Finally, due to budget cuts in South Africa, these housing units would need to cost less to justify their implementation. According to the article, a conventional low-income house costs $31,555, whereas the proposed LINZEH costs $17,244. To summarize, the proposed LINZEH model for sustainable housing in South Africa would be better for the environment, take less time to construct and cost about half as much as a conventional low-income housing unit.

Conclusion

South Africa’s housing crisis, was brought on by a backlog of people who needed homes and the pandemic, resulted in a budget cuts. A proposed LINZEH housing model would not only greatly assist the government in South Africa by providing energy-efficient, cost-effective and streamlined housing. It would also provide a roof over the heads of thousands of South Africans who need it.

– Charlie Means

Charlie is based in Denver, CO, USA and focuses on Technology and Global Health for The Borgen Project.

Photo: Flickr

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Brazil’s Informal Housing: Pathways To Secure Land Titles

Brazil’s Informal HousingMillions of Brazilians live in informal housing without secure land titles, leaving them vulnerable to eviction and excluded from essential services like water, sanitation and credit. This insecurity is not new—it reflects centuries of unequal land distribution and weak property rights. In recent decades, however, the government has launched land regularization programs. These are aimed at converting informal possession into legal property, thereby providing families with greater stability and economic opportunities.

At the same time, NGOs such as Habitat for Humanity Brazil have mobilized to defend housing rights and equip communities to advocate for stronger protections. To better understand the economic importance of secure land tenure, The Borgen Project spoke with Victor Menaldo, Professor of Political Science at the University of Washington. Menaldo’s expertise in property rights and regulation offers insight into the broader stakes for poverty reduction and development.

Historic and Persistent Challenges With Securing Land Titles

Brazil’s struggle to secure land titles has deep historical roots. When the Portuguese Crown colonized Brazil in the 16th century, the land was divided into large captaincies granted to nobles. These nobles then distributed smaller plots, known as sesmarias, to settlers. While this system was intended to accelerate colonization, it concentrated land in the hands of a few. It often left small farmers without legal rights to the soil they worked.

After independence in 1822, Brazil spent nearly three decades without any formal land law. This vacuum allowed large estates to expand unchecked, often at the expense of smaller occupants. The 1850 Land Law attempted to regulate ownership. However, it required the purchase of land for cash. This policy excluded formerly enslaved people and impoverished farmers who lacked resources. Instead of democratizing access, it entrenched land inequality. The 1988 Constitution reaffirmed property rights but also required that land serve broader social purposes.

More recent programs—such as Minha Casa, Minha Vida (2009) and the 2017 Regularização Fundiária Urbana (REURB) law—have introduced mechanisms to convert informal possession into legal property, aiming to regularize urban settlements. These efforts represent significant progress; yet, millions of Brazilians still live without formal land titles, leaving them vulnerable to eviction and exclusion from credit and public services.

Land Regularization Programs

Land regularization programs have greatly aided Brazil’s recent attempts to address the historical causes of weak land title rights. In order to address contemporary issues of Brazil’s informal housing, the Land Regularization Program, which was initially connected to the Social Development Fund in the 1990s (Act No. 8,677/1993), has recently been revived. Brazil’s government has made continuous efforts to curb informality and increase access to legitimate land titles.

It has continued to evolve: in 2025, the Periferia Viva initiative increased support for Brazil’s informal housing improvements in neighborhoods that are at risk. The Regulatory Instruction No. 26 further updated the program’s rules. The program now prioritizes securing tenure and improving housing conditions for residents in Brazil’s informal settlements and low-income families. This is being done through revised regulations, such as Resolution No. 225 (2020) and Normative Instruction No. 2 (2021).

These changes demonstrate that Brazil’s land policies are dynamic and part of a continuous endeavor to improve the right to safe housing and lessen informality. Scholars also warn that poorly designed titling programs can have unintended consequences if not carefully designed. Menaldo noted that once neighborhoods are regularized, “rents and taxes rise; poorer households sell under pressure and re-informalize elsewhere.” He emphasized that while secure titles are powerful, they are “not a panacea.” Better-connected buyers scoop up newly titled plots at low prices when courts and registries are weak, commodifying land and pushing out the very families the programs were meant to protect.

NGO Advocacy for Housing Rights

In Brazil, the lack of affordable housing forces thousands of families into unsafe, informal living situations, often without legal tenure. Habitat for Humanity Brazil advocates for housing as a constitutional right and defends the right to the city, as guaranteed under the 2001 City Statute, which requires land and property to serve a social purpose. Habitat for Humanity Brazil collaborates with organizations such as the Zero Eviction Campaign, the Brazilian Institute of Urban Rights and the Observatory of Evictions. Together, they campaign against forced evictions and the displacement of low-income and informal settlement residents.

Beyond advocacy, Habitat Brazil equips communities with training on sustainable housing, financial literacy, gender equality and human rights. During the COVID-19 pandemic, the group worked with social movements. It even engaged the U.N. Special Rapporteur on Adequate Housing, successfully pressuring Brazil to suspend eviction orders. It also conducted large-scale community interviews in 30 cities to monitor rights violations. The organization mobilized grants for local initiatives that empowered residents to defend their housing rights.

For families in Brazil’s informal housing settlements, weak property rights create what Menaldo calls a “precarious equilibrium.” Without recognized tenure, households often pay more for basic services through intermediaries, face risks of disconnection and underinvest in home improvements due to fear of eviction. NGOs like Habitat for Humanity Brazil work to break this cycle by both defending residents against forced evictions and equipping them with tools to advocate for their rights.

Looking Forward: Balancing Rights and Regulation

Menaldo emphasized that governments should not view property rights and regulation as opposing forces. “They are different tools specialized to solving different problems,” he explained. Assigning property rights can prevent land grabs or overuse, while regulation can address broader challenges, such as pollution and encourage positive practices through subsidies and information sharing. In this way, the state can provide leadership and coordination where markets or civil society fail to do so.

Menaldo also highlighted why secure land titles are central to reducing poverty and expanding economic opportunity. When families trust that they can “use, exclude and transfer” a plot without arbitrary loss, they are more willing to invest in durable improvements such as brick walls, sanitation or even small shops. Clear titles also unlock access to credit by making land legible as collateral for lenders. Lower transaction costs—through reliable courts and predictable registries—make it easier to buy, sell or lease property.

At the same time, official addresses expand the government’s fiscal capacity to tax and deliver services. Over time, these dynamics can strengthen markets, boost productivity and generate a cycle of greater investment in both physical infrastructure and human capital.

– Isaac Nelson

Isaac is based in Florianópolis, Santa Catarina, Brazil and focuses on Politics for The Borgen Project.

Photo: Flickr

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The Portuguese Housing Crisis: Rising Rents and Solutions

The Portuguese Housing CrisisIn a 2025 survey, residents of Portugal were asked what they believed to be the country’s biggest issue. About 43.4% identified the housing crisis as the main problem, ranking it second to the health care system. The Portuguese housing crisis intensified in 2025. With soaring property prices and limited affordable housing, many residents find it increasingly difficult to feel secure in their current living situations.

In early 2025, property prices in Portugal experienced a record annual increase of 16.3%, exacerbating the housing crisis, particularly in urban centers like Lisbon and Porto. In addition, rent prices are projected to rise by 2.16%, impacting tenants across the country. However, recent government initiatives and policy reforms aim to alleviate these challenges and provide sustainable solutions for residents.

Government Measures To Expand Affordable Housing

The government launched a more than $2.2 billion package to address Portugal’s housing crisis and build around 33,000 new homes by 2030 for low-income families. Of these, 10,000 will have full non-refundable financing, with the remaining homes benefiting from public grants covering 60% of construction costs. Together with previous investments under the Recovery and Resilience Plan (RRP), the total committed public housing units are closer to 59,000 by 2030.

Parallel to this, the government signed an agreement with the European Investment Bank for a $1.5 billion credit line to build and renovate approximately 12,000 controlled-rent homes. These homes are meant to be affordable and are part of the housing policy, which is being treated as a core priority under the current administration.

The Construir Portugal strategy deploys more than 30 measures to address the housing crisis. These measures focus on increasing supply (public, private, cooperative), simplifying licensing, restoring confidence in the rental sector and ensuring legislation supports affordable housing.

These large-scale investments and policy reforms are central to tackling Portugal’s housing crisis. They aim not only to expand housing stock but also to improve terms of access and ensure affordability for vulnerable and middle-income households.

Policy Reforms To Stabilize the Market

Beyond construction, policy reform is also a critical part of addressing Portugal’s housing crisis. The government has introduced tax incentives for young buyers, such as exemptions from property transfer tax and stamp duty for people younger than 35 purchasing homes valued up to $369,800.

Portugal’s parliament has approved a major reform that has allowed rural land to be reclassified for urban use, with at least 70% being reserved for affordable public housing. The law has set the maximum sale prices below the market rates to curb speculation.

“The housing crisis in Portugal is serious and we need more cheap homes,” stated Territorial Cohesion Minister Castro Henriques in parliament. However, these reforms have been criticized by up to 21 different environmental NGOs. They warn that these reforms could trigger “uncontrolled urban expansion” despite existing urban land not being used and 720,000 homes still vacant.

Yet with Lisbon rents up 94% and house prices rising 186% since 2015, the government has argued that these reforms are essential to end Portugal’s housing crisis.

Private Sector Innovation and Modular Construction

Private sector innovation is becoming essential to solving Portugal’s housing crisis. Analysts stress that government efforts alone will not meet demand, meaning developers and construction companies must step in with scalable, cost-effective solutions.

A recent report by DWF highlights the need for regulatory reform and financial incentives to unlock new supply. Proposals include reducing or eliminating building fees, lowering VAT on housing projects to 6% and simplifying licensing procedures. These changes would reduce costs and delays, making it easier for private developers to respond to soaring demand.

At the same time, modular construction is gaining traction. Offsite building methods cut costs, shorten delivery times and improve sustainability. This has offered a practical way to increase housing stock a lot quicker. By delivering homes faster and at lower prices, modular housing can help offset supply shortages that have left many Portuguese families struggling.

Yet the urgency is clear, experts warn that Portugal still needs around 150,000 homes to balance the market, with banks cautioning that Portugal’s housing crisis is becoming “unsustainable.” The private sector can help ease Portugal’s housing crisis through innovation and public-private collaboration.

Long-Term Outlook

The Portuguese housing crisis remains one of the most urgent social and economic issues plaguing the country. With rent and property prices outpacing wages, thousands of families risk being priced out of their homes. While government investment packages, policy reforms and new regulatory frameworks signal a serious commitment to change, private sector contributions, from modular construction to cooperative developments, are vital in closing the ever-growing housing gap.

Yet, experts continue to warn that the shortfall of affordable homes remains severe. Environmental concerts of many NGOs over urban expansion also highlight the delicate balance between rapid development and sustainable planning.

Ultimately, solving the Portuguese housing crisis will require long-term collaboration between government, industry and local communities. If these measures are effectively implemented, they offer a chance to stabilize the market and restore hope to the many families who want an affordable, secure place to live.

– Charlie Wood

Charlie is based in West Yorkshire, UK and focuses on Business and Politics for The Borgen Project.

Photo: Pixabay