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The Benefits of Investing in Women

The Benefits of Investing in Women
Gender equality, or rather a lack of gender equality, is not simply a historical problem. To this day, women all around the world face inequality. One of the most notable issues pertaining to gender inequality is the gender wage gap. Its impacts affect not only women but society as a whole. To end the gender wage gap and other inequalities, society must start to recognize the benefits of investing in women.

The Gender Wage Gap Explained

There are two types of gender wage gaps. The controlled wage gap refers to when a man and a woman have the same exact job in the same exact industry with the same exact qualifications. In this situation, as of 2021, women earn 98 cents per $1 that men earn. This seemingly small upfront difference builds up over time, and the pay discrepancy leads to very dissimilar outcomes for these two genders.

An uncontrolled wage gap is the second type. The uncontrolled wage gap refers to the overall difference between men’s and women’s wages. It does not matter what job it is, what industry one works in or if one works full- or part-time. The measurement takes into account how much each worker makes on average per hour each year. This gap is much more prominent—a woman makes 82 cents to a man’s $1 as of 2021.

Companies provide several “justifications” for why women receive less pay than men within the organizations, but actual reasons include employers’ implicit biases, a wage penalty that accompanies motherhood and a higher likelihood of women working part-time. This is based on if women have the opportunity to obtain higher-wage jobs within such companies. Often, women are unable to attend school to receive the qualifications necessary for high-skilled work.

These inequalities in labor compensation become more glaringly obvious when it comes to unpaid labor. Women are more than twice as likely as men to participate in unpaid work. Notably, the most frequent unpaid jobs women take on are domestic work and child care. In impoverished communities, women must sacrifice their education to fulfill the expectation to manage the household and raise children.

The Importance of Investing in Women

Beyond equality, investing in women provides a multitude of economic benefits. The unpaid labor women often take on can actually hinder the economy. Economists estimate that unpaid domestic workers—if paid—could constitute approximately 40% of a nation’s GDP. A lack of education for women also plays a role in stunting economies. When women receive education, economies tap into a whole new sector of individuals that bring new, innovative ideas to the table, which help economies grow. Further, studies show that for every 10% of girls enrolled in school in a developing country, the GDP increases long-term by 3%.

In addition to paying women for labor and educating women, it is imperative to give women advancement opportunities. Women make up approximately half of the agricultural labor force but less than 13% of landholders globally. If women obtain the same amount of land, technology and capital as men, there could be an estimated 30% increase in food production. In this way, empowering women could help to substantially reduce world hunger. On the more industrial side, studies show that both efficiency and organization significantly increase when three or more women enter senior positions at companies.

A Better Society For All

Decreasing the wage gap begins in three main areas: women’s unpaid work, education and health. When women in developing countries receive aid and money, the aid does not stop at just the direct beneficiary. Women are likely to extend the benefits to those around them; women tend to invest their earned money into their children’s education and health as well as their own. Giving women financial tools has economic gain for all and promotes economic justice.

The best way to ensure a fair economy is to invest in women, particularly in developing countries. Women should have the opportunity to work the same jobs, receive the same qualifications and have the same economic opportunities as men. Society’s way forward is through taking advantage of the benefits of investing in women.

– Becca Blanke
Photo: Flickr

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Malawian Farmers: Improving Gender Equality in Food Practices

malawian farmersAs a small, landlocked country in East Africa, Malawi relies mainly on agriculture for its economic stability and subsistence. In 2011, agriculture formed 31% of Malawi’s GDP and employed more than 80% of the workforce. Despite the bountiful resources that agriculture offers the people of Malawi, food insecurity is still a very present reality for a significant portion of the population. Farmers in rural villages struggle to attain the income needed to survive. To compound this issue, Malawian farmers heavily divide agricultural and domestic labor along gender lines, placing the brunt of domestic and farming burdens upon the shoulders of women. However, thanks to the efforts of researchers and global activists, educational programs have proven effective in getting Malawian men involved in the process of feeding the family, leading to increased gender equality within the household.

Poverty and Agriculture

Although Malawi has been on a steady upward trend toward increased childhood education and greater access to healthcare, half of the overall population suffers from poverty due to negative factors such as droughts, floods and lack of sustainable farming methods. A majority of Malawian farmers can produce only enough food to survive and cannot grow the extra crops needed for future food supplies or trading opportunities. Thus, rural communities often live from harvest to harvest without a stable supply of fresh food and produce.

The Role of Women in Malawian Agriculture

Within the small rural communities of Malawi, societal norms divide the household responsibilities along gender lines, with the men of the household taking charge in plowing the fields, tending to crops and performing other farming duties. In addition to taking on agricultural tasks, women within the community complete household chores and watch over the children. Although the amount of female participation in Malawian farming practices is commendable compared to other small countries with similar economic conditions and demographics, the farming system is strenuous on women, who must perform double duties to ensure that the household runs smoothly.

With the economic fragility of Malawi, patriarchal structures have proven detrimental to the well-being and security of the community. It is difficult for Malawian female farmworkers to reach their full production potential and devote their full energy to sustainable farming practices and education. Families cannot produce enough food to sustain themselves and others in the village due to unequal task divisions.

Supporting Women in Malawi

A team of researchers recently undertook an experimental project to subvert the rigor of gender roles in Malawi and take some of the economic pressure off of Malawian women, often affected the most by poverty. One practice that researchers implemented to dismantle gender roles is to change the public perception of cooking and food practices in Malawi. Due to the reliance on starchy grains and roots that must be cooked in the Malawian diet, processing and cooking foods take up most Malawian women’s time. Seeing this phenomenon, researchers developed cooking tutorials to educate men on how to cook and also converted cooking into a fun activity by proposing it as a kind of competition in which different villages could contest who had the best male chefs.

Dismantling Gender Norms

As Raj Patel recounts in his lecture on transparency in the food system, although the social experiment that researchers conducted in Malawi initially seemed like a trivial novelty, its impact carried through into the daily lives of Malawian farmers. This small change in daily habits encouraged the men to shoulder more domestic tasks and act beyond the scope of traditional gender norms. In the short four-year period that researchers observed, Malawian malnutrition decreased and the women surveyed reported feeling more fulfilled and supported in their homes. Although there is still far to go in destabilizing the patriarchal structures present in Malawian society, small steps in the food system are the key to achieving bigger milestones such as reducing poverty and promoting gender equality.

– Luna Khalil
Photo: Flickr

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Empowering Women: Closing the Mobile Gender Gap

Mobile Gender Gap
Mobile phone usage directly correlates to social welfare, women’s empowerment and gender equality in households and society. Many sub-Saharan African and West Asian countries failed to meet the quota for gender equality in 2015. Additionally, South Asia has the most prevalent mobile gender gap.

There is a 28% difference in cell phone usage between men and women. On average, women earn less salary than men and are less likely to receive an education. As a result, many women are illiterate. This severely limits a woman’s sense of independence and financial liberty. Cell phone usage is one large indicator of gender inequality. According to GSMA Connected Women, women are 10% less likely to own a cell phone than men in low-to-middle-income countries.

Women’s Empowerment

Mobile phone usage directly links to a sense of empowerment and freedom. According to the Mobile Gender Gap’s 2019 report, women with access to mobile phones in developing nations are more involved in decision-making within the household and community. Furthermore, cell phones allow women to make decisions regarding contraception and easily find information on HIV testing. Many women living in South Asia and sub-Saharan Africa are unaware of the opportunities that come with mobile phone usage.

There are numerous benefits to closing the mobile gender gap. Women become more empowered, connected, safe and are able to access information and services with ease. Additionally, closing the gender gap allows for considerable commercial and economic progress. Including women in technological advancements aids in building the society and economy substantially.

According to a Food Policy study conducted in Uganda, mobile phone usage directly connects to an increase in household income, women’s empowerment, food security and improved dietary quality. Small farm households that use mobile phones improve social welfare as well. Furthermore, the study found that eliminating the mobile gender gap increases economic and social development in developing countries. The GSMA reported that if the gender gap is closed by 2023, an additional $140 billion would be generated in revenue for the mobile industry.

What’s Being Done

Since 2014, 250 million women have obtained cell phones. While the gender gap is certainly shrinking, there is still a significant disparity. However, the GSMA Connected Women Program is working with mobile operators to combat this inequality. It aims to break down the barriers women face when accessing and using mobile internet services. The organization’s goal is to significantly reduce the mobile gender gap and provide commercial opportunities for the mobile industry. The Connected Women has reached more than 19 million women in the past three years.

Similarly, the Mobile Phone Literacy Project aims to sustain and spread mobile literacy interventions for women and girls. For example, female participants in the mobile-based post-literacy program in Pakistan have exhibited notable literacy improvements.

The benefits of mobile phones and internet services are momentous. Women experience a sense of safety, empowerment, financial independence and have increased access to learning services. Projects such as the Mobile Phone Literacy Project are helping to eradicate gender inequality. While the mobile gender gap is steadily closing, there is still much more to be done to maintain gender equality.

– Nina Eddinger
Photo: Flickr

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The Progression of Women’s Rights in Samoa

Women’s Rights in Samoa Samoa has had a long history of being considered a place where women’s rights have been hindered. Women’s voices in Samoa are often brushed aside when it comes to major issues such as domestic violence and politics. That being said, improvements on the basis of women’s rights in Samoa have occurred. U.N. Women has also worked to set up programs to support women’s equality in Samoa, which provides hope for the creation of more inclusive Samoan communities in the future.

The Samoan Woman’s Voice

Within the islands of the Pacific, where Samoa is located, the lowest rates of women’s participation in politics are found. Women within the Samoan culture are not encouraged to discover a sense of independent thought that they are willing to express. Because of this, women’s representation in governmental positions is a mere 10%. This minimum of 10%, however, will remain consistent due to an amendment of the Samoan constitution that was passed in 2013. The amendment states that women’s seats will be added into parliament if women are not elected, in order to ensure that at least 10% of parliamentary representation is women.

There are many cultural structures that greatly impact women’s rights when it comes to the expression of political opinions. One of these structures is the Matai councils that are in charge of local decision-making. Although women are allowed to join the Matai council, it is mainly considered a male council because of the low level of female members. The cultural family structures in Samoa also discourage women from reaching for political positions like becoming a Matai. Women mainly answer to their husbands within households so they feel a disconnect between having a desire for political power and their familial positions.

Violence Against Samoan Women

Only 22% of women that live in Samoa have not been a victim of some kind of domestic violence within their lifetime. Within the 78% of women who have experienced abuse, 38% said that the abuse was physical. Overlooked violence is one of the largest setbacks to obtaining more holistic women’s rights in Samoa. Women believe that the violence they face is not of importance. This can be justified by the fact that domestic violence was only reported to the police by 3% of women who experienced it.

3 Programs Improving Women’s Rights in Samoa

As many setbacks as there have been in gaining women’s equality in Samoa, U.N. Women has set up programs in order to empower women in Samoa.

  • The Women’s Economic Empowerment Programs: These programs work to ensure that women in Samoa can secure proper employment and are getting paid for the work they are doing. It also makes sure that women have access to assets and increased economic security.
  • The REACH Project: This program has worked to educate the general rural public of Samoa about general rights, including those of women. Although the goals of this program were extensive, one of them was to create equality of gender and to empower young girls for a better future. REACH accomplished its goals through the creation of sessions meant to increase awareness of rights and gender equality that citizens in rural areas could attend.
  • The Ending Violence Against Women Program: This program has created a fund in order to support women victims of violence within Samoa. It also works to change government policies that could support violence against women in any way. The information and support that this program gives to women who may not be aware of their right to speak up against violence against them is invaluable.

Overall, women’s rights in Samoa are progressing with the help of organizations like U.N Women fighting for the well-being and empowerment of women. Samoa has come a long way with regards to gender equality and the future looks hopeful for women in the country.

– Olivia Bay
Photo: Flickr

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Creating Female Entrepreneurs in Afghanistan

Female entrepreneurs in AfghanistanIt is no secret that women’s rights in Afghanistan have been suffering due to decades of war and Taliban rule in the country. Afghan women have been denied employment, education, healthcare and basic freedoms for years and were punished violently by the Taliban for attempting to find work or go to school. Years after Taliban rule, women are picking up the pieces of a broken society that drove them and many other Afghans into severe poverty. Organizations such as the Women’s Economic Empowerment Rural Development Project (WEERDP) and the Afghanistan Reconstruction Trust Fund (ARTF), both funded and backed by the World Bank, set up savings and loan associations in different communities to allow Afghan women to start their own business. Female entrepreneurs in Afghanistan have the potential to help the economy and poverty within the country.

Women’s Empowerment Projects of the World Bank

International Aid to Afghanistan is essential for empowering its women and bringing communities out of poverty. The World Bank has a variety of programs dedicated to poverty eradication. It implemented the Afghanistan Rural Enterprise Development Project to support Village Savings and Loan Associations (VSLA). VLSAs operate as a community bank that gives out micro-loans to women to create employment opportunities to sustain economic growth. Examples of businesses that have been started are hair salons, tailor shops and bakeries.

While the Afghanistan Rural Enterprise Development Program closed down in 2018, it was replaced by the WEERDP and continues to be backed by the World Bank and the International Development Association (IDA) to ensure steady funding.

VSLA’s are funded by the World Bank and the IDA to ensure sustainable financial institutions are available in Afghanistan, with the hope that they will partner with larger commercial banks in the future.

Benefits of Female Entrepreneurs in Afghanistan

There are roughly 275,684 Afghan women beneficiaries of the WEERDP.  Many of them have had access to financial services for the first time with the program. Many others have taken loans, learned how to repay them and have begun saving for the future. These are valuable life skills for women who were not able to enter the workforce or gain an education in the past.

With the increase of women-run businesses in Afghanistan’s rural communities, VSLA’s can begin to partner with larger banks to begin serving bigger loans to women after seeing the success of the businesses that started with micro-loans. The support of financial institutions is important to give women the confidence to become entrepreneurs, especially in a country where the percentage of women in the workforce has been statistically low. Skills like leadership, management and problem-solving are derived from starting a business and they can be spread throughout communities to strengthen the role of women in the economy.

Skills can even be passed down through generations. Building a structure with programs like the WEERDP is vital for long-term economic growth and success because it can open doors for creativity and innovation for an economy that would benefit.

The Future of Female Entrepreneurs in Afghanistan

Increasing the number of women entrepreneurs with savvy financial skills can benefit the communities of Afghanistan in many ways. Successful women can begin to venture out into local politics and healthcare fields to build on their skills while sharing their talents with the community. Women have important input on what types of businesses are needed for their community and can reduce poverty in specialized ways.

Afghan women make up roughly half of the nation’s population, so their representation is needed to drive economic and societal progress. Having women be visible in the business sector can allow for gender equality to improve in Afghanistan over time, improving the development of the nation as a whole.

– Julia Ditmar
Photo: Flickr

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3 Organizations Working to Improve Girls’ Education

improve girls' educationAll around the globe, young girls are forced to end their educational careers early as gender inequality is still quite common. Lack of schooling for young girls limits female participation in the workplace and reinforces patriarchal societies. As of 2018, worldwide totals of illiterate girls from the ages of 5 to 25 outnumbered illiterate boys in the same age group by 12 million. Yet,  global female participation in schooling has grown by 16% since 1995. The momentum gained in the past 25 years looks to continue as three important organizations have released plans to improve girls’ education in 2020 and beyond.

The World Bank

As a global economic institution, the World Bank joined the fight to preserve girls’ education years ago. In fact, the bank launched a seven-year plan in 2016 that focuses on improving all women’s rights, going beyond just education. However, the World Bank identified educational opportunities as a key way to break the cycle of injustice and has subsequently created separate funding solely based on female schooling.

In May 2020, a total of $1.49 billion had already been allocated to improving education for women of all ages, both primary and secondary. This will not only help girls learn to read and write but will also lead to women entering the workplace in countries where men are the ones to hold jobs.

The United Nations (UN)

Many know the U.N. as the global agency where countries discuss peace deals and trade contracts. While this is true, the U.N. also has sectors dedicated to human rights advocacy. An entire branch, known as the United Nations Girls Education Initiative (UNGEI), works with developing countries to devise plans that enhance educational opportunities for girls. Being under the umbrella of the United Nations adds a level of legitimacy that some nonprofits who want to improve girls’ education are unable to achieve. The UNGEI has a wide range of contributors and currently consists of 24 global and regional partners, four regional partnerships and nearly 50 associated country partnerships. Recently, the United Nations released the 2030 Sustainable Development Goals and worked with the UNGEI to add equal educational opportunity for girls as a part of this vision. Girls around the world, especially those living in developing countries, are at the center of this vision, which can lead to powerful change.

Girls Education Challenge (GEC)

Back in 2012, the government of the United Kingdom made global equal education a primary focus. The government joined forces with U.K. Aid to tackle this issue. Together, the two created a groundbreaking 12-year commitment called the Girls Education Challenge (GEC). The first phase of the GEC, which was a huge success, ended in 2017. For the second phase, which will continue until 2024, the U.K. is looking to expand its impact to encompass over 40 projects in nearly 20 nations. With hundreds of millions of dollars now raised for the GEC, its own research suggests that over 800,000 young girls are learning in schools and on the path to finish their education. With four years remaining in the GEC, the United Kingdom’s impact on girls’ education will continue to bring equal opportunities well into the 2020s.

Education, Gender Equality and Poverty Reduction

The World Bank, the U.N. and the U.K. are trying to create fair schooling policies but are also breaking down social barriers in the developing world. Global society is trending in the right direction for gender equality and much more work is left to be done. The work being done to improve girls’ education can and will be a catalyst for change.

– Zachary Hardenstine
Photo: Flickr

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She’s the First and the Girls’ Bill of Rights

She’s the First Across the globe, women face harsh inequalities in education and the promotion of other crucial rights. Women make up more than two-thirds of the world’s illiterate population, receive lower wages, experience gender-based violence and are forced to adhere to strict societal gender norms that prevent their progression. This is especially the case in developing countries. She’s the First is an organization where the progression of women is a central focus.

She’s the First

She’s the First, a nonprofit organization, recognizes the benefits of prioritizing women and gender equality. When females are educated and empowered, they can earn up to 20% more as an adult for each additional year of schooling completed. They are also then more likely to be in healthy relationships, have fewer but healthier children, are less likely to marry early and are more likely to make an impact in the world. These reasons are why She’s the First puts girls first by promoting women’s equality and education.

Putting Girls First

She’s the First promotes girls’ education and equality. It provides funding to different community-based organizations that can implement culturally efficient ways for girls to attend school as well as afterschool programs where they can further their education while simultaneously learning about life skills and reproductive health. She’s the First also runs training and conferences around the globe. These conferences amplify girls’ voices around the world, inspiring them to become leaders in their own communities. As of the end of 2019, She’s the First reached 11,000 girls, had a presence in 21 countries and provided training for 52 community-based organizations.

Girls’ Bill Of Rights

She’s the First is a co-organizer of the Girls’ Bill of Rights, a declaration of the rights all girls are entitled to, written by girls, for girls. More than 1,000 girls from 34 countries contributed to the list, created on the 2019 International Day of Girl and presented to the United Nations. The Girls’ Bill of Rights advocates for the promotion of girls’ rights like quality education, equality, leadership, sexual education and reproductive rights, protection from harmful cultural practices, free decision-making and more. To support the Girls’ Bill of Rights, supporters can use the hashtag “#GirlsBillOfRights”, co-sign the bill or make a public pledge of support.

Women’s Empowerment and Poverty Reduction

She’s the First is an organization that works toward complete equality for women worldwide, especially in regards to education. Currently, women face a significant disadvantage, especially those who are uneducated. If women are given education and equality, they can lift themselves out of poverty since education is directly related to lowering poverty levels. She’s the First spreads this idea by creating culturally efficient ways for girls to go to school and further their education in developing countries. The organization also advocates for women’s rights through the Girls’ Bill of Rights. She’s the First plays a crucial part in empowering women and helping them to lift themselves out of poverty.

– Seona Maskara
Photo: Flickr

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AlNour: Helping Disabled Women in Morocco

AlNourWomen’s agency and equal rights can help to significantly reduce poverty. When evaluating the development of a country, the role of women should not be overlooked. When women are empowered through literacy and education, they become more productive members of society that contribute to global poverty reduction. AlNour is a Moroccan business that allows women in Morocco to be part of the labor force, especially disabled women.

Cultural Norms Limit Women

Oftentimes women do not have the same opportunities as their male counterparts to receive education, engage in the labor force or own property. This is partly because of cultural norms that limit women to domestic responsibilities. By reducing unpaid domestic work, women become empowered and capable of obtaining income security and sustainable livelihoods, which significantly diminishes poverty levels.

Gender Inequality in Morocco

Gender inequality and the lack of women in the labor force in Morocco are related and ongoing issues. The nation, which is located in northwestern Africa, ranked 137 out of 149 countries according to the 2018 World Economic Forum’s Global Gender Gap Report and ranked 141 out of 149 countries for women’s economic participation and opportunity. Although there were reforms in 2011 to increase the participation of women in the labor force in Morocco, and specifically within the government, women largely remain underrepresented in elected positions.

The economy would benefit from an increase in women’s participation. The IMF examined the relationship between gender inequality and growth and found that policies that better integrate women into the economy would greatly improve growth. As of 2019, if as many women worked as men worked, “income per capita could be almost 50% higher than it is now.”

The participation of women in the labor force in Morocco increases economic development and therefore reduces global poverty. But, how can women become more active citizens in society? The answer can be found by examining an organization called AlNour, which serves as an important example of how to best empower women.

AlNour: A Women’s Empowerment Organization

AlNour is a textile and embroidery business that provides an outlet for women to participate in the labor force in Morocco, thereby contributing to the economic development of the country as a whole. AlNour, which means “the light” in Arabic, began in 2013 after Patricia Kahane, originally from Austria, began the enterprise as a means of offering disabled Moroccan women sources of income through textile production and embroidery. The business employs disabled female workers who face a double disadvantage in Morocco due to their disabilities and gender.

The organization not only provides women with work but also offers training programs for languages, professional and artisan skills. The company has a van that allows women to easily and safely travel to and from work and also has a child care center for working mothers. Furthermore, the company offers free breakfast and lunch daily. The business has partnered with local shops to distribute its products and it also has a website, which features a range of items from home accessories to clothing.

AlNour serves as a rich example of how an organization can alter the lives of many and even impact an entire country. By developing sustainable solutions that not only invest in education but also emotional and financial support, women can break free from traditional roles and gender stereotypes, while simultaneously promoting financial inclusivity and bettering the nation entirely.

Gender Equality Progress in Morocco

There is light and hope for women in Morocco, as significant progress has been made. For example, the revision of the family code to expand the rights of women in marriage, guardianship, child custody and access to divorce is a monumental stride. The creation of a 14-week paid maternity leave clause was also introduced. Additionally, “the first and most advanced gender budgeting initiative in the Middle East and Central Asia region was launched in Morocco in 2002.”

While policies and laws that support gender equality such as the gender budget initiative are undoubtedly important, creating sustainable organizations like AlNour is an equally essential step in order to create a system that allows women to personally and professionally prosper from the ground level upward, consequently helping the economic development of Morocco as a whole.

– Marielle Marlys
Photo: Flickr

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Bridging the Digital Gender Gap

Digital Gender GapAs the world becomes more technologically advanced and digitally connected, access to technology remains an issue, especially in developing countries. More so, the digital gap between women and men continues to expand, with 300 million fewer women than men using mobile internet, creating a 20% gap. The lack of access to digital devices for these women means being denied essential services including employment opportunities, financial resources, educational resources and medical information. There are several global initiatives trying to bridge the digital gender gap between women and men.

Safaricom

In Kenya, women are 39% less likely than men to have access to mobile internet despite women making up 51% of the Kenyan population. Safaricom, a mobile network in Kenya, therefore created a partnership with Google to offer an affordable smartphone, the Neon Kicka with Android GO, compromising 500 megabytes of free data for the first month. The mobile network believes that empowering a woman empowers an entire community and focuses on the following three barriers: affordability, relevance and digital skills. The company ensured that the price point was the lowest it could be and featured important content including access to health information and educational content to highlight the smartphone’s daily relevance for women. Safaricom recognizes that many women are not familiar with Gmail accounts and therefore developed a guide covering the basics of smartphone use.

Novissi

Togo, a country in West Africa currently run by its first female prime minister, launched a digital cash transfer program called Novissi. Its goal is to provide aid to informal workers during the COVID-19 pandemic, covering residents of three urban areas under lockdown. Many underserved women tend to be excluded from COVID-19 relief digital cash transfer programs launched by governments since they either do not have access to digital bank accounts or are uninformed. Through Novissi, women receive a monthly sum of $20, whereas men receive $17, to support the cost of food, communication services, power and water. The three additional dollars allocated to women account for the fact that women are more likely to be informal workers and take care of a family’s nutritional needs.

Wave Money

In Myanmar, Wave Money has become the number one mobile financial service, with 89% of the country benefiting from its agents. Since Wave Money deals with 85% of rural areas in the country, money enters and leaves from nearly every state and facilitates familiarity with the service. The financial service created a partnership with GSMA Connected Women to allow greater access to financial services for women. Through this partnership, women are encouraged to run Wave Money shops in Myanmar, providing them with extra income even if they live in very remote areas of the country.

Telesom Simple KYC Account

It can be challenging for women to acquire the identity documents necessary to open accounts with service providers. In Somaliland, Telesom created a simplified know-your-customer (KYC) account, allowing women that do not possess an ID to sign up for mobile money services. The service solely requires a name, date of birth, image and contact details, favoring accessibility and reducing the digital gap between women and men.

Equal Access International Partnership with Local Radio Station

In Nigeria, women and girls are denied access to technology due to the fear of moral decline that accompanies the widespread culture. Equal Access International recognizes the need to address societal norms for women and amplify women and girls’ voices. In an effort to do so, Equal Access International partnered with a local radio station in order to create a show that tackled cultural taboos and promoted women and girls using digital technologies. The episodes last 30 minutes and cover weekly themes including common misconceptions about the internet, internet safety and moral arguments regarding women and the internet.

Closing the Digital Gender Gap

Despite a digital gender gap that exists between women and men, organizations around the world are making an effort to foster a sense of inclusion and empowerment for women and girls to become familiar and encouraged to take on the digital world that is constantly emerging.

– Sarah Frances
Photo: Flickr

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Entrepreneurship: Initiatives Help Yemeni Women

Help Yemeni WomenOn top of the constant violence occurring in Yemen, almost 13% of the population face unemployment. Most women in Yemen work as homemakers, but a 2012 study, Measuring Women’s Status in Yemen, shows that almost one in two women (47%) would like to start their own business. Initiatives in Yemen offer women free business training, skills training and loans to help Yemeni women generate an income.

The Small and Micro Enterprises Promotion Service Agency (SMEPS)

SMEPS came to Yemen in 2005 and works to enhance the lives of Yemeni citizens through the creation of jobs and skills training. SMEPS has taught Yemeni women the best growing, harvesting and post-harvesting techniques for coffee beans. Yemeni women helped create a coffee that entered the gourmet market at a premium price. SMEPS also helped coffee farmers in Yemen. The aim was to create business resilience by expanding the production of farmers through improving the value chain by using modern technologies and better farming methods.

In 2010, SMEPS partnered with The International Labour Organization (ILO) to provide business training for women entrepreneurs. ILO came to Yemen in 1965 and has created opportunities for citizens to rise out of poverty. In one year, the workshops targeted around 500 Yemeni women who had taken out a loan to either start a small business or expand their existing businesses. The second phase of the program aims to reach 2,000 more women. Results indicate that after the training courses, the women had a higher level of business knowledge and competence to start or improve their own businesses. Overall, the women improved their quality of life with the income they earned.

SPARK’s Agri-Business Creation Programme (ABC)

SPARK came to Yemen around 2012 to assist citizens in agriculture, helping them earn an income from their crops. SPARK created a program called Agri-Business Creation (ABC) to help agri-entrepreneurs through training, mentoring and business plans. The program has notably assisted Yemeni women in developing agricultural businesses. Four female-run businesses were awarded microloans to expand their business after the training they received in business skills from SPARK’s ABC program. The loans help Yemeni women to generate more products and expand their businesses. Besides seeing an increase in income, the success of their work contributed to a boost in confidence and a sense of independence in the women.

The Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) GmbH

GIZ came to Yemen in 1965 and assisted citizens with basic necessities and the provision of educational opportunities. First, GIZ helped Yemeni women develop businesses. Nearly 200 women attended training on how to develop a successful business idea and how to establish a business. Many women found prosperity in their new businesses and employed other women to assist them in their work. Secondly, around 300 women with existing businesses received additional business training via coaching. After the training, many women tripled their income and hired more women to work for them. Lastly, GIZ created opportunities for homemakers to sell handmade goods overseas. GIZ took handmade baskets made by Yemeni women to Germany and showed off their goods in exhibitions. This strategy helped 300 women in rural areas earn a steady income.

Although the raging war in Yemen has resulted in high unemployment, organizations like SMEPS, SPARK and GIZ offer programs and strategies to help  Yemeni women earn an income by developing entrepreneurial businesses.

– Samantha Rodriguez-Silva
Photo: Flickr

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