

A report from Ageing Better’s State of Ageing, published in 2023, shows that a vast number of people from Bangladeshi (26%) and Pakistani (28%) backgrounds are living in impoverished conditions, twice as many as white British people. This indicates social and racial inequalities in the country.
Another report shows that there is currently 18% of elderly poverty in the U.K., and 30% of black ethnic minorities are at a high risk of poverty in their later life. Further statistics reveal that the lower income rates and lack of private pension facilities lead older ethnic minority groups to impoverished lives in the United Kingdom. For instance, while 61% of white older households receive occupational pensions, the percentage of black older households in the same case is 44%, who receive only £47 a week compared to the £169 that white households receive.
A report from the Charity Independent Age finds that 82% of people believe the British government should provide greater support and attention to address poverty among older people in Britain. The Charity Independent Age urges the U.K. Government to urgently implement policies to eradicate the financial hardship of older people.
Government Initiatives to Tackle Elderly Poverty in the UK
The British Government is concerned about the poverty rate in the country, especially financial hardship among elderly people. It has demonstrated a steadfast commitment to supporting pensioners and ensuring the dignity and security they deserve. The Labour Government helped more than one million elderly people escape poverty. It also initiated the Pension Credit, which aimed to assist low-income households.
The Government also committed to increasing the State Pension by £31 billion, which plays a key role in supporting elderly people. It also showed an intention to spend approximately £174.9 billion on benefits for pensioners in the U.K. in 2025-2026, which equaled 5.8% of GDP.
The U.K. Government is also considering the future of pension systems. Therefore, it initiated Automatic Enrolment to facilitate eligible employees in saving for their workplace pension. However, there is an uncertainty about a part of future generations due to their lower income rate due to the unequal job system.
In July 2025, the British Government revives the landmark Pensions Commission to benefit millions of people with a more secure retirement. It also tried to bring all the right groups and pension industries together to allow the Commission to crack the pension crisis.
Alongside the British Government, multiple organizations such as the Joseph Rowntree Foundation (JRF), Friends of the Elderly and Centre for Ageing Better worked to reduce elderly poverty in the U.K.
Joseph Rowntree Foundation
The Joseph Rowntree Foundation (JRF) conducted thorough research and developed a long-term strategy to address poverty issues in Britain. This strategy highlights a five-point plan, such as:
- Increase incomes and decrease spending
- Make a proper benefit system
- Develop education standards and strengthen skills
- Boost family and community bonding
- Serve a long-lasting financial growth for inclusive benefits
This research also suggests that national and local governments should take crucial initiatives to tackle elderly poverty in Britain. Through public policy, local and national governments in Westminster, Scotland, Wales and Northern Ireland can create some opportunities that will strengthen community and family relations, enabling them to do the best for themselves.
This organization also runs fundraising campaigns to eradicate poverty in the U.K. regardless of race, ethnicity, age and gender. Its campaign maintains a strong voice, grounding a wide range of views and voices from multiple political and economic backgrounds.
Friends of the Elderly
Friends of the Elderly has been working for poverty reduction for elderly people in the U.K. since 1905. It supports the elderly in the U.K. with daycare and care home services. The day care services help older people who stay in their homes with daytime household activities. The care homes also give residential and nursing care.
This organization also provides grant services to older, impoverished people who struggle to make ends meet. The grants aim to cover essential living costs, such as purchasing necessary home items, gas and electricity expenses, paying unexpected bills, food and clothing to ensure their lives of dignity and comfort.
Centre for Ageing Better
The Centre for Ageing Better works to make homes, workplaces and communities inclusive with older people. The organization also aims for an Age-friendly Movement to highlight ageing as a positive and realistic way in society.
It aims to contribute to the improvement of three particular sectors, such as good health, financial security and fair respect. It focuses on Age-friendly movement, age-friendly homes and age-friendly employment. To achieve these three goals, this organization participates in different activities:
- It influences government policies and practices in order to ensure good jobs for everyone aged over 50 and 60, which is their citizenship right.
- It also acts to make sure that everyone has access to healthy homes and integrational communities.
- It also provides funding opportunities to impoverished elderly people in the U.K.
Looking Ahead
Elderly poverty has become a great concern in the U.K., especially among ethnic minority groups. The British Government has taken multiple initiatives to address the issue while providing good homes, health and livelihoods for pensioners. Apart from this, multiple organizations work to support impoverished people through financial assistance, home care services and advocacy for government policies. These activities fruitfully contributed to reducing elderly poverty in the U.K., which will hopefully bring the elderly poverty rate to 0% in the near future.
– Rakib Hasan
Rakib is based in Cardiff, Wales and focuses on Good News for The Borgen Project.
Photo: Unsplash









