
Sweden is known for its generous welfare state; however, homelessness in Sweden is a rising concern. Swedes spend a larger proportion of their disposable income on housing compared to other European countries, and that figure is rising rapidly. The lack of affordable housing and the growing population has led to a housing crisis and an increase in homelessness.
The definition of homelessness in Sweden is divided into four categories:
-
acute homelessness
-
institutional care and category housing
-
long-term housing solutions
-
short-term insecure housing solutions
The Swedish government conducts a national survey every six years to analyze trends in homelessness. The survey reported that 33,269 people were homeless in 2017. Since the last report in 2011, acute homelessness increased from 4,500 to 5,935 people, and those in long-term housing solutions increased from 13,900 to 15,838.
Who Are The Most Vulnerable to Homelessness?
Women are increasingly more susceptible to homelessness, compared to men. More than one-third of the homeless in Sweden have children younger than 18, resulting in at least 24,000 children with parents who are homeless.
The majority of parents struggling with homelessness stated the main cause as having an income too low for them to qualify as tenants in the ordinary housing market. This factor forces them to enter the secondary market and into long-term, but insecure, housing situations.
In recent years, a large influx of migrants including refugees has contributed to rising homelessness in Sweden. Around 43% of people that are homeless were born in a country other than Sweden. Sweden has the highest rate of homelessness per 1,000 inhabitants in Scandanavia.
More people are becoming homeless due to evictions, sudden unemployment, or relationship breakups than due to mental health or substance abuse issues. Since more than 20% of the homeless do not need additional social services besides housing, they do not get support at all. The largest contributor to homelessness in Sweden is the housing crisis.
The Housing Crisis
There is a lack of available and affordable housing in Sweden, especially in cities. In 2017, 88% of municipalities reported a housing shortage. The wait time for an apartment is significantly increasing over time, making it nearly impossible to secure a rental apartment.
A reason for the shortage is that new construction is not keeping up with the growing population. There is low production of new public housing or rental apartments due to the cost of land, workers and materials; the cost is high due to the extremely high demand. There is little space left to build, and architects and city planners are reluctant to build taller to adhere to Swedish building customs. The rentals that are built are directed to upper-class markets with an average rental rate substantially higher than what social services will pay. Rising costs have made it even more difficult for marginalized groups to enter the conventional housing market.
What is the Solution?
To deal with the lack of housing, some have turned to co-housing. Companies such as Colive are remodeling large houses where tenants would pay for a bedroom and shared common spaces. The plan is to create tens of thousands of units within the decade.
Homelessness in Sweden is more of a structural issue than a social one, although the social aspects should not be ignored. While there is no explicit national strategy to address homelessness, there have been calls for an integrated housing provision strategy in which the state, region and municipality are all jointly responsible for providing adequate housing. Policies need to be more proactive to tackle the large proportion of people stuck in the secondary housing market. Measures need to be put in place to incentivize affordable housing builds with specific goals for low-income housing, according to the Stadmissionen report.
Having one’s own home is a fundamental need that also offers safety and security. Housing First, a method for dealing with homelessness in New York City, was implemented in Stockholm and Helsingborg in 2010. This approach eliminates conditions for housing and treats housing as a fundamental human right. Now, 94 municipalities in the country have Housing First strategies; these programs are local and not national.
Overall, the solution to homelessness in Sweden requires solving the housing crisis. The government needs to enact policies that spur affordable constructions while simultaneously moving the responsibility of homelessness prevention to municipalities and the state rather than social services.
– Katie Gagnon
Photo: Pixabay
Environmental Displacement in Bangladesh
The sea is slowly swallowing the coast of Bangladesh. Meanwhile, inland erosion along riverbanks is eating away much of the arable land. With 50% of Bangladeshis living as farmers, their livelihoods are quickly becoming unsustainable, and many are being left with only one option: migration.
Rising Waters
Over thousands of years, the rivers that lace Bangladesh have forged the land. The Ganges, Brahmaputra and Meghna rivers deposited sediment that eventually made up the Ganges Delta. Constant flooding has made the soil incredibly fertile, but it also has made environmental displacement in Bangladesh one of the most pressing issues in Asia.
Projections determine that the country will lose 11% of its land by 2050 because of sea-level rise. Most notably, the increased melting of glaciers in the Himalayas is eroding river banks and destroying 10,000 hectares of land a year.
Consequently, 87% of Bangladeshi people living in disaster-prone areas have been either temporarily or permanently displaced by flooding, riverbank erosion or sea-level rise. Many of these people move to Dhaka, the densely populated capital city, or across the border into India.
The Environment’s Impact on Migration
“The impacts of environmental degradation are almost always felt among the poorest populations,” said Pablo Bose, an Associate Professor at the University of Vermont. Dr. Bose studies geography and has published comprehensive research on environmental displacement in Bangladesh, as well as across the globe.
Unfortunately, few places have accepted these environmental migrants with open arms. India has a 2,000-kilometer fence on its border and a shoot-to-kill policy for anyone trying to cross over from Bangladesh, including unarmed villagers.
Dhaka, on the other hand, is very accepting of its domestic, rural migrants. However, the population increase has exacerbated pollution, congestion and poverty throughout the capital city. With 13 million people in just 125 square miles, much of the city’s infrastructure is struggling to function.
Dr. Bose sees Bangladesh as a “hotspot” for learning about environmental displacement. Globally, projections determine that 200 million people will be at risk from sea-level rise by 2100, so the solutions Bangladesh discovers will be relevant to the entire world in the following century.
Exploring Solutions
But what options are there to reduce environmental displacement in Bangladesh? From the environmental perspective, there are actually quite a few: as Dr. Bose said, “Our vulnerability to environmental disasters has a lot to do with our choices.”
For Bangladesh, this process may mean creating further conservation protections for the Sundarbans, which is a mangrove forest located on the southern coast of the country. This area provides the country with essential ecosystem services. For instance, the Sundarbans maintain the health of fisheries and protect the land from hurricanes.
To prevent environmental displacement inland, the government could work towards planting trees beside rivers. Tree roots help keep the soil of river banks compact, reducing the amount of erosion from rainfall and Himalayan glacier melt.
The question of how to reintegrate environmentally displaced people is somewhat more complex. The case of Bangladeshi migrants in India demonstrates the deep influence of socio-political and historical factors. “The question of how we welcome people is a question of how we understand these issues,” Dr. Bose said on the subject, adding, “a lot of who we accept is about identity.” Perhaps viewing migrants as people who experienced environmental challenges, rather than as citizens of a foreign, Islamic country, will help better understand environmental displacement in Bangladesh.
Ultimately, every country in the world may experience environmental difficulties. For this reason, the impacts of environmental displacement in Bangladesh are relevant to every person.
– Christopher Orion Bresnahan
Photo: Flickr
International Efforts to Reduce Poverty in Laos
The Lao People’s Democratic Republic, or Laos, is a landlocked country in Southeast Asia. One of the fastest-growing economies in the world, the country has halved its poverty rate in the past 20 years. This is an impressive feat for the import-heavy country given that less than 5% of its land is suitable for agriculture. Poverty in Laos, however, remains a formidable issue. Laos faces a significant wealth gap between its capital Vientiane and poorer rural areas. Foreign aid and international efforts strive to reduce poverty in Laos.
The World Bank and the Poverty Reduction Fund
Created in 2002, the Poverty Reduction Fund (PRF) linked Laos to the international community through the World Bank, aiming to reduce poverty in Laos. The goals of the PRF have progressed over time, reducing poverty at a grassroots level and helping the Laotian poor achieve self-sustainability.
PRF has positively impacted more than 10,000 Laotian women and their families – self-help groups in different villages provide microloans, monthly household income has increased exponentially over the years and nutrition centers, roads and schools are constantly improving and serving Laotian villagers.
In December 2019, the World Bank approved additional funding of $22.5 million as a soft loan to Laos. This loan supports the Laotian government’s National Nutrition Strategy, which seeks to improve rural conditions by developing agricultural infrastructure.
The Asian Development Bank
The Asian Development Bank (ADB) grants loans, technical assistance and equity investments to promote development in Asian countries. ADB has assisted poverty-reduction operations in Laos since 1968 and still finances assistance to the country. As of 2019, it has provided Laos with a total of $2.91 billion.
ADB generally focuses on sustainable development in Laos but also funds education to achieve social and economic development. Because of its early involvement in Laos, ADB’s efforts have yielded impressive results, having connected more than 20,000 households to electricity and water and providing education facilities to more than 100,000 Laotian students.
The United Nations Development Program’s Brand Laos Initiative
The United Nations Development Program (UNDP) fights global poverty, seeking sustainable development and global equality. UNDP has several ongoing projects in Laos supporting gender parity and government transparency. One notable initiative is a project it calls Brand Laos – a mission fighting for a unique Laotian brand and niche.
Brand Laos researches Laotian economic niches in order to create a unique marketable perspective for the country, finding viable products for farmers, producers and service providers. This economically benefits Laos, raising income for agricultural workers and producers. A Laotian niche could reduce poverty while bringing spurring development.
In particular, these types of projects seek high-quality products for international markets where consumers pay extra for ethically produced foreign products. Brand Laos has looked into products and services such as tea, silk-based clothing and ecotourism.
Conditions in rural Laotian households have improved drastically in recent decades, thanks to these international efforts. The Laotian national poverty rate was 46% in 1992 and fell to 23% in 2015. Additionally, households have greater access to electricity, water and even extraneous symbols of development like smartphones. The continued work should increasingly reduce poverty in Laos.
– Maggie Sun
Photo: Flickr
10 Facts About Sanitation in Jordan
10 Facts About Sanitation in Jordan
Jordan faces severe water scarcity. According to UNICEF, “Jordan’s annual renewable water resources are less than 100m3 [meters cubed] per person.” This is 400 meters cubed below the threshold of 500 meters cubed, which defines water scarcity.
As a result of an increase in population and industrial and agricultural capacity, Jordan is dealing with severe aquifer depletion. All 12 of Jordan’s main aquifers are declining at rates exceeding 20 meters per year, well beyond their rechargeable volumes. This is especially alarming as 60% of Jordan’s water comes from the ground.
Those in vulnerable and rural areas lack sanitation resources. Proper hygiene norms, such as handwashing and showering, are taught and practiced in households. However, those in more vulnerable and rural areas often lack soap and body wash to stay clean and healthy.
A large percentage of the population in Jordan don’t have access to water. Only 58% of households have direct access to a sewer connection. In comparison to the nearly half of the population in Jordan, only 0.46% of the United States population does not have access to proper plumbing services. This is an especially prevalent issue in rural areas in Jordan, where only 6% of households have a sewer connection.
The Syrian refugee crisis has greatly increased the population in Jordan. As Jordan borders Syria, it has become a safe haven for more than 670,000 refugees of the Syrian civil war. Having accepted the second-highest amount of refugees in the world compared to its population in 2018, this sudden increase in population means added pressure on resources and infrastructure, as well as an increase in air pollution and waste production.
The increase in population, agriculture and industry in Jordan has led to an increase in pollution and toxicity in Jordan’s water supply. Upstream abstractions of groundwater have led to an increase in salinity. Unregulated pesticides and fertilizers used for farming have exposed the water supply to dangerous nitrates and phosphorus through runoff. In addition, it is reported that about 70% of Jordan’s spring water is biologically contaminated.
Foreign aid plays a positive role in improving sanitation in Jordan. To mitigate the aforementioned effects threatening Jordan’s water supply and working towards achieving the United Nation’s Sustainable Development Goal 6, USAID works in conjunction with the government of Jordan to build sustainable water and wastewater infrastructure, train hundreds of water experts in Jordan, promote water conservation and strengthen water governance.
Profound progress is seen in the increase in access to water, hygiene services and sanitation in Jordan. From 2000 to 2015, 2,595,670 people gained access to safely managed water services and 2,212,419 people gained access to safely managed sanitation services. In addition, homelessness in Jordan is very rare, meaning open defecation and the illnesses associated with homelessness are less prevalent.
Despite Jordan’s desert climate, clean water and efficient sanitation are achievable and make up the groundwork of global prosperity. Sanitation in Jordan is of the utmost priority in ensuring that Jordan can become a durable consumer and competitor of leading nations.
– Sharon Shenderovskiy
Photo: Flickr
5 NGOs Fighting COVID-19 in Argentina’s Slums
Argentina is the fifth-highest country with the most COVID-19 cases in South America, with 111,000 recorded cases by mid-July. Moreover, Argentina’s COVID-19 related death toll has nearly doubled since June, surpassing 5,000 cases. Confirmed illnesses continue to be on the rise, with more than half concentrated in the urban hotspot of Buenos Aires City. Approximately 88% of all cases in Argentina are reported from within Buenos Aires, its impoverished slums or its surrounding regions.
COVID-19 in Argentina
While the federal government acted early to contain the virus, including imposing a strict nightly curfew since March, Argentina’s most impoverished remain extremely susceptible to COVID-19 and its dire economic consequences. For example, within Buenos Aires’ slums, families often have to sell their homes to afford meals for their families.
Nearly half of all Buenos Aires cases were estimated to be in its slums in late May. In some instances, outbreaks became so alarming that the government would enforce security and fences around these neighborhoods to ensure residents do not spread the virus—at the expense of residents’ increased impoverishment.
Regional non-governmental organizations (NGOs) within Argentina recognized these hardships faced by low-income Argentinians and are currently working to mitigate the health and economic consequences. Here are five NGOs battling COVID-19 in Argentina’s slums.
5 NGOs Fighting COVID-19 in Argentina’s Slums
Looking Ahead
While COVID-19 cases in Argentina have overwhelmingly affected the country’s impoverished populations, diverse civil society organizations are working to combat the effects of COVID-19 in Argentina’s slums. Whether through economic empowerment or preventing misinformation on COVID-19, these five NGOs aim to stabilize Argentina’s most marginalized’s living conditions during the pandemic.
—Breana Stanski
Photo: Flickr
3 Things to Know About Poverty Reduction in Chile
Like many other countries, Chile has struggled to ensure its citizens remain out of poverty. Luckily, the country has experienced economic growth over the past few years, now one of the fastest-growing economies in Latin America. This success can be seen by looking at how much of the population was impoverished in 2000 compared to 2017. In 2000, 30% of the population was impoverished. By 2017, the country was able to cut that number all the way down to 3.7%. As a result, Chile has grown its economy, helped those in poverty and reduced the poverty rate.
3 Things to Know About Poverty Reduction in Chile
Due to the Chilean government’s actions, Chile has reduced poverty and provided a better standard of living for its people. Moving forward, it is essential that the country and other humanitarian organizations continue to focus on poverty reduction and improving livelihoods. If they do, poverty in Chile will hopefully continue to decrease.
– Jacob E. Lee
Photo: Flickr
6 Facts About Healthcare in Ethiopia
Located in the horn of Africa, Ethiopia is a developing country that has struggled to obtain structured and stable healthcare in the past. However, in recent years, the country has made several attempts to provide healthcare improvements. Here are six facts about the efforts to improve healthcare in Ethiopia.
6 Facts About Healthcare in Ethiopia
These six facts about healthcare in Ethiopia exemplify a few of the effective actions that the Ethiopian government took through the use of development plans and organizations. While there is still plenty of work for the country to do, several actions have taken place in attempts to improve Ethiopia’s overall healthcare.
– Elisabeth Balicanta
Photo: Wikimedia
Ending Child Labor: 3 UN Solutions
Living in poverty is the main reason children work, whether by circumstance or force. However, child labor creates a cycle of poverty. Some children have to work to survive and help support their families. These children, therefore, do not have the time to receive an education. Education is considered a key to escape poverty; without it, children do not have many options other than continuing to work.
Most child labor is in agriculture; more than 75% of child laborers work the fields, but others work in factories or the service industry. Out of the 170 million child laborers, 6 million children are forced into labor. These children often become child soldiers or are sold into prostitution or slavery. The United Nations calls for an end to child labor in all forms by 2025, a mere five years away. Here are three U.N. solutions to achieve their goal to end child labor:
3 UN Solutions to End Child Labor
While the U.N. has set a challenging goal, with increased awareness, commitment and cooperation, the global community can succeed in its programs, ending child labor by 2025. With a real childhood, education and a brighter future, these children will have a chance to step out of the vicious cycle of poverty.
– Zoe Padelopoulos
Photo: Unsplash
Healthcare in Costa Rica
Public Healthcare
Costa Rica’s government-run public healthcare system, Caja Costarricense de Seguro Social (CCSS), often called “Caja,” has 30 hospitals and over 250 clinics throughout the country. Though the public sector can have waiting lists, like any other healthcare system, it offers citizens and permanent residents full coverage for all medical procedures and prescription drugs. A small percentage of one’s income funds Caja. It is relatively inexpensive, especially in comparison to the costs of treatments in the United States.
Private Healthcare
Private healthcare in Costa Rica is more expensive than public healthcare, but it is of considerable quality. Doctors in private healthcare facilities generally speak English and have received professional training in the United States, Europe or Canada. CIMA hospital in Escazu, Clínica Bíblica in San Jose and Hospital La Católica in Guadalupe (San Jose) are the three most well-known private hospitals in Costa Rica and they are also internationally accredited.
Medical Tourism
The beautiful scenery and relatively low costs of healthcare in Costa Rica have turned the country into a popular spot for “medical tourism.” Medical tourism is defined by the Centers for Disease Control and Prevention (CDC) as “traveling to another country for medical care.” Each year, more than 40,000 Americans travel to Costa Rica annually to seek healthcare. In 2016, Costa Rica welcomed 70,000 medical tourists according to the Costa Rican Health Chamber, PROMED. The primary procedures for medical tourists in Costa Rica are dentistry and cosmetic surgery.
Both citizens and medical tourists can attest that healthcare in Costa Rica is of great quality and is low-cost in comparison to other systems. With the constant improvements to the universal and private health sectors, Costa Rica rightfully deserves its ranking as one of the best healthcare systems in Latin America.
– Emma Benson
Photo: Southcom
US Initiatives Help Fight Poverty in Africa
Though the extreme levels of poverty in Africa are what typically define the continent, it has seen rapid economic growth as foreign nations increase investment in sub-Saharan Africa. The U.S. seeks to expand and increase trade with Africa by way of economic development initiatives. The following article describes two U.S. initiatives that create a mutually beneficial relationship between the U.S. and Africa. These initiatives seek to fight poverty in Africa and accomplish the humanitarian and economic goals of both parties involved.
African Growth and Opportunity Act (AGOA)
The African Growth and Opportunity Act increases sub-Saharan Africa’s accessibility to the U.S. market with duty-free access to many U.S. commodities, incentivizing investment in the goods of U.S. companies. Sub-Saharan African countries that wish to attain and keep eligibility for AGOA must be actively working towards improved rule of law, human rights and labor standards. This means that these countries must minimize the poverty levels their citizens face. The desire to be part of these trade acts motivates many countries to improve upon their standards of living.
Through the benefits of AGOA, Kenya has become a top exporter of apparel and macadamia nuts to the U.S. Ethiopia now generates about $20 million in footwear exports. South Africa, the largest AGOA beneficiary by value, has increased exports to the U.S. threefold since 2001, totaling $2.9 billion in 2015, and is developing a booming automobile industry. The agriculture industry in South Africa has also flourished under AGOA. The citrus sector alone has generated 85,000 new jobs in South Africa. Since the implementation of AGOA, sub-Saharan Africa beneficiary countries have increased non-energy exports to the U.S. in total by 57.8%. These economic developments create thousands of new jobs every year which helps eradicate hunger and poverty in Africa.
American companies are also benefiting from AGOA. An example is American Augers Inc., who is adding new jobs to its factory by growing its exports to Africa. By committing to laying the fiber optic infrastructure across all of Africa, American Augers Inc. was able to expand and grow its business. This is but one company’s example of how increasing U.S. export to Africa provides jobs anywhere from factory workers to farmers throughout America.
Prosper Africa
Prosper Africa is a recent extension of the African Growth and Opportunity Act. Due to U.S. foreign direct investment statistics in Africa recently declining, Prosper Africa is the Trump administration’s initiative to double two-way trade between the U.S. and Africa. Making this initiative unique from the original AGOA, Prosper Africa creates a one-stop-shop of U.S. government support services to aid U.S. and African businesses and investors. The initiative also promises to negotiate at least one new bilateral free trade agreement in Africa. This type of agreement can significantly improve the economic activity of a country. For example, the U.S. signed and enforced a free trade agreement with Morocco. Within a decade, U.S. imports from Morocco doubled and U.S. exports to Morocco roughly quadrupled.
Small U.S. businesses in particular are benefiting from the improved, mutually beneficial business climate the initiative creates. An example is the Environmental Chemical Company. While the firm attains economic success through commercial opportunities now made available in Africa, the people of Nairobi, Kenya and the surrounding area are also benefiting from the environmental restoration and social services that the U.S. company is providing. As more U.S. businesses invest, the statistics of poverty in Africa should only see improvement.
Overcoming Poverty in Africa
In a study by the Peterson Institute for International Economics from over a decade ago, estimates determined that removing trade barriers and opening up more countries to the global market could help fight poverty in Africa by bringing as many as 500 million people out of poverty and putting $200 billion a year into the economies of those developing nations. AGOA and Prosper Africa’s efforts show that the numbers that the Peterson Institute predicted are an attainable future goal. With increased employment and reliable income, people of sub-Saharan Africa can lift their families above the poverty line. As the fight against poverty in Africa causes poverty rates to decrease, the purchasing power of the region should increase, allowing access to untapped markets.
– Hanna Rowell
Photo: Wikimedia
Homelessness in Sweden: A Country in a Housing Crisis
Sweden is known for its generous welfare state; however, homelessness in Sweden is a rising concern. Swedes spend a larger proportion of their disposable income on housing compared to other European countries, and that figure is rising rapidly. The lack of affordable housing and the growing population has led to a housing crisis and an increase in homelessness.
The definition of homelessness in Sweden is divided into four categories:
acute homelessness
institutional care and category housing
long-term housing solutions
short-term insecure housing solutions
The Swedish government conducts a national survey every six years to analyze trends in homelessness. The survey reported that 33,269 people were homeless in 2017. Since the last report in 2011, acute homelessness increased from 4,500 to 5,935 people, and those in long-term housing solutions increased from 13,900 to 15,838.
Who Are The Most Vulnerable to Homelessness?
Women are increasingly more susceptible to homelessness, compared to men. More than one-third of the homeless in Sweden have children younger than 18, resulting in at least 24,000 children with parents who are homeless.
The majority of parents struggling with homelessness stated the main cause as having an income too low for them to qualify as tenants in the ordinary housing market. This factor forces them to enter the secondary market and into long-term, but insecure, housing situations.
In recent years, a large influx of migrants including refugees has contributed to rising homelessness in Sweden. Around 43% of people that are homeless were born in a country other than Sweden. Sweden has the highest rate of homelessness per 1,000 inhabitants in Scandanavia.
More people are becoming homeless due to evictions, sudden unemployment, or relationship breakups than due to mental health or substance abuse issues. Since more than 20% of the homeless do not need additional social services besides housing, they do not get support at all. The largest contributor to homelessness in Sweden is the housing crisis.
The Housing Crisis
There is a lack of available and affordable housing in Sweden, especially in cities. In 2017, 88% of municipalities reported a housing shortage. The wait time for an apartment is significantly increasing over time, making it nearly impossible to secure a rental apartment.
A reason for the shortage is that new construction is not keeping up with the growing population. There is low production of new public housing or rental apartments due to the cost of land, workers and materials; the cost is high due to the extremely high demand. There is little space left to build, and architects and city planners are reluctant to build taller to adhere to Swedish building customs. The rentals that are built are directed to upper-class markets with an average rental rate substantially higher than what social services will pay. Rising costs have made it even more difficult for marginalized groups to enter the conventional housing market.
What is the Solution?
To deal with the lack of housing, some have turned to co-housing. Companies such as Colive are remodeling large houses where tenants would pay for a bedroom and shared common spaces. The plan is to create tens of thousands of units within the decade.
Homelessness in Sweden is more of a structural issue than a social one, although the social aspects should not be ignored. While there is no explicit national strategy to address homelessness, there have been calls for an integrated housing provision strategy in which the state, region and municipality are all jointly responsible for providing adequate housing. Policies need to be more proactive to tackle the large proportion of people stuck in the secondary housing market. Measures need to be put in place to incentivize affordable housing builds with specific goals for low-income housing, according to the Stadmissionen report.
Having one’s own home is a fundamental need that also offers safety and security. Housing First, a method for dealing with homelessness in New York City, was implemented in Stockholm and Helsingborg in 2010. This approach eliminates conditions for housing and treats housing as a fundamental human right. Now, 94 municipalities in the country have Housing First strategies; these programs are local and not national.
Overall, the solution to homelessness in Sweden requires solving the housing crisis. The government needs to enact policies that spur affordable constructions while simultaneously moving the responsibility of homelessness prevention to municipalities and the state rather than social services.
– Katie Gagnon
Photo: Pixabay