Archive for category: Health

Information and stories on health topics.

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5 Poverty Reduction Initiatives in India

Poverty Reduction in India
Since the 2000s, India has made great strides towards decreasing poverty. Between 2011 and 2019, some 262 million people rose above the poverty level. While the COVID-19 outbreak reversed this trend, India expects to make a comeback thanks to its government initiatives addressing poverty. Here are five poverty reduction initiatives in India.

  1. Saansad Aadarsh Gram Yojana (SAGY): Prime Minister Narendra Modi started Saansad Aadarsh Gram Yojana (SAGY) after considering the increasing poverty rates in October 2014. SAGY is a government program that focuses on the social and cultural development of villages. A central goal of SAGY’s is for each Member of Parliament to develop three villages by 2019. These villages serve as model villages providing basic amenities and livelihood opportunities. The overall purpose of the program is to improve the living conditions and overall quality of life for all residents. This occurs by increasing educational opportunities, raising literacy rates and updating social norms and customs. In an effort to improve the development of communities, SAGY converts schools into “smart schools.” The smart schools are equipped with IT-enabled classrooms, e-libraries and web-based teaching in an effort to make all students e-literate. If students are e-literate, they are more likely to receive a quality education. Between SAGY’s initiation in 2014 and a June 2017 referendum, it implemented 2,649 social development projects, completed 1,239 projects and had another 539 still in progress. In addition to social development, SAGY also has thousands of projects devoted to health, economic development, infrastructure and more.
  2. National Rural Livelihood Mission (NRLM): The Ministry of Rural Development started National Rural Livelihood Mission (NRLM) in June 2011 to provide the impoverished with a stable monthly income. Unemployment serves as one of the many reasons for poverty in India. In 2019, more than 75% of households in India did not have a stable source of income. NRLM provides households with the means to self-employment and skilled wage employment opportunities to improve their livelihoods. The program emerged upon the belief in the hidden skills and capabilities of those in poverty. All it takes is guidance and resources to create a sustainable life. Such resources include institutional platforms that the World Bank partially funds, entitlements, access to rights and public services. NRLM’s strategy allows the economy of the country to build from within and flourish. NRLM increases household revenue and savings by increasing finance accessibility and jobs, and decreasing loan dependency. Both men and women also experienced increased participation in the labor force. After evaluation, researchers found that the program impacted the households in the treatment villages more than in the controlled villages. Treatment households experienced a 19% increase in income over 2.5 years.
  3. Deendayal Antyodaya Yojana-National Urban Livelihoods Mission (DAY-NULM): The Deendayal Antyodaya Yojana-National Urban Livelihoods Mission (DAY-NULM) similarly works to reduce poverty and vulnerability by providing access to self-employment and skilled wage employment opportunities. The Ministry of Housing and Urban Affairs began the NULM in September 2013. The poor in India’s urbanized areas have low education rates, harsh living conditions and minimal work opportunities. DAY-NULM motivates the urban poor, trains them, provides shelter and establishes rights-based linkages with other programs. The Employment through Skills Training & Placement (EST&P) Component constitutes one of DAY-NULM’s programs that showcases great results. This initiative provides three types of programs. Firstly, it trains fresh entrants to the job market. Second, it offers skill up-gradation of those employed. Thirdly, it extends formal recognition and certification of those with both informal and non-formal skills training in any vocational trade or craft.
  4. Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA): The Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) passed in August 2005 and launched the following February. MGNREGA’s mission is to provide 100 days of guaranteed wage employment to inexperienced workers. It also seeks to increase economic security and decrease labor migration from rural to urban areas. A portion of the jobs is specifically for women. Since its launch, job opportunities increased by 240% in large part thanks to MGNREGA’s role. The equality and quality of labor also improved in rural India, including diminished wage fluctuation and the gender pay gap. MNREGA also provides minimum wages to employees, making basic amenities accessible and helping increase income and purchasing power. Since 2006, MNREGA gave jobs cards to nearly 900 million households. Of the nearly 315 million who demanded jobs, 98% received employment. From 2006 until 2015, an average of 45 million households received employment annually, constituting 30% of India’s entire rural household population.
  5. Pradhan Mantri Jan Dhan Yojana (PMJDY): In August 2014, Modi launched Pradhan Mantri Jan Dhan Yojana (PMJDY). Driven by financial inclusion, PMJDY endeavors to secure communities with affordable financial services. These financial services include pension, insurance, savings and deposit accounts, remittance, credit and insurance. PMJDY opened 12.54 billion accounts by January 2015, with deposits surpassing Rs 10,000 crores ($133 billion). In total, PMJDY achieved opening 17.9 billion accounts during the first year of implementation. As a result, deposits doubled between 2015 to 2020.

How Poverty Reduction Initiatives in India Have Helped

The government’s investment in these five poverty reduction initiatives in India, among others, helped decrease India’s poverty rate tremendously. Each individual initiative provides the impoverished with effective ways and resources to escape poverty. Like the NRLM states, the impoverished have strong desires to overcome poverty and have the capabilities to do so. All it takes is initiative.

– Destiny Jackson
Photo: Flickr

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5 Facts About Infectious Diseases in Madagascar

Infectious Diseases in Madagascar
Madagascar is an island country off the southeastern coast of Africa. It is famous for its unique climate, vibrant ecosystems and a Disney movie bearing its namesake. However, despite its colorful outward appearance Madagascar is not only a country that has been struggling with the burdens of extreme poverty. It is also a country that has strived to respond to the constant risks of infectious diseases in Madagascar that are rampant throughout its population.

5 Facts About Infectious Diseases in Madagascar

  1. Of the top 10 leading causes of death in Madagascar, four are infectious diseases. Compared to the United States, which only has one infectious disease in its top 10 causes of death, Madagascar’s rate of death due to these largely preventable illnesses is staggering. These four killers are diarrheal diseases, lower respiratory infections, malaria and tuberculosis. Diarrheal diseases and lower respiratory infections, the top two leading causes of death in Madagascar, are not on the lists of countries such as the United States. Easily preventable simply through clean water and relatively basic medical equipment and treatment, these infectious diseases are just one of many lethal circumstances stemming from poverty.
  2. More than 60% of the population of Madagascar lives far from health centers. Additionally, the methods of travel are dangerous and difficult. Underdeveloped and often undermanaged roads and means of travel are when coupled with the scarcity of adequate care, literally a hard road to health. All four of the leading causes of death by infectious diseases are prevalent in Madagascar are preventable and treatable given adequate recovery time, proper equipment, medication and access to proper nutrition. However, if travel is expensive and exhausting those in need will not have the time or resources to spare to travel to one of these remote health care facilities.
  3. Diarrheal diseases are the leading cause of death in Madagascar. According to the World Health Organization (WHO), in 2018, diarrheal diseases were responsible for 10,832 deaths or 7.88% of deaths in Madagascar. These diseases are particularly deadly due to the high rates of malnutrition in the population. Diarrheal diseases are especially draining and resource-heavy upon one’s body and for those without healthy and consistent diets coupled with the lack of potable water and adequate hygiene that may have caused the disease in the first place. Although attention for this issue is very minimal, there are efforts to help the people of Madagascar prevent these diseases through the allocation of health hygiene products and the spread of health information. Project WASH Madagascar provides information to children and adults about the importance of cleaning their hands and drinking clean water. It has been distributing WASH kits that contain additional information as well as cleaning products.
  4. Malaria rates have been steadily climbing since 2009. Deaths due to malaria in Madagascar increased by 7.5%, between 2009 and 2019. The United Nations OCHA reported an increase of malaria cases from 402,385 in 2019 to 663,558 in 2020. This may be partly due to the decrease in incoming aid and available health services during the COVID-19 pandemic. Malaria is an infectious disease that, with the proper resources, is entirely preventable and treatable. However, just as with these other infectious diseases, circumstances from poverty block the road to health and kill thousands.
  5. After a measles outbreak in 2018 – 2019, infection and death rates are almost completely down. Madagascar has been struggling to address these issues even amidst the hectic state of the world. However, it is important to acknowledge the successes that Madagascar has seen through coordination between The Ministry of Public Health and WHO and partners in combating these infectious diseases. The distribution of vaccines led to vaccine information, education and free emergency care to those in critical condition, helping control the outbreak. Between January and April of 2019, 46,187 people became infected with measles and 800 dead during a widespread measles outbreak. Medical science and collective human effort contained the measles outbreak with only 34 cases since January 2020, according to Outbreak News Today.

Looking Ahead

As the world collectively becomes intimately aware of the threats of infectious diseases, especially in cases where there is no supporting health infrastructure, the circumstances of people like those in Madagascar become plainly dire. There are measures to take and aid to disperse that would solve many of these problems. While there is a long way to go, Madagascar continues to work in the hopes of preserving its people and ensuring their safety.

– John J. Lee
Photo: Fickr

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Action Against Rising Child Labor in Jordan

Child Labor in Jordan
After years of combined government and NGO measures to eliminate child labor in Jordan, the country noted a rise in child labor during the COVID-19 pandemic. In 2016, Jordan’s National Child Labour Survey revealed that about 76,000 children were involved in some form of economic activity. About 60% of these children performed dangerous labor including mining, blacksmithing and repairing automobiles. Jordan Labor Watch finds that the COVID-19 pandemic, in particular, has led to an increase in child laborers, mostly due to the increased economic hardships of families.

How COVID-19 Contributes to Child Labor in Jordan

The World Bank predicts that poverty rates in Jordan would reach as much as 27% due to the onset of COVID-19. As with other countries, COVID-19 has led to widespread job losses and reductions in income as some businesses shut down and others struggle to stay afloat. Due to a lack of robust social programs and safety nets, Jordanians struggle with little means to provide for their families. Jordan Labor Watch explains that “As the unmet financial needs of families in Jordan rises, the chances of children working to contribute to their family’s income also rises —  no matter how modest this added income might be.”

In April 2020, a UNICEF assessment found that 23% of “vulnerable households in Jordan” lack internet access. Amid pandemic-induced school closures, children who cannot transition to remote learning are more susceptible to child labor. Parents often push children who are not receiving an education into child labor to add to the household income. This is a common reality in spite of children facing exploitation with low wages, hazardous job conditions and possible sexual and physical violence.

The Characteristics of Child Labor in Jordan

The 2016 National Child Labour Survey reveals specifics on child labor in Jordan. About 43.2% of the 70,000 child laborers ages 5 to 17 work in the agricultural industry while 42.6% work in the services sector and 14.2% work in industry roles. Jordanian children account for about 80% of all these child laborers while Syrian children account for 15%. The latter mostly consists of refugees with few protective barriers guarding them and limited access to education. Furthermore, almost 90% of these child laborers are boys.

Within the services sector, many children engage in hazardous labor such as repairing vehicles and “scavenging scrap metal.” Other children working in this sector wash vehicles, care for animals that transport tourists and complete domestic duties. Child labor within the industry sector primarily consists of mining, quarrying, carpentry, blacksmithing, manufacturing and construction.

Though Jordan has made moderate efforts to eradicate the worst forms of child labor, extreme forms of child labor still exist within the country. The two worst forms of child labor in Jordan are forced begging and soliciting minors for paid sexual activity, sometimes a result of human trafficking.

Efforts to Eliminate Child Labor

Over the last decade, Jordan’s government has taken a variety of measures to end child labor within its borders. By 2016, the country established a database on child labor within the Ministry of Labor. The nation also adopted the National Framework to Combat Child Labor in 2011, a comprehensive child labor policy that “aims to tackle the issue throughout the Kingdom through systematic monitoring of child labor and collective action by key stakeholders, mainly the ministries of Labour, Education and Social Development.” Additionally, Jordan established apprenticeship programs for youths, a training manual for school counselors and more anti-child labor efforts targeting Syrian refugees.

How UNICEF Has Taken Action

UNICEF began a 2021 program to tackle child labor in Jordan in partnership with the Rowad Al Khair organization. The Jordanian government and authorities support the program, which intends to assist “families who are vulnerable to economic shocks, including the negative impact of the COVID-19 pandemic.” Qualified social workers will “work directly with families and communities to identify, prevent and manage the risks of child labor and tailor a response specific to their needs.”

According to UNICEF, “400 of the most vulnerable child laborers, boys and girls, of all nationalities, aged 6-18 years will receive psychosocial support and help to access education, life skills, entrepreneurship opportunities and training.” Vulnerable households will receive “specialized support,” such as cash assistance and education on the detrimental consequences of child labor.

Tamkeen is a local organization within Jordan taking a stand against child labor, among other issues. This NGO is dedicated to raising legal awareness on labor issues while promoting human rights and fighting human trafficking with particular emphasis on the rights of migrants and refugees. Tamkeen also publishes papers on issues like child labor, workplace safety and the working conditions of migrant workers in Jordan.

The Future of Jordan’s Vulnerable Youths

Though child labor is rising in Jordan, the government and NGOs are taking action to quell the illegal practice, improving the lives of children. The nation may feel the impact of COVID-19 for years to come, but Jordan’s ongoing efforts to combat child labor will eventually lead to a decline in the number of child workers.

– Nate Ritchie
Photo: Flickr

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LEGO Encourages Learning Through Play

learning through play
As the world grapples with COVID-19, countless indirect consequences and equally urgent issues have gone unnoticed amid the panic and chaos of the pandemic. Although these other aspects of quality of life are not as attention-grabbing as a death count or an infection total, they are still important to recognize. COVID-19 significantly impacts the education of children across the globe, disproportionately affecting underprivileged children. LEGO encourages learning through play to “[empower] children to become creative, engaged, lifelong learners,” especially amid global challenges.

Pandemic-Induced School Closures

UNESCO estimates that, at the peak of the pandemic in March 2020, more than 180 countries imposed nationwide school closures, impacting 87% of the global student population. These closures occurred suddenly, and without adequate funding and infrastructure to transition to different forms of learning while still preserving quality, education systems in low-income nations faced significant challenges.

Even before the pandemic hit, in 2018, UNESCO reported roughly “258 million children and youth” out of school. In 2019, a UNHCR report indicated that 3.7 million refugee children were out of school globally. The World Bank reports that just “63% of refugee children are enrolled in primary school” in comparison “to 91% globally.” Furthermore, just “24% of refugee adolescents are enrolled in secondary schools compared to 84% globally.” In addition, a mere “3% of refugee youth have access to higher education compared to 37% globally.”

Education as a Pathway out of Poverty

For people suffering poverty and crises beyond their control, education is key. Capabilities such as literacy, basic arithmetic skills and writing proficiency serve as stepping stones to success. These skills grant impoverished people access to higher-paying, skilled jobs, creating a pathway out of poverty. The Global Partnership for Education estimates that “171 million people could be lifted out of extreme poverty” if all children had basic reading proficiencies. The way to effectively, efficiently and permanently eliminate poverty is by investing in children’s education.

The LEGO Foundation, the philanthropic arm of the LEGOs brand, is stepping up to combat barriers to education. A nation’s most valuable resources are its people, and therefore, there exists a distinct link between a country’s education system and the general economic and social well-being of the nation’s citizens. Recognizing the far-reaching effects of education and the importance of play in learning, LEGO Foundation began incorporating the concept of learning through play to enrich education systems, mindsets and resources throughout the world.

Learning Through Play

Research finds that “learning through play supports the development of early literacy and numeracy skills in an integrated approach, while also cultivating children’s social, emotional, physical and creative skills.” Studies also find that many traditional forms of education, involving more creatively restricted, socially inflexible and generally unenjoyable training and subsequent assessment, fail to optimally develop and teach children.

However, simply accusing existing education systems of overly didactic and stiflingly structured teaching methods is not enough to encourage change, especially in areas where resources are scarce and change is too expensive. Considering the research of many scientists, engineers, educators, creatives and experts, the LEGO team came together to create engaging play-full activities.

LEGO’s Let’s Build Together initiative is an online experience with games and constructive education activities developed to stimulate development through play. For children and classrooms unable to access this content online, the LEGO Foundation donates Play Boxes to organizations caring for vulnerable children. The boxes promote learning through play with a “variety of elements which are valuable as teaching and learning tools in any curriculum, from early childhood to adulthood.”

Partnering with UNICEF

Beginning in 2015, LEGO chose to partner with UNICEF to support education through play, with a special focus on children in impoverished nations. In 2020, the LEGO Foundation provided $28 million worth of funding to UNICEF to support the education of children, for instance, by supplying LEGO Play Boxes to countries such as “Egypt, Iraq, Jordan, Lebanon, Palestine, Syria and Turkey.” In Rwanda and South Africa, teacher training curriculums now incorporate learning through play.

Through research, action and play, LEGO has found ways to ensure children receive an education, regardless of their economic and social backgrounds. In the face of the effects of COVID-19 and other humanitarian crises, it is important to prioritize children’s education, recognizing that education provides a pathway out of poverty.

– John J. Lee
Photo: Flickr

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HIV/AIDS in Ukraine

HIV/AIDS in UkraineUkraine has one of the highest rates of HIV/AIDS in the world, with an estimated 260,000 people living with the disease. Odessa, the third-most populous city in Ukraine, has “the highest concentration of HIV/AIDS of anywhere in Europe.” Poverty exacerbates HIV/AIDS in Ukraine and links to injected drug use, threats to government funding, lack of access to antiretroviral treatment and social discrimination.

Poverty and HIV/AIDS in Ukraine

In 2019, Ukraine and Moldova stood as the two most impoverished countries in Europe. The poverty rate in Ukraine increased during the COVID-19 pandemic, from 42.4% in 2020 to 50% as of February 2021. There is a strong connection between poverty and the spread of diseases; disease could be both a cause and a result of poverty.

HIV/AIDS causes conditions of poverty when working adults become ill and can no longer support their families. The disease becomes a result of poverty when the conditions of poverty put people at greater risk of contracting it. As an example, women and girls who live in poverty are more vulnerable to sexual exploitation. They are more likely to resort to working in the sex trade, which could put them at high risk of contracting HIV.

HIV/AIDS in Ukraine’s Women and Girls

UNAIDS estimates that out of all people with HIV/AIDS in Ukraine, 120,000 are women older than 15 and 2,900 are children aged 14 or younger. Gender inequality, poverty and violence against women and girls are significant factors in the spread of HIV. Women and girls who live in fear of violence may be reluctant to advocate for safe sex, receive testing or seek treatment for HIV and other diseases.

Gender inequality inhibits women’s access to resources for sexual and reproductive health. In rural Ukraine, where the poverty rate is highest, 36% of women do not participate in community or family decision-making. Only 46% of these women are competent with a computer or the internet. Furthermore, almost 48% do not have access to medical services.

The Lack of Access to Antiretrovirals

As Sky News reported, access to antiretrovirals is a major problem for many people living with HIV/AIDS in Ukraine. Although a law stipulates that antiretroviral therapy should be free to all citizens, limited national resources have resulted in restricted access.

Antiretrovirals are crucial for preventing the spread of HIV to children. The use of antiretrovirals during pregnancy and administered to an infant for four to six weeks after birth can result in a transmission rate of 1% or less. According to U.N. Women, the majority of women living with HIV/AIDS in Ukraine fell between 18 and 45 years old. Out of these women, 39% discovered that they were HIV-positive during pregnancy.

Social Discrimination Against People Living With HIV/AIDS

According to the World Health Organization (WHO), discrimination against people who use drugs and people living with HIV presents a serious challenge to identifying those who need treatment. Harsh drug laws, fear of HIV/AIDS and systematic police abuse undermine efforts to provide HIV information and services such as testing and safe needle exchanges. In addition, the law requires drug treatment centers in Ukraine to register drug users and share the information with law enforcement. This protocol keeps people who use drugs from seeking medical help, which subsequently prevents them from testing and receiving treatment for HIV/AIDS.

The War in Donbas

The war in Donbas has made it difficult for people to receive treatment in a region that previously had one of the highest rates of HIV/AIDS in the country and was home to nearly one-quarter of all antiretroviral recipients. When the war began in March 2014, it displaced 1.7 million people. To compound this, unsafe sex has resulted in an increase of HIV/AIDS within the military. Combined with ongoing military conflict and a shortage of antiretrovirals, Ukraine is experiencing a crisis: the government has failed to keep up with infection rates.

Solutions

In July 2021, Ukraine received a grant of $35.8 million from the Global Fund to Fight AIDS, Tuberculosis and Malaria. According to the Ukrainian government, the nation would use the funds to purchase personal protective equipment (PPE), reduce risks associated with COVID-19 and strengthen the health care system.

Ukraine is collaborating with the Centers for Disease Control and Prevention (CDC), USAID and the U.S. President’s Emergency Plan for AIDS Relief (PEPFAR). The country wants to implement prevention campaigns, increase access to antiretroviral treatment and target key risk groups, such as people who inject drugs, sex workers and men who have sex with men.

On September 1, 2021, President Biden announced that the United States would provide more than $45 million in additional assistance for Ukraine. The aid would help people facing the impacts of the COVID-19 pandemic and the war in Donbas. The U.S. is working with USAID-supported programs to provide supplies for Ukrainian health care centers, training for health care workers and psychosocial support for the most vulnerable populations.

– Jenny Rice
Photo: Flickr

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Global Developments in the Fight Against Malaria

Fight Against Malaria
According to the World Health Organization (WHO) in 2019, malaria infections stood at almost 230 million globally. Of these malaria incidents, 409,000 cases led to fatalities. These are the striking and often overlooked numbers encasing the global fight against malaria. Malaria, a parasitic infection that mosquito varieties ruthlessly spread, is an ancient disease plaguing regions across the globe, particularly within the warmer climates of the tropical and subtropical areas of the world.

The cyclical nature of the disease from uninfected mosquitoes to infected hosts then infected mosquitoes to uninfected hosts, is in part the reason this disease is difficult to counteract outside of preventive measures, such as traditional nets, drugs and various forms of insecticides. However, these methods have limitations. The insidious nature of repeat infections adds insult to injury, with reports indicating up to six malaria infections annually among some children. Now, the dawn of a malaria vaccine hopes to make strides in the fight against malaria.

The Dawn of a Malaria Vaccine

The daunting reality and statistics on malaria illustrate only one side of the story on emerging aid over the last three decades. After years of research and trials by the manufacturer, on October 6, 2021, WHO officially authorized the widespread use of a malaria vaccine that GlaxoSmithKline created called Mosquirix. This is not only a win in the fight against malaria. Mosquirix is “also the first vaccine ever recommended for use by WHO to combat a parasitic disease in humans.”

Dr. Pedro Alonso, director of WHO’s global malaria program, says in a press release that “[i]t’s a huge jump from the science perspective to have a first-generation vaccine against a human parasite.” The vaccine, which targets children, has the potential to prevent “23,000 deaths in children younger than 5 each year.” As it stands, the vaccine manufacturer has “committed to producing 15 million doses of Mosquirix annually” until 2028.

Development in Tandem With the Global Health Order

This trend toward vaccination campaigns, development and authorization does not of course appear in a vacuum. After decades of stalling efforts on malaria prevention, a new global health order has ushered in a recent admiration for the efficacy of vaccine funding, research and implementation on the back of the global struggle against COVID-19. Organizations championing the global vaccine battle against COVID-19, such as GAVI, the Vaccine Alliance, “likely play a crucial role in negotiating the financing, procurement and delivery of” the Mosquirix vaccine.

Other major players in the fight against COVID-19 are also entering the ring. BioNTech recently launched a malaria project in July 2021. Its intentions are the use of mRNA technology, which has proven highly effective in COVID-19 vaccines, in the fight against the malaria parasite. Clinical trials of the world’s “first mRNA-based vaccine for malaria prevention” will begin at the close of 2022. These new multilateral and multi-agency relationships in health care, which the pandemic brought about, could be the stepping stones for future breakthroughs in global health.

Looking Ahead

Spurred on by new movements in global health, the malaria vaccine will make strides within infant and youth populations across at-risk regions like Africa and beyond. Mosquirix pilot programs in Kenya, Malawi and Ghana “found that the vaccine is safe. There is community demand for it and it is a cost-effective prevention method.” While perhaps not intrinsically linked to the new global health order, the world is making strides in combating an ancient and sometimes overlooked disease through emerging technologies, monetary funding and intellectual endorsements. It is safe to say that the new malaria vaccine could set new precedents as to the way the world cooperates on matters of global health security so that the international community can develop long-lasting strategies to keep at-risk regions safe, productive and healthy.

– Aidan Swayne
Photo: Flickr

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How Improving Financial Literacy Helps Reduce Poverty

Improving Financial Literacy
Financial literacy plays a significant role in reducing poverty and improving financial well-being. The low financial literacy rate in developing countries means cycles of poverty continue, often intergenerationally. However, improving financial literacy rates in developing countries through education can help create pathways out of poverty, improving the financial standing and economic stability of low-income individuals.

What is Financial Literacy?

The Asian Development Bank Institute defines financial literacy as “people’s understanding of financial concepts as well as their skills and ability to manage money and make informed financial decisions.” The financial literacy level of an individual typically influences their financial judgment and resulting actions. Thus, the stability of one’s finances is often dependent upon one’s financial literacy level.

Why Financial Literacy Matters

Financial literacy offers many benefits to a consumer regardless of their level of income. For example, if an individual is financially well-informed, the individual is less likely to make decisions that will harm their finances rather than improve them.

Furthermore, financial literacy encourages people to pay bills on time, increases preparedness for economic difficulties and allows people to avert significant debt. Those who are well-educated on financial concepts are also very likely to set aside savings and pass on financial knowledge to their children.

Poverty-stricken individuals may benefit the most from financial literacy as their economic standing makes them less likely to successfully recover from an economic setback without adequate financial knowledge. This makes smart financial decisions especially important for this population in order to proactively combat any avoidable financial crises. However, despite financial knowledge holding more significance for those with a lower economic status, individuals within this group are less likely to be financially literate.

Financial Literacy in Developing Countries

Financial illiteracy disproportionately affects impoverished developing nations, likely due to a lack of adequate education systems in many of these countries. Data indicates that just 54% of people residing in developing nations have the capability or knowledge to open a bank account and also lack access to banking institutions.

Indonesia provides an example of this concern as a developing nation where financial literacy is a scarcity, and therefore, stands as one of the main barriers to financial inclusion. Data from an Organization for Economic Cooperation and Development (OECD) study indicates that most Indonesians with a low socioeconomic status only have enough financial savings to last seven days in the case of an emergency.

Another example of a country with inadequate financial literacy is Zambia, where approximately half of the population does not utilize any financial services. A survey conducted in South Africa suggests that approximately 60% of respondents lack comprehension of important financial terms such as “interest.” From these statistics, it is apparent that financial literacy is insufficient in several developing countries.

Solutions

As developing nations strive for economic growth and financial products become increasingly complicated, it is imperative to equip people with the knowledge to make economic decisions that are in their best interests. Ultimately, a financially literate population will help stabilize economies in developing countries and contribute to reducing poverty.

The improvement of financial literacy in developing countries will require participation from policymakers, stakeholders, organizations and other important figures. Several of these actors are taking action to support financial literacy in developing nations.

For example, in Indonesia, the Indonesian tech company Tokopedia created the “Rabu Nabung” campaign in 2020, which translates to “Savings Wednesdays.” Purchasing mutual funds through Tokopedia on Wednesdays allows people to amass gift cards and even access cashback rewards for investing in gold. This campaign acts as an incentive for Indonesians to save their money and make investments, thus increasing both financial standing and financial literacy. A study by the University of Indonesia (UI) indicates that roughly “78% of all Tokopedia users surveyed said the program helped them understand the importance of investment.”

Other nations are taking action by implementing financial education programs that target groups with high rates of financial illiteracy. The Bank of Uganda created the second Strategy for Financial Literacy in Uganda 2019-2024, focusing on five major groups: women, the working class, youth, those that reside in rural areas and special interest groups. This program will give individuals a better understanding of savings, investments, managing their money and other important financial components.

Moving Forward

A person’s ability to understand and apply financial concepts plays a key role in their economic decisions. Financial literacy benefits the individual while contributing to long-term economic stability. Thus, improving financial literacy in developing nations is crucial to achieving growth in the financial sector. By enacting various programs and campaigns to empower individuals to make financially sound choices, developing nations should see economic advancement in the future.

– River Simpson
Photo: Unsplash

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Domestic Violence Against Women in Venezuela

Domestic Violence Against Women in Venezuela
The fight to reduce domestic violence against women in Venezuela still needs improvement. In the past few decades, the country has faced severe political turmoil. The COVID-19 pandemic further exacerbated the violence women in Venezuela face. In most cases, women still have to rely on their domestic abusers for financial support. Currently, the country still presents many challenges and obstacles for women to obtain justice against their attackers. Recognizing the dire need for changes, domestic and international non-governmental organizations (NGOs) are working hard to protect Venezuelan women’s rights and safety. Here are some NGOs leading the fight for reducing domestic violence against women in Venezuela.

Centro de Justicio y Paz (Cepaz)

Cepaz is a nongovernmental organization that works to promote democratic values, human rights and the culture of peace in Venezuela. The idea was born in a context that a great institutional crisis and generalized violence characterized. Cepaz focuses on the empowerment of citizens and women, activism networks and promotion of the culture of peace in the country. The organization aims to reduce violence against Venezuelan women by developing specialized work for vulnerable demographics. With its combined program in Human Rights and Humanitarian Action, the organization serves women victims of gender violence.

It accompanies grassroots women in impoverished areas to boost their leadership and awareness of rights. Cepaz is also supporting them in the generation of organizational processes that generate well-being. It provides assistance in the community in areas such as water, food, violence, sexual and reproductive health, among others. Through these works, Cepaz hopes to educate the country to recognize the immense danger Venezuelan women are facing due to domestic violence and gender inequality.

Prepara Familia

Prepara Familia is a nongovernmental organization committed to serving women and families. It is contributing to the construction of a solidary and a fairer society, as well as accompanying the defense and awareness of women’s rights. It began as a grassroots organization, working hand in hand with doctors, family members and children hospitalized at the J.M de los Ríos Hospital. Since its foundation, Prepara Familia has worked intensively for the rights of mothers, children and teenagers. The organization develops training and empowerment programs for Women Caregivers in the hospital and assists women who have suffered domestic violence. Through their works, the organization hopes to reduce violence against Venezuelan women and aid those in need.

Tinta Violeta

Tinta Violeta is a feminist nongovernmental organization that aims to use artistic expressions, such as the media and cinema, as mobilization tools. The organization seeks to mainstream feminism in all communication content and cultural discourses in Venezuela. Tinta Violeta wants to create a Venezuela with gender equality and free of domestic violence against women. Providing psychological and legal help the organization also accompanies the victim to the police station or the Prosecutor’s Office to file the complaint. Volunteers from Tinta Violeta have offered their own homes as safe houses and often listened to all those Venezuelan women that get in touch with them through their website, as well as their Facebook and Instagram accounts.

FundaMujer

FundaMujer is a nongovernmental organization that seeks to create a safe space for feminist leaders to discuss and advocate for gender equality and reducing violence against women in Venezuela. Created when the aggravated situation regarding violence affecting women in Venezuela has escalated, FundaMujer supports the protection of women’s rights defenders. It is monitoring any threat against feminist organizations or women’s groups and providing security for any individual who is at risk. The organization also promotes the right of women to a life free of domestic violence. It mobilizes national and international resources to support women. FundaMujer holds local, regional and national authorities accountable for any violation of women’s rights.

Together, these four NGOs are all fighting for reducing domestic violence against women in Venezuela in addition to efforts made by the government. Through these combined efforts, domestic violence against women in Venezuela has substantially declined and women’s rights have continued to strengthen.

– Tri Truong
Photo: Flickr

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COVID-19’s Impact on Sierra Leone

COVID-19's Impact on Sierra Leone
Sierra Leone is a nation in recovery. As with many countries throughout the globe, COVID-19 has left a lasting mark on the West African nation. In a June to October 2020 survey that Innovations for Poverty Action in Sierra Leone implemented, nearly 50% of respondents reported income reductions and about 60% of respondents reported depleting their savings to secure food for the household. However, in the wake of COVID-19’s impact on Sierra Leone, some sectors are regaining strength.

The After-Effects of COVID-19

Sierra Leone went into lockdown quickly in response to the initial outbreak of the novel coronavirus within its borders in March 2020, declaring a state of emergency prior to any confirmation of infection. Rapid policy changes followed, restricting travel and putting into place extensive testing programs which, coupled with a high level of social compliance, brought the infection and death rates to an early plateau. This impressive effort in containment came at a great economic cost, however, with the nation’s GDP contracting around 3.1% in 2020.

Revitalizing the Economy

Forecasts predict that Sierra Leone’s GDP will grow roughly 4% by the end of 2021, eclipsing the contraction of 2020, with further acceleration predictions in 2022. This projected growth links to a renewed demand for exports, particularly in the country’s mining sector.

World Bank experts state that sustaining this growth will require structural reform, strong monetary policy and a robust vaccination program, allowing businesses and employees alike to return to full-capacity operations both quickly and safely.

To that end, “the World Bank approved an $8.5 million grant” in June 2021 to further vaccination efforts in Sierra Leone, building upon an earlier $7.5 million monetary injection provided by the International Development Association in 2020 to shore up economic deficits resulting from COVID-19’s impact on Sierra Leone. Additionally, The Sierra Leone Central Bank announced a redenomination of the national currency in an effort to combat inflation. However, not all efforts for economic regrowth fall within the confines of the financial sector.

US Assistance

Sierra Leone saw a marked increase in poverty as a result of wage depression and job loss stemming from the pandemic, particularly in urban areas. The remediation of economic damages in these areas is an important step in breathing new life into the Sierra Leonean economy.

The Millennium Challenge Corporation (MCC), a U.S. government-funded agency dedicating efforts to international growth and development, is working to do just that. The MCC completed a $44.4 million project “to improve the water and electrical services in and around Freetown,” Sierra Leone’s capital and largest urban center, in March 2021. The MCC has recently begun talks with government representatives and the private sector to make further, larger investments in the nation’s growth in the form of an economic compact.

Further Help for Citizens in Need

In August 2021, the United Nations Development Programme (UNDP) announced a new program specifically focusing on aiding women and youth affected by COVID’s impact on Sierra Leone. The program will provide grants of $60,000 to $140,000 for distribution by NGOs to women and youth-operated businesses in both rural and urban areas that were forced to scale down or cease operations during the pandemic. The aim is to bring these businesses back into the marketplace and stimulate the local economy. These efforts work in concert with Sierra Leone’s internal efforts to help the nation get back onto its feet in the post-pandemic environment.

Mining Sector Leads Growth

With a return to pre-pandemic GDP levels in sight, Sierra Leone hopes to continue growth in 2022. Forecasts predict the nation’s GDP to grow by as much as 5% by 2022, outpacing its sub-Saharan neighbors, which could grow to 1% to 2% less over the same period. The country’s mining sector is a strong driver of the national economy accounting for 3% of national employment in 2018 as well as “65% of export earnings.” The mining sector is on track for a 34% overall increase, led by a predicted 850% increase in demand for iron ore over 2020.

With such a major market component leading the way, other economic areas may expect revitalization as well. In the agricultural sector, employing about two-thirds of Sierra Leone’s workforce, the government encourages mining companies’ investment in communities local to their operations, furthering citizens’ access to food as well as gainful employment. Predictions estimate that the domestic construction and energy industries, both with close links to mining infrastructure, may see growth as well. This combined push for economic renewal assures better days to come for the sub-Saharan nation.

A Bright Future Ahead

Through ongoing foreign support and careful economic measures, Sierra Leone hopes to breathe new life into industries ravaged by COVID-19. With a renewed encouragement of domestic business, the nation looks to bring its citizens forward into a thriving economy and a safer, healthier society. The culmination of these efforts is proving clear less than two years after the nation’s first lockdown with a strong reemergence from the trials of COVID-19’s impact on Sierra Leone, promising a brighter tomorrow for the Sierra Leonean people.

– Alexander Diaz
Photo: Wikipedia Commons

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Global Supply Chain Issues in the Developing World

developing world
More than half of the global population has received at least one dose of the COVID-19 vaccine. The world is slowly recovering from the devastating effects of the virus. However, a serious post-pandemic symptom has emerged: the global supply chain is struggling. While the supply chain affects the whole planet, there is ample evidence of how global supply chain issues are burdening the developing world.

COVID-19 Measures Slow Down the Supply Chain

COVID-19 prevention measures across the globe have shut down processing plants and restricted transportation. They have included export bans or tight quotas to control supplies and prevent the spread of the virus. These measures have all contributed to disruptions in the global supply chain, which have impacted the developing world in a number of ways. Here are a few examples:

  1. Price volatility puts certain countries in jeopardy. Export bans and other restrictions cause prices to spike and drop unpredictably. That is creating price instability in countries that depend heavily on imports. For example, small pacific islands, such as Kiribati, that rely on imports but had grounded all flights have seen the cost of rice increase by 50%.
  2. There is massive food insecurity in the developing world. As Time reported, the World Food Program (WFP) estimated that the number of people who will starve has effectively doubled due to the pandemic. However, evidence suggests that there is not really a food shortage. Instead, transportation restrictions and protectionist trade policies are disrupting the flow of foods such as wheat and rice. Therefore, there may not be a food shortage problem but rather a food access problem.
  3. Humanitarian agencies have also warned of how global supply chain issues are burdening the developing world. They have expressed concerns that disruptions in the global supply chain may affect their abilities to provide commercial aid to developing countries in need. These agencies and nonprofit groups have experienced trouble acquiring necessary inventory and transporting that inventory to target nations. However, such hardship has not gone unnoticed. The IMF recently issued $650 billion in emergency currency reserves. In addition, it urged developed nations to use this money toward developing nations.
  4. There is also a cyclical relationship between global supply chains and poverty. Global supply chain issues exacerbate poverty and deepen inequality. However, the same poverty begets more disorder in the supply chain. For instance, if unable to profit from crop production, younger generations are likely to abandon traditional farming methods, threatening the smooth flow of the supply chain altogether.

Potential Benefits

Supply chain issues have not entirely punished developing nations. Some developing countries are benefitting, as the prices of their exports continue to skyrocket. For example, major oil exporters in the Middle East have benefitted from rising oil prices, according to The New York Times.

Leaders Look to the Future

Post-pandemic growth can be slow. However, government and private sector world leaders are actively working to speed it up. On October 31, 2021, international leaders met to discuss ways that they could improve the supply chain and make it more resilient in the future.

U.S. President Joe Biden urged for fair labor conditions, the end of trade restrictions and communication.“Now that we have seen how vulnerable these lines of global commerce can be, we cannot go back to business as usual,” the President told Reuters.

– Richard J. Vieira
Photo: Flickr