Posts

Femicides in GermanyThe ongoing femicide crisis in Germany is an issue that needs addressing. In 2018, Germany had the highest rate of femicide in the world. Additionally, the country reported high numbers in 2019. Femicides in Germany are continuously growing. Every day in the country, a man attempts murder on their partner or ex-partner and every third day a victim dies. The worrying state of violence against women has prompted action to find solutions to protect women.

Violence and Discrimination Against Women

Domestic violence numbers have been steadily increasing worldwide, especially during COVID-19 lockdowns. Germany is no exception to this. By the age of 16, about 40% of women have experienced sexual or physical violence. Great oppression of women facilitates a place for domestic violence, indirectly encouraging femicides in Germany. Roughly 100 years ago German women gained the right to vote yet women are not properly protected in other aspects. Gender inequality can also be seen in the workplace as women earn 6.6% less than men in Germany, for the same work.

With the ongoing femicides in Germany, the country is trying to combat the crisis.

Gender Equality in the Workplace

In 2017, Germany turned its focus to implementing equal rights in the workforce, regardless of gender. About 20 countries came together to stop discrimination and reduce pay gaps between males and females. During this time, Germany signed onto the Women Entrepreneurs Finance Initiative. This was done with the country’s full support of the Women’s Empowerment Principles created by U.N. Women and the U.N. Global Compact. These seven principles offer guidance on how to empower women in the workplace and community.

Additionally, Germany committed to ending the oppression of women in the workforce with an attempt at a stronger relationship using the Development Policy Action Plan on Gender Equality 2016-2020. This partnership is imperative to the empowerment of women’s voices in Germany.

Convention to Prevent Violence Against Women

In 2018, Germany signed the Council of Europe’s Istanbul Convention. The convention is a first-of-its-kind document spelling out a new legal binding to prevent femicides in Germany. In 2018, 45 of the 47 member states of the Council of Europe signed and 28 states ratified it. This convention promotes gender equality and the protection of women from violence.

Germany still struggles to care for domestic violence victims. Every year, 30,000 German women look for shelters but only half of them can be accommodated. Germany has shelters that can be accessed online and a hotline for victims of violence. It is clear, however, that efforts are needed to increase resources and services for victims of violence.

The Road Ahead

Femicide in Germany is such a controversial topic that only one in three domestic violence cases gets reported. Because of this taboo, femicides continue. German prosecutor, Julia Schäfer, tells Deutsche Welle, “Domestic violence occurs in all parts of society, it is not a question of religion or nationality or education.” She says further, “It is our obligation not to turn a blind eye.” When human beings are being impacted by violence, it is a clear indication of another pandemic that is taking place amid COVID-19. Simply having more support to find the right resources is lifesaving for female victims of violence in Germany.

Libby Keefe
Photo: Flickr

Women Entrepreneurship Opportunities Many governments and companies around the world have come to realize that encouraging the advancement of women is essential to the development of communities as a whole.

Five organizations, in particular, are making huge strides to help women entrepreneurship through financing and training programs.

Kiva

Kiva is a crowdfunded lending organization that gives loans to those who can’t access fair and affordable sources of credit.

As an international nonprofit organization operating in over 80 countries, it provides opportunities for people who are financially excluded from the capital to become farmers, pursue an education, or develop business ventures.

It operates by pooling money from lenders that each pay a small part of the loans to minimize the cost to individual lenders while maximizing its effectiveness by joining resources with others.

Since 2005, Kiva has funded $1.22 billion worth of loans to 3 million lenders. While loans are available to both men and women, 81 percent of Kiva borrowers are women.

In support of Kiva’s values and success, Bank of America and the U.S. Department of State partnered with Kiva in 2017 to support the “Women’s Entrepreneurship Fund” that hopes to support 1 million women entrepreneurs by 2021.

Kula Project

The Kula Project is an organization that works out of Rwanda. It is designed to develop entrepreneurs through vocational fellowship programs.

These programs provide business investment training, tips on creating or improving business plans and industry training in artisan goods, coffee farming and agribusiness.

Another important part of the Kula Project’s resources is its one-on-one mentorships that provide information on financial planning, family health and business leadership.

Both men and women can participate in the Kula Project’s fellowship program, but women are particularly benefitting through the organization’s Women’s Centers that focus on training them to create their own sewing, weaving and agriculture businesses to sell handmade products on the local market.

With a business model that focuses on listening to the needs of the community, Kula Project is working to plant the seeds for future success and allow the community to sustain its own development.

Women’s Global Empowerment Fund

The Women’s Global Empowerment Fund (WGEF) provides both microcredit loans and vocational training for business and leadership development for women in Uganda.

WGEF aims to create sustainable human development through the use of social capital building programs that aim to alleviate poverty, empower women, strengthen food security and health among families and generate an atmosphere of self-determination.

The Credit Plus program created by WGEF has assisted women in opening restaurants, bakeries, hotels, construction projects and small to medium scale agriculture projects that also increase local food production, giving women entrepreneurs the opportunity to be new leaders in society.

These successes are even more impressive due to the nature of the post-conflict region.

The clients of WGEF have been former abductees, child soldiers and victims of gender-based violence and they have the full support of the Women’s Global Empowerment Fund.

Friendship Bridge

According to the United Nations and Harvard Business Review, when women earn an income, they invest 90 percent of it into their families and communities. In comparison, men invest 35 percent for the same purpose.

With this understanding, Friendship Bridge works with a mission to empower impoverished communities in Guatemala by supporting women entrepreneurs.

Friendship Bridge uses their Microcredit Plus Program, small loans to impoverished women, as a sustainable business model to lift women out of poverty.

The organization relies on a group lending model that they call “Trust Banks” to instill accountability but also to create support through social capital. Today, the organization helps to support as many as 22,000 women.

Friendship Bridge’s Client Continuum strategy believes that the combination of financial capital (credit), human capital (skills) and social capital (networks) accelerate the services they provide to not only become entrepreneurs but leaders as well.

Clients are required to undergo non-formal education sessions to accompany their microloans, with options for further mentorship and advanced training in business practices or technical training.

These educational advancements have helped women open businesses in textiles, the food industry and has given people the opportunity to access education.

As an added bonus to this organization’s great work in alleviating poverty, it is addressing the largest group of immigrants coming to America, assist them in creating livelihoods and make them want to stay.

Women Entrepreneurs Finance Initiative (We-Fi)

The Women Entrepreneurs Finance Initiative, backed by the World Bank, works to address the financial and social constraints that small and medium women-owned enterprises face in developing countries.

This is a widespread collaborative initiative that includes 14 governments, 8 multilateral development banks and both public and private stakeholders.

Starting with $340 million for women entrepreneurs in the first year, the organization is expected to mobilize $1.6 billion in additional investment funds from the public and private sectors and development partners.

These funds will work to provide women with access to debt, equity, venture capital and insurance markets, link women-led small and medium enterprises to supply chains, connect women entrepreneurs with networks and mentorship and improve legal limitations that constrain women-led businesses.

These five organizations and initiatives have proven invaluable in changing the quality of women’s lives, and consequently, transforming the communities in which they live.

Advocacy remains an important part of this change in making sure that people are aware of these ideas and opportunities for change.

– Sara Andresen

Photo: Flickr

 

Women Entrepreneurs Finance Initiative
Ivanka Trump recently spearheaded the Women Entrepreneurs Finance Initiative to enable and support women entrepreneurs around the globe. The Initiative’s goal is to train women, give them access to capital, advocate for anti-discriminatory laws and provide women with connections in the business world. The World Bank oversees the program, but it retains funding from many organizations, individuals and countries.

The initiative raised over $325 million in pledges from numerous sources. The United States was a major investor, pledging $50 million. However, the first countries to make commitments were Saudi Arabia and the United Arab Emirates, giving a combined $100 million after President Trump and Ivanka visited the nations.

Numerous other campaigns and projects have attempted to do what the Women Entrepreneurs Finance Initiative is doing, but none of them has achieved on such a large scale. The Initiative will facilitate loans to women entrepreneurs ranging between several hundred and thousands of dollars. It will pay for business training for women, which will result in relationships with their mentors and more connections. Finally, the Initiative will work with local communities, government officials and lawmakers to change law and policy involving women. Through this, Ivanka Trump and the World Bank hope to achieve gender equality in the business world.

Women in business face many challenges globally. Women own roughly 30% of businesses worldwide. Meanwhile, 70% of small businesses with female owners are shut down due to government laws and regulations. According to the International Property Rights Index, about 25 million women worldwide do not have equal rights.

Another problem is the lack of networks and business connections for women. Studies show that men have more social and business connections, giving them better access to jobs and capital. Moreover, women are very poorly represented in the construction, manufacturing and technology sectors. Instead, they primarily own businesses in the retail and service sectors, both of which experience much slower growth than other fields.

At the G-20 Summit in Hamburg, world leaders praised Ivanka and the Women Entrepreneurs Finance Initiative. Ivanka served a lead role in getting the Initiative started, even advocating for the Initiative to her father, President Donald Trump, several months prior.

If the Women Entrepreneurs Finance Initiative is successful, it will be a major step for global women’s equality. With the ownership of successful businesses, women can hold more influential positions in society and better advocate for women’s rights. Discriminatory laws will be eliminated, improving women’s lives everywhere.

Bruce Edwin Ayres Truax

Photo: Flickr