In recent decades, Taiwan has made rapid improvements in the quality of life of its people, resulting in less than 1% of the population being poor or low income. Although these facts are definitely something to celebrate, Taiwan’s demographic has changed drastically during this time. People are living longer and having fewer children, causing the rate of aging in Taiwan to accelerate. In fact, Taiwan’s accelerated rate of aging is so high that it more than doubles that of European countries and the United States.
The World Health Organization (WHO) classifies an “aging society” as when 7% of the population is 65 and older. Taiwan became an aging society in 1993 and estimates have determined that it will become a “super-aged society” by 2025 as about 20% of the population could be over the age of 65.
As the size of the ever-growing elderly population expands, their quality of life dissipates. Many rural counties in Taiwan have a dependency rate (the number of people 65 and older to every 100 people of traditional working ages) in excess of 10%. These rural townships lack even more services and resources, having limited access to essentials like medical and transportation services— and most notably, caregivers who leave and move to metro areas for jobs and education. This leaves the island with a dilemma on how to promote systematic endeavors— both in policies and research, as well as encouraging more involvement in non-government organizations to help with this aging issue. Here are five positive changes regarding elderly poverty in Taiwan.
5 Positive Changes Regarding Elderly Poverty in Taiwan
- Providing Proper Healthcare Coverage: In 2013, Taiwan introduced the National Health Insurance Program (NHI), a single-payer compulsory social insurance plan that covers annual health examinations for seniors 65 and older. NHI grants go to those aged 70 years or older with medium to low income, and grants that may include fiscal constraints from local authorities can go to citizens aged 65 to 69.
- Ensuring Economic Stability: A National Pension that launched in 2005 serves Taiwanese citizens who do not receive coverage from public funds. They have assured a living allowance based on their family’s financial circumstances. This secures regular, lifelong pension benefits for an elderly population living on a lower income. If there are seniors who are not receiving shelter or resettlement services from institutions, family caregivers may receive a monthly special care allowance as an additional aid. The Pilot Program, an option for senior citizens to convert their houses and land into monthly payments, is another coverage plan also taking effect and creating a positive change in regard to elderly poverty in Taiwan.
- Building a Long-term Care Plan: The SFAA (Social and Family Affairs Administration) implemented an initiative to improve Taiwan’s long-term home and community-based services. Beneficial services like daily routine assistance and mental and physical healthcare for the disabled are improving the quality of life of Taiwanese seniors. The SFAA has also enacted an assistive device acquisition to support in-home mobility and improvement of residential accessibility, respite care to support family caregivers, transportation to those who require long-term care, as well as providing daily healthy meals to economically disadvantaged or disabled seniors.
- Establishing Access to Social Welfare Programs: New developments like tour buses are providing care services spanning from inner cities to the more rural areas of the island. The SFAA developed this to encourage seniors to step outside and interact with the community. Through this service, they can learn more about social welfare benefits like health counseling, senior care, leisure and entertainment. The SFAA has also funded Senior Citizen Schools where seniors can join courses that enhance their quality of life after retirement. Seniors also have the asset of participating in the Double Ninth Festival which insights ideas of healthy-aging by staying active and involved in competitions and other activities.
- Addressing the Rising Alzheimers and Dementia Crisis: A dramatic rise in patients suffering from Alzheimer’s and dementia has ignited involvement in government and non-government organizations (NGOs). Amongst these organizations making a difference in elderly poverty in Taiwan is the School of Wisdom, based in Taipei. This program enables Alzheimer’s and dementia patients to keep physically and mentally stimulated and live a fuller, happier life. Programs such as these provide helpline services, care and nursing facilities, education websites and support gatherings for the patients and their caregivers.
Adapting to a New Demographic
As Taiwan’s economic prosperity continues to evolve at a continuing rate, it is important to pay attention to those who may be falling behind. Taking affirmative action on positive changes to end elderly poverty in Taiwan is the greatest way for the Taiwanese to stay true to their rooted cultural values of respecting one’s elders and to ensure that citizens in need are experiencing an optimal quality of life.
– Alyssa McGrail